On March 25 2008, I was sued by Palisades Collections their address is Chae, Sueng W. 5215 N O "CONNOR BLVD STE LAS COLINAS, TX [protected] I had hear real bad things about this company. They presented a paper without my signature and a bill according to them I owe them. The exhibit as they call it, is one paper that appears to be bogus or fabricated by them. They want me to pay them $ 853.81 without any legal or genuaine paper work. I don't want to be scam like the thousand of people they scammed before me. I don't know where these crooks are coming from, but I will have my day in court with them. My computer was hijack in november 07 and I believe the hacker sold my personal information to this unscupulus thieves. Please tell me what to do. I am collecting the scam alerts that I have found on the web, to present them as evidence when I go to court to fight this abuse.
Do not use hsbc for mortgages or refinancing unless you love to go through hell and lose money. I have...
Due to work injuries, I have been unable to work since 2004, I was receiving long term disability from my company however that stopped in Dec. 2007, so I have been without income since then and my mortgage fell behind. I had stayed in contact with my mortgage company explaining my situation. For a month and a half, starting in February, I found that I could get a hardship loan from my 401K but I needed specific paperwork from the mortgage company to do this. After a month and a half, I finally got the right paperwork to send to 401K. In the meantime the mortgage was now 4 months behind and HSBC had me served with foreclosure papers on March 16th, and has charged me $1680 for attorney fees that had to be paid before the mortgage payments or they would continue foreclosure proceedings. Now if I can't pay my mortgage, how in the world am I suppose to pay this outrageous fee for an attorney? They're practices are unconscionable! Even though I had been working with someone in their collections department for almost 2 months, they still started foreclosure proceedings, and have charged me an exorbitant amount of money for attorney fees! I had unforeseen financial problems arise, therefore I took out this mortgage for more than my house was valued at, therefore the interest rates on the first and second mortgage are high, and there is an adjustable rate that keeps rising every six months or so. My house payment is now $1350 a month, which is not helping my situation. There was an early payoff fee of $5000 if I refinanced the mortgage when I was able to, so this deterred me. They also tried to charge me 3 times the amount of my annual property taxes and held a payment in their possession until my payment was late and reported me to the credit bureau. This company needs to be stopped from doing wrongful things to the public. I need help! I don't want to loose my house, but I can't keep paying these fees and high rates!
I got the credit cards back in january... and I was told that it was no interest for 6 months... I looked at...
Dear sir I m a gold cc holder of your esteemed bank. I initally did not wanted the card as you see I m...
My name sulphiker ali, working with emirates group (dnata), dubai international airport dubai. my hsbc nre account not mentioning because security. (kochin branch, ernakulam, kerala, india) I have been open this account from dubai nre customer service,
My complaint: jan 21st 2008 I transfer through online hsbc to citi bank (chennai branch) indian rupees thirty three thousand (33000.00). this amount not credited in citi bank, many times I call hsbc customer service, then they credited to my hsbc account february 4th2008. then I call hsbc again, they told me you not mention benifeciary address, I told watever I wrote in my dd please read it, then they read my name&acoount number correctly, I told I need that matter, but they refuse, hsbc giving only verbel answer. I need that proof then I can take action against hsbc, they never giving. so please help me, because they credited again my amount after 14days, per day my lost 1000 indian rupees, I waiting for your valued reply. today 20/02/2008,11 am I call hsbc customer service mrs. [censored]hal talk with me she disconnect my tel:line.
I have 5 credit cards with hsbc (never again) I recently got hurt at work and need surgery. I have filed a...
My HSBC Master Gold Card was charged twice with an amount of AED 3611.98 and since 11/12/07 i am in constant touch the bank staff, even visited the Sharjah Br.Met one Ibrahim.D-Customer service agent on 03/01/08 who agreed to bring the stars from the sky (big mouth). Another lady by name Anita called me and informed me to keep me posted on the development but until date the status remain the same where i started on 11/12/07.
The worst customer service I have ever come across in the UAE. The better vocabulary cannot be used in this print media.
