American Express is the worst credit card company. They charged my credit card without my authorization. I have spent thousands of dollars in attorney fees and is telling me I'm responsible for paying for it. Stay away from American Express. If they come near your wallet, throw your wallet away. My experience with Amex is terrible. They keep sending the same questions to my attorney and is just the worst company to deal with. If you have an Amex account, discontinue using them.