HSBC Credit Card / possible age discrimination
I think HSBC may be targeting senior citizens and are concerned about not getting paid because they died. He is why, my mother who is 82 has a HSBC credit card and she has never been late with a payment and has always paid more then the payment due amount, her record with them is perfect with the exception of having a high balance. I would think they love high balances because they collect a lot of interest money. Anyway she receives a computer generated notice that they periodically check her credit report (she did not authorize running a credit report) and they have decided that effective September 9, 2008 her card will be closed to any new transactions and the balance either has to be paid in full or in monthly payment. In looking at her credit report I see her history is perfect, NO late or missing payments so why would HSBC decide on this action. What possible reason could they have to close the card, perfect record, getting paid high interest, the only reason would be they are worried about getting paid. Why? The only reason remaining is they are concerned she may die and they get stuck for the bill? In my book that would be age discrimantion and I would like to find out how many seniors got this same notice.
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