Almost a year ago, I lost my home to foreclosure. Someone wanted to buy the house; HSBC appraised it at $140K and this company offered $100K. HSBC refused. I filed Chapter 13 and while I wasn't notified, I'm sure the house sold at auction. I wanted to dump the Chapter 13 and get into a debt settlement program but I'm sure HSBC would come after me for a deficiency judgment. I hate this company.
This is an account of my troubles with hsbc auto finance following my corporate relocation with mnc to asia in august, 2006. given hsbc’s global footprint and slogan “the world’s local bank,” I would have expected far better understanding of the needs of expatriates.
Due to my outstanding balance on my auto loan, we elected to put the car on blocks in mnc’s company storage. as part of this arrangement, mnc self-insures all stored employee assets for full damage coverage at replacement value.
In the fall of 2006, we received notice from hsbc asking us to provide proof of insurance coverage. at this point, jy in his capacity as an official representative of mnc provided a letter dated november 30th, 2006 guaranteeing that the vehicle was insured through mnc’s self insurance policy that temporarily resolved the issue although the initial $40 charges from hsbc were never refunded.
In spring 2007 we received a new request for proof of insurance coverage. on may 14th, 2007 we resubmitted the letter of november 30th to customer service. after reviewing the letter the agent agreed it to be satisfactory and instructed us to fax an additional copy of the letter to customer service.
Assuming this matter was satisfactorily resolved, we were surprised to notice monthly charges of $64.25 being charged to our account starting may 30th 2007. upon receiving this kr (replaced mr. y) provide notice on october 30th 2007 certifying that the vehicle was fully covered by mnc’s self insurance policy. after this proved unsatisfactory, k spoke with je in hsbc to identify the exact wording required by hsbc. k provided this revised wording to hsbc on november 21st, 2007.
Once again assuming this was satisfactorily resolved, we were surprised to receive a letter from dk indicating that hsbc still did not view mnc’s proof of self-insurance as satisfactory despite using the exact wording requested by j in the letter of november 21st.in this letter, mr k indicated that mnc (misspelled in letter) has not provided proof of casualty insurance protection without indicating what this proof should entail.
I have been 100% percent disabled from type I diabetes complications since 2005. 95% of my ssa and ssi income goes to pay for the special care I need. my physician has written to hsbc services giving them a full listing of the complications and of my inability to pay on this unsecured debt. I have been threatened by hsbc services and this puts my health at further risk for additional complications besides retinopathy, kidney dysfunction, poor circulation in the lower extremities, and a stroke which came on in december 2004.
HSBC may wain the award as worst bank in Dubai...I have been trying for 7 days to get my internet password...
I have been with this company for more than 4 years. I have always made payments on time, except for when I was involved in an accident and had to depend on the insurance I purchased through HSBC. I have always tried to make more than the monthly payment. My interest rate kept increasing so in May of '07 I contacted the company and asked them to reduce my rate. I was told they would lower it from 28% to 12%. I waited for several months and they never did lower it. I called them in November and asked them why my interest rate was not lowered and I was told I did not qualify. I told them that if I didn't qualify to have my interest rate reduced why did they keep on raising my credit limit. They had no answer. I told them to cancel my card because I had previously been told I would have it lowered and even received a letter to confirm that fact. This company would have kept raising my credit limit and my interest rate to get more money out of me. I think they should be investigated and that all the people who have been charged outrageous interest rates should be compensated. I am also sick and tired of speaking to people who can't even understand English. I have never gotten a rep that could be understood or could properly understand what I was telling them.
I have been a victim of the HSBC debt cancellation program. Few months after purchasing my Yamaha bike...
BEWARE this come on deal for 0% balance transfers from HSBC and GM FlexCard.
They do not send the first billing (read other complaints), they do not tell you that they transfered the funds, you don't even know that you have an account with them. This is how they scam you out of the 0% interest deal. Then they send a "second" bill with the interest raised to 9.99% and late charges. When you call and complain, you will get more late charges and the interest will go to 34.99%.
