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Countrywide Home Loans Complaints & Reviews

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Countrywide Home Loans - Tennessee, Antioch / preditory lending and foreclosed my house with a new buyer after court

Ja
James T. Green on Jul 18, 2011
On oct 2000 to july2005 i purchased a home for no money down first time home buyer took advantage of my savings my checking account with a adjusment rate mortage and turned around and sent forclousure information along with a ballon payment of 8, 000.00 after asking for a monthly payment of 1482.00 a month when i moved in my monthly payments were only 200.00 dollars more than my beautiful 1 bedroom apartment in brentridge in Antioch payed every month 600.00 a month never late and ontime.today and now bad credit foreclosed on and a homeless veteran with four kids a wife one income lost house...

Countrywide Home Loans / Scam artists

Countrywide Home Loans is requiring and has taken out a $2, 000 flood insurance policy (which they are deducting from our escrow account) on our property on Mission Beach Road in Marysville because they say it is within a flood zone and it's required by FEMA. The FEMA map we find online through FEMA shows our property in flood zone X which is not in a flood zone. We have called Countrywide and they say it's out of their hands, that their "new" map says FEMA has us in a flood zone. The only way to change it is to get a LOMA (Letter of Map Amendment) from FEMA. We think Countrywide is scamming us and maybe others.

Countrywide Home Loans / Scam charges

Ak
We have a mortgage with Countrywide. We are now being harassed and threatened with foreclosure. Countrywide had inflated my husbands income on the application and also added my daughters social security that she draws from her dad who is deceased. This money is for her care, not for the home but they inflated that also. We have attempted to contact them numerous times to have them work with us to lower our payments so that this would not happen but each time they refused or became so rude that they would eventually hang up. They are charging us escrow when we told them that we would handle the...

Countrywide Home Loans / Awful, awful, awful

Di
First, I want to say that I was in the Title Insurance Industry for 35 years and know my way around the block-but dealing with Countrywide-BOA is like dealing with ###s from outer space. It Seems that whoever can figure out what is the 'least they can do' to hang on to their jobs-are the ones who are still employed. I bought my home in 2005 when I was employed. More than 20% down, excellent credit, fixed rate loan. Unfortunately, I became 100% disabled in 06. It took 18 months to get on Social Security (18 months with zero income) and another year to get medical insurance. Somehow...

Countrywide Home Loans / Not posting payment

I made a payment via Countrywide's website to pay my April home equity line in full. After a few days, I realized Countrywide had not posted my payment, and they had blocked online access to my account, with a message that it requires 'special attention'. After calling the number provided on their website, they said they hadn't posted my payment because my account was in the modification process. I told them I was not interested in any modification, and wanted my payment posted. Just for the record, in the 8 years I've been making my mortgage payment, I have NEVER been...

Countrywide Home Loans - New Jersey, Newark / They tried to board up my property that is occupied

I contacted Countrywide to request a workout plan to help save my investment property from foreclosure. I gave them all of my financial over the phone & they stated that I have a deficit every month. I agreed due to the fact that this is a two family home and I recently lost both tenants due to lay offs. They told me once my income changes call back. I told them that it is taking me a bit longer than usually to rent my apartments due to the foreclosed board up that are in my neighborhood. Countrywide then contacted my insurance company & told them that the property was vacant. I soon then...

Countrywide Home Loans / Mortgage/Escrow woes

This company lost payments, increased payments, took double payments from our personal account, put an unauthorized escrow on our account which included taxes, insurance and water and sewer. There was no need because we were never late on any of them. Then continuously applied payments to the escrow instead of to the balance due, put negatives on my credit report claiming that we were late after they applied it elswhere. After I reported them to the BBB they responded to me by trying to charge me $40 for a payment over the phone. This is a company that is very slimy in how they deal with there customers because according to an Attorney I spoke to, it is legal, Slimy but legal

Countrywide Home Loans / Fraudulent company

An
I just realized today that I have not received a bill from Countrywide in the past two months. I immediately called to see if I just lost my mind or what. They insisted that they had sent the bills to the proper address. I immediately made a double payment by phone and was charged a late payment for February. I argued that we have made all our payments on time since 2006. I told them that I rely on receiving the bill as I not only do my personal bills, I do my fiance's personal bills and I am a bookkeeper for his company, and I have my own business. I process a lot of checks each month...

Countrywide Home Loans - California, Irvine / MISLEADING CONSUMERS

Ni
IN OCTOBER 2008 MY HUSBAND AND I CONTACTED COUNTRYWIDE TO OBTAIN HELP WITH OUR HOME MORTGAGE LOAN AS I HAD LOST MY JOB AND RECENTLY HAD A BABY AND WE WERE FINDING IT VERY DIFFICULT TO MAKE OUR MORTGAGE PAYMENT. WE WERE TOLD BY THE EXTREMELY RUDE REPRESENTATIVE THAT AS OUR ACCOUNT WAS CURRENT THERE WAS NOTHING THEY COULD DO TO HELP AND TO CALL IN NEXT MONTH WHEN WE HAD A PAYMENT DUE. WE CALLED BACK IN NOVEMBER AND A REPRESENTATIVE TOOK ALL OUR FINANCIAL INFO AND TOLD US THAT WE ARE SPENDING OVER OUR INCOME THEREFORE THERE WAS NOTHING THEY COULD DO AND WE HAD TO CUT OUR EXPENDITURE IN ORDER FOR...

Countrywide Home Loans - California, San Diego / Countrywide Rips off Elderly

I am writing this letter on my father’s behalf due to his macular degeneration. After the death of my mother we found that she had refinanced the loan on their home that they have lived in since the 1960’s. She refinanced with Countrywide Loans over the phone in 2/06. She was 80 years old at the time and not in the best of health. We knew she was thinking of applying for a reverse mortgage, but Countrywide ended up giving them a 30 Yr Conv Jumbo Arm (NonConf Arm Libor 7/1 EC IO) an interest rate of 6.375%. If any of the family had seen this loan we would have put a stop to it. But...

