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First Premier Bank Profile

First Premier Bank

www.firstpremier.com

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2.0

Overall reputation rating based on reviews and complaints

First Premier Bank earns a 2.0-star rating from 17 reviews and 203 complaints, indicating that most customers are somewhat dissatisfied with banking services.

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First Premier Bank Complaints Page 4 of 11

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D
8:06 pm UTC

First Premier Bank My credit card

Try to place an order online through Little Caesars using my first premier Bank card I tried it three times and all three times and come back and said generic decline 350 not sure what that means not sure what that is but could you please figure it out thank you my card keeps getting declined for some reason. It throws out a code that say

Desired outcome: Fix my credit card so I can order food for my kids. I have 3 little girls here that

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K
2:35 am UTC

First Premier Bank Unauthorized payment and withdrawal

My routing #

[protected]

My account #

[protected]

Yall took $87 on 06/13/22 at 3:02 then turned around added $87 06/13/22 at 3:06 then took it again 06/13/22 3:06

I want my money back

This is ridiculous.

I’ve had so many problems with y’all since the start. I find it ridiculous that yall hold customers to standards yall can’t even hold yourself to

Desired outcome: I want my money back

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T
2:07 pm UTC

First Premier Bank Service, or lack there of

I applied for a card and was approved, somewhere around the 15th to the 17th , i payed the $95 charge for account activation before the 25th, and was told my card sh0ould be there by the 3rd or something. Well, herer we are about a month and a half later, almost two months and i still have not received my card!

Desired outcome: I WANT MY MONEY REIMBURSED TO ME IN A CHECK OR I WANT MY ACTIVE CREDIT CARD TO BE SENT VIA EXPEDITED SHIPPING.

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E
9:00 am UTC

First Premier Bank Fraud

I have never applied for a premier credit card but y'all say I have an account which I never have an account or credit card am Edward v hyett my email is [protected]@gmail.com

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H
4:25 pm UTC

First Premier Bank credit card fee collected from my bank on april 18 i have not recieved a card from you

transaction #c1424282 with first national bank my name is Henry Olson

Desired outcome: info? card? account?

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A
7:27 am UTC

First Premier Bank Payment not applied to my balance owed

I paid my monthly payment before it was even due. So I then paid another additional $50 after that to be applied back to my balance and nothing has happened. But it says the payment was received. Am I missing something...my account name is Amber Plumley

Desired outcome: I'd like it to be applied to my balance owed or know what I'm doing wrong and idk

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R
1:05 pm UTC

First Premier Bank Bad service and high fees

The have a rude customer service, high interest rates and annual as well as monthly fees. On top of that I was offered extra credit, but the trade off is that they will charge you 25% for it so if they give an extra $500 credit you'll get charged $100 to your account. I refused and after sometime they went ahead and did it anyways.

Now on top of that they will not send any e-statement or notifications, if you sign up for e-statements you have to log in often to make sure they did not charge you with some new fee or the next thing you know is that you get a late fee.

I am a current card owner, all of the above happened across the last few years

Desired outcome: Warn new possible users

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D
11:53 am UTC
Verified customer This complaint was posted by a verified customer. Learn more

First Premier Bank Service

This company does not find the ability to work with people. They take your money and make no concessions to the customer. I had been unemployed since 08/2021 and then once I found work in 02/2022 I agreed to make an arrangement with them to bring my account current. I have made the 2 of 3 payments of the arrangements and all I asked was for someone to review the account to waive some late fees due to me being unempoloyed they refused and said no. This company should not exist. If I could give them a 0 I would. Once I pay them off I will discontinue use of this card and make sure to tell people never to get anything through First Premier. Not that First Premier cares anyway.

Desired outcome: Account reviewed for some late fees waived due to unemployment.

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M
4:48 am UTC
Verified customer This complaint was posted by a verified customer. Learn more

First Premier Bank Unauthorized charges to my debit card

I have never engaged with FPB at any level. However there are 5 unauthorized charges to my Patelco checking account (or my Patelco debit card). I have contacted my bank and the consumer report regarding this fraudulents activity.

Please refund those charges immediately.

1/21 $15.99

1/19 $284.48

1/12 $10.50

1/6 $17.50

1/5 $283.18

12/23 $303.4

Desired outcome: Please refund

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P
6:39 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

First Premier Bank Inmate did not receive his order this pass monday, 03/28/2022.

Inmate edgar commodore ID 117154.

His money was taken off the books but he never got his order. Please deposit money back on book or allow inmate to

Get his order please. He did report this to his pod officer. $50.00 was deducted.

There is no receipt, there's no delivery but his $$$ was taken please resolve this problem. Thank you.

Desired outcome: Deposit $$ back on account or deliveryHis order.

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E
10:13 am UTC

First Premier Bank Big Waste of Time

These scumbags CLOSED my credit account, after months of runaround and a wonky website that failed to even post my payments on-time, or correctly, because my banking account did not register, despite my efforts. Constant runaround over sending me a new card, that never arrived... until 4 mos. later. I've dealt with shady credit companies, due my fair credit rating. But these guys have taken the cake. So glad when my balance is paid off!

