Menu
Register
Write a review File a complaint
Bank of America

Bank of America review: Mortgage Loan

D
Author of the review
6:20 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more
Featured review
This review was chosen algorithmically as the most valued customer feedback.

Bank of America Predatory action with my mortgage loan modification request.

I am enclosing the following attachments

1- My ongoing communications with BOA from the inception of my home loan modification application starting july 18,2023

2- My Home appraisal conducted by BOA on July 31, 2023 Showing my home appraised at M

3- My most recent mortgage statement for 10.1.2023 payment, showing my loan to be under M and a monthly payment of .

4- The denial letter of my loan modification on September 29, 2023 and offering only one predatory option to handle my request, which conducting a short sale!

5- Based on BOA appraisal of M and my mortgage loan total of M, my Equity in the property stands at M (minus a second home equity loan with Figure bank in the amount of K that leaves a net equity of M.

BOA predatory decision not to offer a modification and a cash out or a payment forbearance for the next 12 months as I requested in all my correspondences with them for the past 45 days is not justifiable and bad business practices taking into account my credit score and past experience with them for over 10 years with NO late payment ever.

I requesting that BOA offer a modification to lower my monthly payment and provide a cash out or a continuation of forbearance for the next 12 months to allow me to recover from my COVID related hardship and or sell the property and pay off the mortgages.

All that is outlines in my cover letters communications that is enclosed with this form.

Thank You

Desired outcome: Modify my mortgage loan to a lower payment.

More Bank of America reviews & complaints

Bank of America - Incompetent Department and Service 109
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Bank of America - claims department 19
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Bank of America - Communication 18
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Bank of America - bad customer service 11
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
0 comments
Add a comment
  1. Bank of America Contacts

  2. Bank of America phone numbers
    +1 (800) 432-1000
    +1 (800) 432-1000
    Click up if you have successfully reached Bank of America by calling +1 (800) 432-1000 phone number 7 7 users reported that they have successfully reached Bank of America by calling +1 (800) 432-1000 phone number Click down if you have unsuccessfully reached Bank of America by calling +1 (800) 432-1000 phone number 3 3 users reported that they have UNsuccessfully reached Bank of America by calling +1 (800) 432-1000 phone number
    40%
    Confidence score
    English
    +1 (800) 688-6086
    +1 (800) 688-6086
    Click up if you have successfully reached Bank of America by calling +1 (800) 688-6086 phone number 15 15 users reported that they have successfully reached Bank of America by calling +1 (800) 688-6086 phone number Click down if you have unsuccessfully reached Bank of America by calling +1 (800) 688-6086 phone number 1 1 users reported that they have UNsuccessfully reached Bank of America by calling +1 (800) 688-6086 phone number
    88%
    Confidence score
    Spanish
    +1 (315) 724-4022
    +1 (315) 724-4022
    Click up if you have successfully reached Bank of America by calling +1 (315) 724-4022 phone number 0 0 users reported that they have successfully reached Bank of America by calling +1 (315) 724-4022 phone number Click down if you have unsuccessfully reached Bank of America by calling +1 (315) 724-4022 phone number 0 0 users reported that they have UNsuccessfully reached Bank of America by calling +1 (315) 724-4022 phone number
    International
    +1 (757) 677-4701
    +1 (757) 677-4701
    Click up if you have successfully reached Bank of America by calling +1 (757) 677-4701 phone number 0 0 users reported that they have successfully reached Bank of America by calling +1 (757) 677-4701 phone number Click down if you have unsuccessfully reached Bank of America by calling +1 (757) 677-4701 phone number 0 0 users reported that they have UNsuccessfully reached Bank of America by calling +1 (757) 677-4701 phone number
    Credit Card Issues
    +1 (800) 214-6084
    +1 (800) 214-6084
    Click up if you have successfully reached Bank of America by calling +1 (800) 214-6084 phone number 0 0 users reported that they have successfully reached Bank of America by calling +1 (800) 214-6084 phone number Click down if you have unsuccessfully reached Bank of America by calling +1 (800) 214-6084 phone number 0 0 users reported that they have UNsuccessfully reached Bank of America by calling +1 (800) 214-6084 phone number
    Vice President Bank
    +1 (312) 992-6618
    +1 (312) 992-6618
    Click up if you have successfully reached Bank of America by calling +1 (312) 992-6618 phone number 0 0 users reported that they have successfully reached Bank of America by calling +1 (312) 992-6618 phone number Click down if you have unsuccessfully reached Bank of America by calling +1 (312) 992-6618 phone number 0 0 users reported that they have UNsuccessfully reached Bank of America by calling +1 (312) 992-6618 phone number
    More phone numbers
  3. Bank of America emails
  4. Bank of America address
    100 N Tryon St., Charlotte, New York, 28255, United States
  5. Bank of America social media
  6. Janet
    Checked and verified by Janet This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Jun 13, 2024
Bank of America Category
Bank of America is ranked 1 among 403 companies in the Banks category