ICICI Bank — cash deposit in packet
ICICI Bank Mayur Vihar Phase- 1 , New Delhi 110091 branch offers a facility of cash deposit in packet to facilitate its customers not being in queue BUT the account is credited after 4 hours. Surprsingly, the facility rather proves pathetic since they have NO coordination with their clearing department. If any inward cheque hits your account, it will be bounced unpaid inspite of the fact that you have desposited suffficient amount there. Be careful in using this facility. They talk about reletionship and customer service but before returning the cheque , they do not even call you though they ask customers to write quote their contact numbers everywhere !!!
I also suffered once when I deposited a high value cheque at 8 30 AM for same day clearing and the same day a inward cheque of almost 1 /10th value of the high value BANKERS CHEQUE deposited, was returned unpaid by the BRANCH MANAGER who said , he cannot do anything until such the bankers cheque is cleared in the evening.