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Resolved
First Premier Bank / Credit Cardover charge

T

They keep sending me card in the mail tell me my credit limit was 250 dollars when i use the card to get items 50. 00 dollars. Two days later they call me and said i was over the limit by 25. 00 dollars. Now i owe 525. 00 dollars on a debt a 50. 00 dollar debt. ### you first premier bank and i hope nobody fall for you all scam.

Responses

  • Je
    Jenna River Jun 29, 2009

    Sounds like you didn't pay the bill so that is why you owe so much. You should pay you bills by the due date to avoid fees, it's really that simple.

    0 Votes
  • Pu
    PUT THINGS IN PERSPECTIVE Aug 23, 2009

    YOU DIDN'T READ THE TERMS! before applying or signing your name so you can't blame them for your mistake. They are a a company that helps build or rebuild your credit by offering credit to someone that's turned down by most other credit cards. Therefore, they charge you a fee off the top to do so. I had a card with them and it tells you that your card will have a 9.9% interest rate. It also tells you:

    By submitting this application you understand that your initial credit limit will be at least $250.00 and the following fees will be billed to your first statement: Annual Fee of $48.00, Account Set-Up Fee of $29.00, Program Fee of $95.00, Monthly Servicing Fee of $7.00, and an Additional Card Fee of $20.00 per card (if applicable). These fees will reduce your available credit until they are paid.

    Everyone needs to read more before signing your life and or credit away. Take responsibility for your own mistake and not paying the bill is not hurting First Premier, it's hurting YOUR credit and making it worse than it was in the beginning!

    0 Votes
  • Du
    dude901 Sep 14, 2009

    Hey i always pay all of my bills on time every time but no other co. would give me a credit card. First Premier Bank did, yes it cost to start with they have always answered my questions honestly when i call, fast and friendly service thank you Premier Bank. David

    0 Votes

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