HSBC AND GM FLEXCARD ARE A BUNCH OF CROOKS, BEWARE!!!
If GM approves this type of business practices, it's no wonder that they are in financial trouble.
I have always bought GM, but never again.
I never used the credit card ; I still got bill of rs 3500/-.
Further I get threatening sms and letters to pay the bill in 24 hours.
It's really painful.
Name : sameer shelar
My card number is: [protected]
I got hsbc credit card when hsbc representative visited our company last year.
I never used this credit card; still the card bill went up to 3500/- rs.
1>to cancel the credit card I cut the card into 3 pieces and dropped into hsbc atm drop box, 2 months back.
2>since then I was receiving daily sms threatening that “please pay the outstanding amount within 24 hours”.
3>I called the hsbc helpdesk 5-6 times; they said that they are in process of cancellation and I will get a confirmation call in couple of days.
4>but I never received the confirmation call to cancel the card.
5>in spite of this I received 2 monthly statements from hsbc stating the outstanding bill amount more than 3500/-
To get rid of this pain I have approached my company and informed them about the pain I am suffering from hsbc; I also requested them not to provide hsbc creditcards to company employees.
Now I am posting this issue on many websites through which I can create awareness in people not to use hsbc credit card.
The most important "the consumer forum"; if it is still not solve, I am going to register a complaint with consumer forum.
Hope this will solve my problem,
Hsbc card no: [protected]
Mobile no: +91 [protected]
Opened a new younkers acct.in august. my first bill was sent to des moines in my maiden name to another...
The manager, debt management, consumer credit risk
The hongkong and shanghai banking corporation limited
Card products division, post bag 29128,
52/60, m g road, mumbai - 400001
Reg : my credit card no – [protected]
I have received a letter from you dated november 7, 2007 threatening me of sending the credit history of my card to cibil and rbi.
While censoring you of not sending this type of letter in future, I write to inform you that the amount mentioned by you in your letter has not arisen out of my purchase and non - payment but for the debits of the annual renewal fees charged by you. please note that at the time of offering the card your marketing team had given me to understand that the card given to me was life time free of charges. however, to my surprise I received a statement from your bank wherein you had charged annual renewal fees. as I have three other platinum cards from three other leading banks of the world I was not interested in continuing your card by paying annual fees. immediately I had communicated my decision to your executives on your phone number 022-[protected] who assured me of doing the needful. during that time I had asked him to incorporate my new address for future communication and that was done by him. please note that my act of communicating new address proves my good intention and this was done after your charging of the annual renewal fees. please also note that I have not used your card after this.
during the last eight months, in spite of my communicating to your executives about my decision of not continuing the card because of the reason mentioned above, I am continuously getting telephone calls and reminders from your office. please note that this is disturbing and breaking my peace of mind particularly when I didn’t want to continue your card and have not sent any request to renew the same. my conversations with your executives may be available from your voice recorder. please note because of your continuous harassment over phone and sending of insulting letters, I can take you to consumer forum and also inform rbi. about the credit history mentioned by you please note that my exceptional credit history can be established from the other three cards possessed by me for the last ten years where there is not a single day default.
Please note that if I don’t get an apology letter from your bank along with a fresh statement after reversing of your wrong charges within next 10 days, for the above action of you and your team, I will be constrained to take up the matter to consumer forum marking a copy to one of the leading news paper of our country.
Abhijit chatterjee dated : mumbai, december 1, 2007
i have got card a month back
still they not deliver my pin number
even no alerts on usage of my card
First time when I used hsbc credit card, I did not received the statement. I talked to customer care dept, then only they sent the duplicate copy after the due date of payment, but I made the payment before due date. but after that I never received any statement from hsbc. I so many time requested to customer care dept and every time I just got the assurance but not statement. since I never know the billing date and due date nor no body can remember the last purchasing after so many days, hsbc has charged the late fees and other charges and also they have blocked my card due to which I am unable to talk to customer care dept also.
Now I am helpless as neither I can talk to customer care dept nor I can't make the payment of late fee and interest charges because this is the mistake of hsbc, as I never received the statement.