US Bank

After I moved to another state and after my ssi direct deposit started coming at my new bank... I wrote my bank branch and explained that I had moved. I gave account info and went above & beyond to prove who I was and requested that my account be closed! They called and said they cannot close my account that I must go in personally to a us bank to close my account! This is just plain wrong! the town I moved to doesn't even have a us bank... I would have to go a long distance to get to one being new here and suffering disabilities I feel they are asking too much of me. I never would have opened a us bank account in the 1st place if I knew they refused to close bank accounts via mail request. I am being held hostage by us bank! They are forcing me to pay monthly fees for a bank account that is totally obsolete... They are providing a disservice to me! How is that ethical or moral? To force me to maintain a bank account with them & pay fees when I have no use whatsoever with that account they are getting money from me for nothing. Can anyone spell highway robbery? Are they that desperate and greedy.

We are very experienced lessee's of cars. I do not think it is an exaggeration to say that US Bancorp is the worst company to interact with on car lease turnins in the country! Most leased cars coming off lease today have significant positive equity values relative to their residuals. US Bancorp did everything possible to try to capture that value for themselves instead of the consumer. Just call Carmax and ask them what one bank (large or small) will not work with them to facilitate a typical direct transfer- The answer is US Bancorp. Our local dealer, where we first bought the car, had the same complaint when we tried to see if it was just a Carmax thing. The amazing thing is that dealer was the one who encouraged us to go with USBC originally. To keep the equity value for ourselves, we ended up having to first purchase the car from USB ( a process that took several weeks even though we paid extra to do everything via Fed. Express) in order to resell it to Carmax. As a result, we had to pay $1, 500 in extra sales taxes and the value of the car went down $700 because they took so long. Avoid them at all cost!

Was recommended to Melvin R. Blann the fourth because he had won multiple five-star awards in a row, featured in Milwaukee Magazine. Unfortunately talking to him he seemed rude and not knowledgeable about basic subjects. It was strange, but further research revealed he had paid for his awards. Looking on their website, some of their other advisors do it too.

Where I found out about the scam:

http://www.thefinancialcoach.com/5-star-wealth-advisor-award-truth-or-scam

Is it legal to charge an overdraft fee on a check when it clears and there is money available to cover it?!?!?! I think they are saying that there wouldn't have been sufficient funds by the date on the check, but I knew I had a deposit coming in, as it did, and there was money there when the check cleared. What kind of BS is that?!?!?! So if I didn't have overdraft protection would they have returned the checks with sufficient funds available to pay them?

My home is in foreclosure and US Bank will not help me. I have a family of four and got behind on my payments. Their debt collection methods are not conducive to working things out. They started foreclosure proceedings and although I filled out modification forms, they embark on a series of lies and misinformation that leaves us so confused. I don't know what the outcome will be but no wonder they have sooo many foreclosures. They don't work with people. Don't give them business.

I originally signed up for a totally free over 50 checking acount with them, when I moved I did not close it imediately as I had it connected to some online payments.

Well, they got my address change and I recieved one statement and started recieving regular advertisements from them (at least 2 a month) but for months they failed sending out statements. This did not worry me as I keep a good track of my deposits and withdrwawls, and had totally free checking. I discovered that they had stopped sending out statements to the correct address(they had no trouble with advertisements), as a rouse to cover the fact that they were charging me $9 a month maintenance fee now. Additionally, the charged me $5 for each statement they sent to the wrong address -- their advetisements still coming fine.

They claiming they notified me while charging me for the returning mailings of statements.

The US Bank is totally disreputable in my opinion. Avoid -- this will no doubt be one of the first banks to try to steal your money when another crisis occurs

Read more: http://www.rateitall.com/rc-8434815.aspx#ixzz1h14IqNBU

I applied for and received a "1-2-3-Rewards Mastercard". The interest rate was to be 13.99, 18.99 or 23.99%, based on "CREDITWORTHINESS". I have a credit score of 820, and I have never paid a bill late or written a bad check. My home is paid for and I have worked for the same co. for 23 years. I also keep a large amt. of cash in a checking acct. at US bank, for which I receive no interest. I have had this same checking acct at this bank for over 30 years and put up with it going through mergers and name changes. When I questioned why I did not receive the lowest interest rate, I was put on hold, transferred 3 times and basically told that I got the rate I deserved. No one could tell me what the criteria was or put me through to their underwriting dept. THAT is all a secret, apparently. Is this false advertising? YES. Is this a lack of appreciation for their customers? YES. I am moving my cash elsewhere. Does US Bank believe in ethical behavior? NO.

