I am so furious with this bank. Every month, I have a direct deposit from Google come into my Citizens Bank account for payment for my Cellphone Apps. A very good friend of mine also makes apps and does everything the same as me, except he uses Bank of America.
To make a long story short, we get paid at the EXACT same time every month, as it has been for a while. Well, this month, he got his a little before me. I know its not because of Google. His money cleared into his account on 4/15/11 as spendable cash. I logged into my account, and it was not there yet. So I waited patiently. Saturday, nothing. Monday, nothing.
Now, on Monday, I had a few charges come into my account that brought the account into the Negative, and was hit with a $75 dollar fee for it. This happened some time around 10 at night. Magically, the next morning, a few hours after these charges go through, the deposit magically appears in my account and acts like nothing ever happened. it just bumps the charges to the bottom of the list, almost like it is trying to hide it. It makes me feel like they intentionally held back the money just so the charges would go through, so they can hit me with an overdraft fee.
Never has my buddy relieved his money before I have. We always got it on the same say, usually within the same 1/2 hour.