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Complaint Rating:  83 % with 6 votes
83% 6
Contact information:
United States
Beware walmart credit card users...
I received a walmart charge card that had no interest added for 12 months. I paid that amount off early and made other charges. At the end of the 12 months they charged me approx. 150.00 saying that I didn't pay all the initial charges. Get this-when I called walmart credit card they told me that if all the subsequent charges were not paid off in the 12 months, the accrued finance amount is charged. They also told me that when payments were made, I had to call to tell them to apply to the non-interest amount — if not, the payments are applied to new charges first. That is ridiculous and just greedy. I was never informed of this practice. All my purchases were made online, so when the rep said that they should have told me in the store at time of purchase, I knew that she (The company) was aware of this deceit already.
I got that amount taken off, but I am sure this has happened to others.
Shame on walmart... They make so much money and still they cheat the very customers that give them the money.
... This should be a class action suit
Complaint comments Comments (5) Complaint country United States Complaint category Credit Cards


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A  3rd of Apr, 2012 by    +1 Votes
I also agree that Walmart is operating close to the wrong side of the law if not there already. I have two interest rates on my card and any money paid is to go against the higher interest rate by federal law. I am not using the card, making more that the minimum payment and my higher rate balance is going up every month. When I called them they stated that this is happening all the time and it has something to do with their new computer system. I now have to call every month to make sure the payment is applied correctly. I wonder how many other people this is happening to and just hasn't been noticed yet.
N  30th of Nov, 2014 by    +1 Votes
This is a rather common practice by credit card companies. Devil is in the details or The FINE print. My Firestone Card has a similar 18 month interest-free offer. So, I got 4 tires. A $30 oil change brought all that accumulated interest onto a monthly billing. My concern is all of the different Card Companies offering a WalMart "branded" Credit Card, but you still deal with that company rather than WalMart.. I got an offer from Synchrony Bank of Orlando FL in the mail this month. It offers 6 to 24 month "Special Financing" too ;(
N  9th of Aug, 2017 by    +1 Votes
I noticed on my credit report I had a Walmart card. I called them they had recently mailed one to my old address when I called them and told them I moved and hadn't received it I explained I had put a address change in with the post office they said no big deal. The mail transferred it to my new address, I called to activate it and now its like I'm committing a crime their fraud department wants me to send all kinds of bills and photo ids . Why because I called them and said I moved and the mail should transfer it to me. Well Walmart you can keep the card. I refuse to be punished for doing the right thing your company is not to big to fail.
N  10th of Aug, 2017 by    0 Votes
Walmart credit cards cheats believe it or not paid off balance early the next month the charged interest on 0 balance on my second card purchase over $ 1000 paid $500 first payment next month got charged interest, do not buy at Walmart with their credit master cards on sales or so they say interest free they steal from you prod and save no money, paid tore my cards end of story but short of money stay away from crooked places
N  10th of Aug, 2017 by    0 Votes
Walmart credit cards cheats believe it or not I paid off balance early on one card, the next month the charged interest on 0 balance, on my second card purchase for one item over $ 1000, I paid $500 first payment next month got charged interest, do not buy at Walmart with their credit master cards on sales, or interest free, they steal from you, and you save no money I, paid tore my cards end of story, but short of money stay away from crooked places like these and Master card a bunch of crooks just feel sorry for people that pay the minimum amount they are being eaten alive at 17.99 % interest

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