Instant Cash USAAuto debits to checking account

This review was posted by
a verified customer
Verified customer

The first week of January I was bombarded with payday loan e-mails.
I thought I had deleted all of them, but when I received my checking account statement mid-month, I noticed an extra $300.00 deposit. I made the mistake of not investigating the originator, however it would have been too late anyway. The automatic debits of $90.00 came out each pay period for the next 4 pay checks, which was O.K.- I needed to repay. However the next pay check had an additional $50.00. In calling my bank to inquire about the source I was given Instant Cash USA phone number. The representative then disclosed the terms of the loan. I was flabergasted. I had never received the loan docs they claimed to have sent and would never had agreed to those terms. I requested the documents be sent to me. In investigating the documents the date and time I supposedly signed them I was not available at home. I have only my desk-top and no lap-top computer. Undoubtedly, someone fabricated my information and the company did not follow-thru with the documents. I have repaid the loan of $300.00 plus an additional $200.00 for interest. I had to close my account because Instant Cash USA can renew the loan if not paid in full.

Post your comment

    By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions


    Unhappy consumers gather online at and have already logged thousands of complaints.
    If you see dozens of complaints about a certain company on ComplaintsBoard, walk away.
    One of the largest consumer sites online. Posting here your concerns means good exposure for your issues.
    A consumer site aimed at exposing unethical companies and business practices.
    ComplaintsBoard is a good source for product and company gripes from especially dissatisfied people.
    You'll definitely get some directions on how customer service can best solve your problem.
    Do a little research on the seller. Visit consumer complaint websites like ComplaintsBoard.