Countrywide Home Loans - West Virginia / using bad credit to give loans

Pa
We tried for a regular home loan in 2007 and was turned down to having low credit scores and a bankruptcy as well. Then we were contacted by Challenge Financial a broker for Countrywide and was told they could get us a VA loan no problem. We filed the paper work and were turned down the first time cause we didn't have enough income. Then they called back and was told if we could use my husbands overtime and my income combined it would be ok. My husbands boss at the time even signed a form stating that they could use it. We later found out they even used my husbands previous employement a...

Countrywide Home Loans / Mortgage Servicing Faud

St
If you want to keep your home, if you want to put a stop to the criminal activities by this compay, then it's time to DECLARE WAR ON COUNTRYWIDE HOME LOANS NOW!!! Contact your congresspeople, the President, every homeowner's advocate you can. the FTC and the FBI, HUD, and, if possible, an attorney, and write them again and again. If we act en masse, we can bring down these creeps and put them where they belong - IN PRISON! I apologize for the length of this, but I think you will find it good reading, but don't just read it. TAKE ACTION!! The home you save may be your own!! You...

Countrywide Home Loans / Terrible company

Ki
Kim
After my 2 year ARM loan adjusted from 6.8 percent to 9.9 percent, and getting hit with taxes and fees. My payment went from 2075.00 per month to over 3400.00 per month. Countrywide denied me a refinance. Debt ratio was too high I guess. Now my credit score lacks also. All because I have not made a payment to them in two months. We have been going back and forth over this damn loan modification deal. They have news stories. They have internet stories. The big ole president of countrywide himself has promised all us bums a pre approved loan adjustment. They state they want to help us get back...

Countrywide Home Loans - Illinois, Chicago / Mortgage Modification Denial

First of all, my website containing my petition against Countrywide Home Loans: http://www.petitiononline.com/mortgage/petition.html Countrywide has been absolutely horrible to work with in regards to a mortgage modification. I requested a modification because I strongly believe that Truth in Lending errors and possible RESPA violations were done when my loan was underwritten. When my 2nd mortgage was funded, I was told the value of my home was $158, 000 through an online valuation they use. It turns out the online valution compared my condo (studio) to 1 and 2 bedroom condos in my area and over...

Countrywide Home Loans / loans and service

Well, where to begin. We had excellent credit- we purchased a home in 2002 in Missouri. Our first mistake was Countrywide. We were in formed in 2006- that we should have never gotten our loan due to ineligible house. At that time we wante to know why- apparently the apprasial company (they hired) had not put info in the first apprasial when we purchased the home ( a mobile home wall still existing in the walls). We know that they knew, because the apprasial people knew about the home when they did that "BAD" apprasial -we got that from the horses mouth themselves. So, we got the loan no...

Countrywide Home Loans - Texas, Richardson / SEXUAL HARASSMENT

This is about sexual harassment going on in our department. There is this employee who was in jail and was bailed by this female employee. Now everybody knows about their sexual relationship. This is very uncomfortable working around this 2 people and everyone had complained about it but nothing was done. How are we employees be able to work. And since everyone knows, why are these 2 people still working in the same department, this environment is very unhealthy for the rest of us. This 2 people work in the same area. The sad thing is the male is married with children while the female knows but did not care. What kind of work environment is this. From Concerned employees in the Tax Dept.

Countrywide Home Loans / Bait and Switch

Jo
In May of 2008 I applied for a refinance of my home to take out equity in the amount of $25, 000 for a kitchen remodel and to pay off some higher interest credit cards. My home is appraised at $260, 000 and my mortgage balance is $108, 000. After applying for the loan I was told that everything looked good and was given a closing date 3 weeks out. I kept in contact with our Countrywide rep at least twice a week to make sure everything was on track, which it was. The day before we were to close the loan, our rep called me and said that due to an error in their entering figures, I did not...

Countrywide Home Loans - Texas, Plano / invalid written agreement

John E. Shepard 3201 Key West Dr. Garland, TX 75044 11-16-2008 THIS HOW PEOPLE LOOSE THEIR HOMES INVAID AGREEMENT Country Wide Finance Department repeating phone calls (3 or 4 daily) Dear Lawyer: We have requested that Country Wide Finance Company do not call us daily (3 or 4 time). The open statement “This is a call from a debt collector and we are informing you that we need to collect a debt.” We made payment arrangement with this company to skip one payment. We receive a called on the2 day of November, 2008 with the customer service operator stating that we owe for two months of...

Countrywide Home Loans - Arizona, Tempe / wrongful termination

I WAS FIRED FOR AN UNDISCLOSED COMPANY POLICY! On 11/7/08 I was advised that a call center audit was done to see how long each person was taking in between out bound calls. I was advised that the audit indicated that I was taking excessive time in between outbound calls... Countrywide didn’t give me the opportunity to be coached for this issue especially seeing that previous clear expectations were never set. Instead it was immediately looked upon as intentionally avoiding calls and I was immediately terminated... After firing myself and a few others, on the same day Countrywide immediately...

Countrywide Home Loans / Terrible organization

Va
I was relocated for my job from NH to MD in November 2007 and forced to put my house on the market just has things were getting bad. As it turns out, the market was already so bad that the homes in our area were already valued at less than what many had paid - including us. At this point, we contacted countrywide about a possible short sale. They said to call back when we had an offer on the home. Finally, in July 08, we had an offer. Called Countrywide. They had us send documentation incldg bank and tax statements so that the short sale process could begin. We faxed the info 7 times... each...
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