During my modification, USbank customer service had the most unprofessional employees that are there to make your modification the worst experience you will ever have, they will not return any phone calls, never know the answer to your questions, you are not able to speak to any other dept's you are forced to speak to customer service. they told me my modification was denied when i was approved, they have hung up on me, left me on hold for a long period of time, no one ever has the same answer, if there is one. very very rude and unprofessional...

In my opinion, it would be a sin if I didn't post information relating to a recent employment experience my wife had with US Bank. Specifically their Student Lending Group, specifically the mindless management team responsible for unethical employee relations. While there are many reasons to post help here for others, I will focus primarily on 2 key points. First, a lot of people don't realize how damaging workplace bullying can be to an employee. Damage so deep that physical health, mental health and effects on family members of bullied employee has devastating outcomes. This is becoming "ok" in today's workplace, and in most cases you can do absolutely nothing about it. Either go to HR and commit career suicide, or simply quit. Neither option is fun when you are a dedicated, extremely talented employee needing assistance to deal with workplace bullying. My wife, a very successful professional fell victim to such acts. Her manager at US Bank is an incompetent fool. I will refer to him as "idget". I'll get to that later. Idget was intimidated by my wife, and made it a full time effort to make her life miserable. Deprived her of resources, very critical of her work, micro managed everything she did. Think of the worst manager you have worked for, add to that the sensation of 10 simultaneous root canals you will get = idget. I know that no employee is perfect etc, etc. However this is so bad it needs to be aired in an effort to help those great employees still working for idget. The effects of idget caused a tremendous amount of stress resulting in hair loss, extreme anxiety. What? Someone can have that effect on you? YES. My wife was always energetic and very driven. I sadly watched this crumble right before my own eyes. She was miserable. Now to my second point. Idget is named for a reason. Exactly what he is. I have never experienced someone who is paid at such a high level be unbelievably stupid. Not just "I made a bad decision" stupid, more like "I can't tie my shoes please help me" stupid. Idget puts the meaning in the phrase"you don't have a clue". Idget is not capable of doing anything productive in any area. All of idgets employees are at a senior manager level, yet idget cannot communicate anything in his job without someone doing it for him. I really don't know how to describe this, because it's borderline mental ###ation. You really have to experience this to understand the true meaning of this. I make some bad calls, we all do. Idget communicates, at best, with a 3 year old equivalent skill set. All employees are aware, even vendors. That tells me his boss, and others within the organization are aware too. Idget has a godfather who takes cares of him though. His boss. Maybe a few elementary grades above him though. A joke as well. To all employees or professionals seeking an opportunity within this group please don't do it. It isn't worth the money at all, and the experience can cause serious problems in your life. It's a shame a company with such talent isn't more employee focused in this group. Just stay away is my advice. US Bank is great employer, and I am confident the rest of the organization has stellar employee engagement scores. I'm also confident within time idget will be without a job. But the interesting thing is, he doesn't even know he has one and that should describe how pitiful this individual is. He is married with children, and my heart goes out to these brave people as well.

Alright every bank seems to do this, but I got this unsolicited call from a telemarketer calling on behalf of US Bank and he's telling me that he just wants to send me some insurance plan information. That's it. He goes through this long speech. He kept "smoothing over" this notion that there's essentially no obligation, but the part that I caught (that most people would miss) is when he slipped in a line about "if it's something you're not interested just call us to let us know". I specifically asked him if there was no obligation. He said "no". Well stop the presses @ss h0le! If I have to call to cancel then I'm OBLIGATED to call to cancel! There IS AN OBLIGATION you liars! I hate this deception and I'm sure the banks approve of this deception. No wonder everyone is angry with banks these days.

Lease turn. at the end of your lease you will most likely be contacted for a voluntary pre turn in inspection. * do not agree* these people are contracted by the banks to find or make up problems with your vehical. the more they make up. your going to pay. here is what happens : they will come to your work "so it's more convienant for you". the reality is you don't have time pay attention to what they are writting down and before you know it you have a sheet in front of you with charges that you ultimately will pay or end up with a mark on your credit rating.
Here is my story
they put down paint chip (smaller than 1/8 inch) 31.50each.
they charged me for a new wheel. picture attached. look at the 12 o'clock spot very very small scratches. * $ 1034.24* check payable to us bank
These people or they as I refered to are adesa co. they are contracted by the banks to find problems so the bank can profit from normal wear and tear to your vehical.
If your an attorney looking for a class action suit. call me up i'm in.

I am disable and I had $ 578 in the bank.

US bank change their policy to every week add $ 500 and/or to have minimum $ 1500 monthly.

Not only that, but they me charged twice. First for not having above $ 1500 a month for $ 8.95, then for not having a account with them any more for additional fee of $5 for cashing/closing the account. In the sum of 13.95 I lost in the bank in a month.

They are the thieves. Synonymous US bank/ thieves.

