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FIA Card Services / Unfair practices

1 Bellevue, WA, United States Review updated:

My credit score is over 700. I make card payments online either on or before the due date. However, even at 8AM my payments to FIA aren't 'accepted' until 24 hours later. Something about " not being enough time for them to process the payment" . ?!?!?! It's not a problem for any other card service. So twice they marked my payments as being late - which they weren't - and then used that as an excuse to raise my interest rate to a usurious one.
I have since closed the account and will tell everyone I know NOT to use them.

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Comments

  • Re
      18th of Feb, 2009
    +1 Votes

    How about not waiting until the last minute to make your payment? It's due BY a certain date, and if you pay say, three or four days early, what's the harm? Can you make your mortgage payment online within 24 hours? Car loan?

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