Desired outcome: Apology and reinstatement of my credit usage/privileges.

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F
Felicia ortegon
Pueblo, US
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Jan 24, 2024 10:58 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

I agree there website fails to post payments" im disputing with them now because there website decided to default to a wrong account other then what i selected and now penaling me for it.

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M
1:56 am UTC

First Premier Bank bad customer service

i was called 3 times at work in one day over a account that was 30 days late and never been late before never called my home emailed or left a vocie email only called my work. what a way to embarrass some one in front of there coworkers and boss i work in healthcare on a covid unit and they have better things to do then answer phone calls like this. i called premire when i got to work and spoke with Wendy which was no help and a complete incompetent person and shouldnt be working with the public she couldnt answer why i was never contacted on my phone or email and never once offred im sorry for the problem or nothing

Desired outcome: wendy needs to get more training or fired for the lack of knowledge and a apology from a supervisor and compensated for the time i was suspended from work

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S
3:56 pm UTC

First Premier Bank Garbage disposal

On January 3, 2022 I called First Premier due to a problem with my garbage disposal. The next day they sent me a claim #1005 with who to call to set up an appointment to assess the problem. When the technician came out, I contacted First Premier to inform them that the garbage disposal could not be repaired and needed to be replaced. They said they would contact me in a few days to let me know their decision. Eight days later on 1/11/22 they emailed me a form to sign accepting the Cash In Lieu Of Repair, they said it would take about two weeks before I would receive the check for $180.00, because I missed the rotation, {whatever that means). Then also told me I would have to pay for the labor myself, which was not in my contract. I was only supposed to pay the technician $60.00 for the service call. I have called the company several times to inquire about the check for the disposal, and they keep coming up with different excuses as to why they have not mailed the check. It is now 2/21/22 and to this day I have not heard another thing from the company and no check.

Desired outcome: I want the company to pay for the garbage disposal. They gladly took my $412.63 and have not kept up their part of the deal.

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Johnny1945
Killeen, US
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Oct 10, 2022 12:28 pm UTC

They refuse to approve evaporator coil repair. Took a week and a half to inform me they would not approve repair.

J
J
John Dss3ms
Killeen, US
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Oct 04, 2022 11:23 am UTC

This is the worst home warranty company I have ever subscribed to. I have had numerous home warranty companies but this one is the worst of all of them. When you call for a repair they tell you that you have to contact the service company even though contract says they are supposed to call. Then they will give you the contact number for the service company after almost a week of calling them. In the meantime my AC is still working with high 90's to 100 degree days. Finally the service company came out and sent them the diagnosis, a leaking evaporator coil. Which then said they will not cover under the home warranty.

I want my money back but they are dragging their feet. Don't know if I will ever get my money back.

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A
1:11 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

First Premier Bank made three payments online where did they go?

Payments made to First Premier Bank are:

1/28/22 online $120.00

12/31/21 online $100.00

12/02/21 online $100.00 and yet was not told of reaching the maximum?

Desired outcome: you notify agency that I have been paying

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P
6:24 am UTC

First Premier Bank Fraudulent charges

Yesterday 02/11/2022 I paid a charge on my total visa credit card, somehow FIRST PREMIER BANK got my account information as it is a NEW ACCOUNT. I did not Authorize this payment of $99. It seems they went ahead and decided to access my account for the last two months payments? That is not ok! I've been on time the whole time I've had this card. I'm on limited funds right now which is why the two months haven't been paid. I want my money back! I was happy with this credit card being it was the first one I finally got to fix my credit (which it did) even with the high apr and all that I didn't mind but now I'm not sure about it. I need to fix this ! I will be calling hopefully this morning.

Desired outcome: please refund me 69$ back as I will give thirty for monthly bill

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H
8:39 pm UTC

First Premier Bank First Premier Credit Card Fraud

I first found this company offered to me by Experian. It was the only card offer that I pre qualified for.

Once I applied and was told I qualified they had me create an account. After I created the account I was then prompted to pay $90 to “secure my $400 credit limit” which I found odd considering they said I already qualified. Reluctantly, I went to pay the fee which had increased to $95.

I paid the fees and was then given access to my “account information” which shows a $300 out of $400 credit limit and $0 balance. Unfortunately no where on this site does it show a valid account number or routing number for this “so-called account” and I am left wondering…did I get scammed?

I wasn’t sent any further follow up emails to confirm my account creation. I still have not received a card in the mail or any type of paperwork.

They make it impossible to speak to someone.

When looking more into Google search, I have found there seems to be two different websites and information about this “First Premier Bank” along with two different apps for banking and credit.

I’m not sure if these are the same company because of this. However, they have the same logo so if it’s NOT the same company then they have an imposter out there impersonating their bank and fraudulently scamming people out of money in the promise of a “credit card”

Desired outcome: I would like my credit card that I paid for and was told was approved for, or my $95 back.