Do not use us bank! They are experts at taking your money for no reason! A few months back, after an overdraft fiasco, the bank “officer” I spoke with asked me if I wanted to sign up for overdraft protection by connecting my savings account to my debit card. I said “sure!” (Having just lost $150 in overdraft fees it sounded like a good idea). Here’s the catch … for every item that comes through your account the day the “overdraft protection” kicks in they charge you $5.00! To use your own money! I was never told there was any charge whatsoever. Where is our protection from such scams, I ask?

I have been trying to refinance due to a divorce and high interest rates, my home value dropped 20 thousand so I am upside down. My interest rates are above 7% and the other 2nd is 9%. If I was able to refinance my ex would be able to get a loan to pay off the 2nd which in the devoice decree is considered the property settlement and his reasonability. I am not asking for any other money just to lower my rate. I plan to live in the home for at least 12 more years. My divorce decree states I have to stay in Washington school district till my youngest is out of school he started kindergarten today. I have been in the home for 13 years. They have given me so many contradicting reason why they have not been able to refinance or loan re modification.

I found a unauthorized charge on my child support card. I called the relia card number and they said it was a ATM with draw in California as I live in Oregon and worked the day my money was taken out at a ATM in California and I still had my card I started the process of disputed the charge. The dispute center sent me the forms I filled them out filed a police report and faxed all back to relia card. 3 days after I sent it I called them to ask where my money was they said they had five days to return it after they got my information. Finally I received the obey back. A month latter I receive papers saying there taken money back due to no response or papers from me. I called them to ask what's going on and no one can help due to not in my time zone and there 4 hours ahead of me. This I called us bank and the relia cards are not even a us bank product. This company is false advertising. They also scam all the hard workers and children out of money

I issued a stop payment on an automatic debit that was originally set up to help a family member who did not have a checking account. Two months ago I called US Bank to have these transactions stopped and after going back and forth between US Bank (they told me I would have to have the institution (Wells Fargo) that was withdrawing the money stop it) and Wells Fargo (they told me US Bank would have to issue the stop payment) and several phone calls to both banks, US Bank FINALLY told me they would issue a stop payment for six months. Well, lo and behold I find that the funds were taken from my account again yesterday. I called US Bank and was told there was nothing they could or would do about it because WF was using a different check number for each transaction. So I asked them why they didn't advise me at the time that I would need to issue a stop payment every month or at the very least close the account and open another if that was the case. Two months ago I was told that the stop payment would be good for six months! So far WF has been using consecutive check numbers but what if they just used any random check number... How would I know which check to stop payment on!?! What kind of SCAM is this? I'm going to immediately withdraw all my funds from US Bank and go somewhere else ... But not Wells Fargo. I'm also going to talk to an attorney. in the meantime I'm out the money because US Bank will not put the money back into my account even though their rep misinformed me.

So I send these freaks money in check form to settled long over due account and the accepted the check and never heard any thing else that was in 2006 when I sent then 898.30 and I get two phone call very short and then a litigation notice saying 20 years of bad credit and 5000.00 is what I will need to pay... Lol butt off I wrote a check sooo take that corp. Ne ways bam associates are the people trying to get the money from me now ugugggggg

Last week my sister, a single mother, dicovered that she was in huge overdraught trouble, even though funds had been available. yesterday US bank took 75% of my wifes paycheck for overdraft charges, In her case, funds should also have been available but were not, due to fraudulent accounting practices that are becoming the trade mark of US banks 5 star service (theft and conspiracy with a smile). I hope ex-employee wont waste his/her time telling me that everything is in order, 225 complaints on this sight alone regarding US bank, obviously indicate that very treacherous practices are afoot at US bank, probably due to it's impending collapse, and the 25% drop in it's stock value on the stockmarket in the last 6 weeks. I guess the fat cats are going to grab as much cash as they can before the inevitable collapse of this evil outfit.

I'm accustomed to US Bank not being the friendliest or most helpful. Yes, its annoying, but I deal with it... however today was over the top. I called to check my balance today and was surprised that there was more money in my account since yesterdsay. I requested to speak to a "customer service" rep and had the joy of speaking with someone named Erica. Right away I could tell she had a chip on her shoulder. She rushed through some half a**ed explination and when I tried to clarify what she said she began talking to me like I needed a helmet and padded room. She was incrediably condescending and rude. I eventually asked for her supervisor so she could see how to do her job with some class (I admit, I was upset!) And she kept arguing with me, saying that she can do her job and I just laughed and kept asking for her supervisore. This is when this idiot hung up on me. I did call back and left a message w/ her supervisor so we'll see if he's as "helpful" as his employee. God, I hate US Bank- I wish it was easier to switvh banks!