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The Brick / insurance policy hiding under your brick card

Calgary, AB, Canada

I purchased a couch and chair through the Brick in Calgary in late 2011. I used their promotional, "pay no interest" credit cards. It seemed to be a reasonable deal and the sales person was eager to go through with the sale and purchase(of course). I signed all the required documents and never had any of the fine print explained to me. As a consumer it is my responsibility to be more aware of fine print however I figured, what more could be to a" Brick card" than interest on any owing amounts after the "no interest" term is up. I was wrong, underneath the Brick credit card is an insurance policy through Tans Global Insurance. It is not only a payment protection, but leave of absence protection, disability protection, life and dismemberment protection, all this coverage was not explained. Meanwhile you are paying for all this protection, that was not fully explained. Seems to me Trans Global is hiding out under those big BRICK letters on the card. I cancelled the policy, which I understand was my responsibility after a 30 day trial, how many insurance companies are charging fees unbeknownst to card holders?!!!

Rj

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