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P
10:20 am UTC

First Premier Bank Credit Inquiry

I received notification from Trans Union of a credit inquiry by First Premier Bank. I did not authorize this inquiry and it’s sitting on my credit record now. I’d like it removed as these inquiries usually count against your credit score. There’s no way to reach these people unless you want to apply for a credit card… and that’s on line only. I have put a freeze in my credit once again. I would like a phone number to speak with these people.

Desired outcome: See above. Remove inquiry record. This is a fraud attempt to sign up with my personal information for credit

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B
3:05 pm UTC

First Premier Bank Charged $95 fee

01/25/2022

I was charged $95 for : ACH - FPB CR CARD PROC FEE. I have never been in business with them and am not aware of any transactions with the bank. I was charged $29 from my bank (USAA) for NSF fee.

Desired outcome: Information of the case and outcome, why do they have my bank information?

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K
1:28 pm UTC

First Premier Bank Unauthorized charge

I noticed this morning a charge of 311.16 that was not authorized by me. I am going to dispute it through my bank. It is still in pending status in my bank so I might have to wait until it goes through to dispute it. I don't know how it was put on my account? You need to take into account of these fraudulent charges going through your bank. I would appreciate this to be resolved

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M
2:56 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

First Premier Bank Information given out by FP rep to someone else

Called FP to find out why payments weren't showing as available on my acct even though they'd come out of my bank acct. Chris told me if I wanted to contact my bank if they verified payments were made she would release the hold from Dec 15, Dec 24 and Dec 25 when my payments were made. My account is in good standing and excellent payment history btw. I verified the payments were paid out of my checking acct, Chris then also had to ask the rep the same info for verification. Both reps said it was being recorded. I gave Chris permission to verify with my bank payments were paid with me on the line as well. After my bank verified the pmts and I thanked that rep Chris then chimes back in knowing the bank was still on the phone and gives out my available balance on my FP account. I asked her to stay on the line until after my bank hung up. When I asked if it was standard practice to give out available balances when payments were verified Chris stated I had given permission to speak to my bank. I did not give any such permission. All that I gave permission for was for her to verify the payments were made. I told her this and her reply was OK I'm sorry, very sternly. I don't appreciate it at all. It's very unprofessional and I was under the understanding she wasn't allowed to give out any information.

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Frequently asked questions (FAQ) about First Premier Bank customer service
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Is First Premier Bank a legitimate bank?

Yes, First Premier Bank is a legitimate banking institution. It is FDIC-insured and is based in Sioux Falls, South Dakota, where it was founded in 1986.

Is First Premier Bank FDIC insured?

Yes, First Premier Bank is FDIC insured, which means that customers' deposits are insured up to the maximum amount allowed by law.

Does First Premier Bank offer nationwide services?

Yes, while First Premier Bank is based in South Dakota, it offers its services to customers nationwide.

What kind of banking services does First Premier Bank provide?

First Premier Bank offers a wide range of banking services, including personal banking (checking and savings accounts, loans, credit cards), business banking (cash management, lending solutions), and wealth management services.

"Is the First Premier Bank credit card legit?

Yes, First Premier Bank is one of the largest issuers of Visa and Mastercard credit cards in the United States. It offers legitimate credit cards, including options for those looking to establish or rebuild their credit.

Is First Premier Bank safe for online banking?

Yes, First Premier Bank uses encryption and other security measures to keep its online banking platform safe and secure.

Is First Premier Bank a good bank for personal banking?

First Premier Bank has a wide array of personal banking services and is generally well-reviewed by its customers. However, what constitutes a "good bank" can vary depending on individual needs and preferences.

Does First Premier Bank report to credit bureaus?

Yes, First Premier Bank reports to the major credit bureaus. This reporting is what makes their credit cards a good option for those looking to build or rebuild their credit.

Is First Premier Bank customer service reliable?

First Premier Bank has a dedicated customer service team. However, as with any company, experiences may vary. Many customers have reported positive experiences with First Premier's customer service.

What is the history of First Premier Bank?

First Premier Bank was founded in 1986 in Sioux Falls, South Dakota. It has since grown to be one of the largest issuers of Visa and Mastercard credit cards in the country.

Does First Premier Bank have physical branches?

Yes, First Premier Bank has physical branches, primarily in South Dakota. However, they also offer online and mobile banking services to serve customers nationwide.

Is the First Premier Bank mobile app secure?

Yes, First Premier Bank's mobile app uses several security measures, including encryption, to ensure the safety of its users' information.

What kind of loans does First Premier Bank offer?

First Premier Bank offers a variety of loan products, including personal loans, home equity loans, and business loans.

Does First Premier Bank offer savings accounts?

Yes, First Premier Bank offers a variety of savings account options to meet different customer needs, including regular savings accounts and money market savings accounts.

Does First Premier Bank offer investment services?

Yes, First Premier Bank offers wealth management services which can include investment services. They provide tailored strategies for individual, retirement, and business needs.

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