Tim Hortons — swap card
My wife got me one of the swap cards that Tim Horton's are advertising. The card you never need to carry money if you have the card. The wife put $40.00 on the card, and on the way to work I stopped off at the Central Ave shop to get a coffee. I was waiting for about 4 minutes, when the server asked for the money, I told her I had $40.00 on the card, she said it would not work. In the end a friend from my work paid for it. I was really embarrassed. I have sent 2 Emails to Tim"s over the last two weeks asking them why I could not use the card. They have not even replied to me.