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Bank of America

www.bankofamerica.com

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2.2

Overall reputation rating based on reviews and complaints

Bank of America has an overall reputation rating of 2.2/5 based on 12 reviews and 1577 complaints, indicating that the majority of banking clients are somewhat dissatisfied with financial services.

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Bank of America Complaints Page 21 of 79

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L
7:23 pm UTC
Verified customer This complaint was posted by a verified customer. Learn more

Bank of America Denied my claim of unauthorized purchases

Someone has stolen my card info. I have united airline, Qtrip, and other airline charges I never made. I notified my bank while charges were still in progress and I still lost my money. The denied my dispute. I have lost over 1200. Bucks. I called again and told them to investigate again. They again denied to pay. I need my money back. I trusted this bank and now I'm freaking out about how safe my money is.

Desired outcome: My claim paid

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Update by LORENZO Fuglee
Feb 12, 2021 7:25 pm UTC

I won't stop until I get my money back!

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Edward Kamposek
Northfield, US
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Jul 21, 2022 2:58 am UTC

A family member was a victim of i.d. theft. Charges added up to about $ 8,000. They contacted Bank Of America 4 times to cancel the card, and get new card number. Bank Of America never issued a new card. They did not cancel the card. Every statement had the same account number. The person(s) who had the credit card didn't pay, because they were unauthorized charges. Bank of America sent legal notices to pay. They didn't go to Collections first. Bank Of America sent more notices and are threatening to sue. Since then, they have been trying to contact Bank of America to resolve this problem. Bank of America is not very helpful. At one time, they talked with 6 different people. An email was sent. Came back, that the email won't go through. 3 more letters were written. Bank Of America is threatening to take a home away because of this! Bank of America needs to be investigated! The money should be paid back to the cardholders not Bank Of America. Desired outcome to credit the whole amount and give additional cash to the cardholders for the stress of dealing with Bank Of America. Everyone should boycott using this credit card.

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Mae Saechao
Fresno, US
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Apr 19, 2022 7:45 pm UTC
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What's the update? I am experiencing unauthorized charges and been denied. They want me to write a letter requesting to re open claims and give explanation! This is so wrong! I dont believe they even contacted any merchants. All my charges are international charges and I tried googling merchants but cant find any info. I don't know what else to do.

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Debora Key
Beaverton, US
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Mar 22, 2022 1:12 pm UTC
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I n start of Pandemic I had my tax returns differed to Oct2020. In that time, I was not using my cards. I had renters not paying rent and was trying to keep everything from going into foreclosure, I have all online banking no paper nothing.I also at that time started chemo.

Going into all of my accounts and credit cards I went into check to make sure I had not missed anything for my taxes.I found on all my credit cards 3 transaction that BOA on the same days all cards they paid 6,400 6,275 and another 6,275 to a Law Firm over 3000 miles away.They sent me a letter stating they knew I had not charged them but maybe a signer did. I have no signer on account. So then they said well maybe I let someone use my card.No one used my card they then said oh well you need to pay it. I filed charges with Bar Assocation and 5 other state Companies on Layer. He returned call to me and said he didn't know me the money did not go in his account. He to had a fraud on his account. I have been on the phone to BOA for more than 60 hours did all leg work as they did not.they will not refund my money and keep saying its in phase 4 and I will know soon the 3 time if they take it off if you check its says NO open claims.I have been with them 33 years and this is what I get on top of that the interest alone is killing me.they have destroyed my credit. I now have to take them to court I will get my money back.They wont even tell me who they sent it to

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R
7:33 pm UTC

Bank of America Money transferred to another account by someone else

I been receiving edd for the last 4 and half months some one hacked in to my account and transfer my money to another account and I called the bank and filed a claim and it is over $2000 and they only credit my account $982.00. The person that did it changed all my security questions and password. They even sent the person an email saying that I changed my email address

Desired outcome: They need to credit my account for the whole amount

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S
7:30 pm UTC
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Bank of America Unauthorized account opened in my name

I keep receiving statements in the mail of this account I never opened. BOA will not close the account with asking all my personal information including a PIN number to allow them to access my account, which I never opened.
I want this account closed, deleted, removed along with my name. BOA is adding Service Fees each month. Attached JPG. I have contacted BOA about this and nothing has been solved. BOA wants SSN, Birthday, Address and all I want is to remove this fraud account.

Desired outcome: Remove my name and this account.

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5:33 pm UTC
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I was a victim of fraudulent transactions mounting $451 on my company debit card. I filed a complaint with the bank right when I noticed 21 purchases made on amazon on the same day, all between $15 and $30. What made it obvious to notice it was fraudulent is the fact that I never used my company debit card for any purchase whatsoever in the course of 2...

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D
3:22 am UTC
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Bank of America Late charge

I did not received my statement with payment due 1/9/21.. I called the number on the reverse of the credit card([protected]) on 1/7 and 1/8 to request a statement. I never received a call back. I a friend go to the internet to get a phone number for BOA credit card info [protected]. I called this number, spoke to an individual named Paul (somewhere in CA). I explain what needed and what I tried to do to get this resolved. Paul stated he would get a duplicate statement and there would be no LATE CHARGE. As one would expect the current statement arrived and to no surprise there is a LATE CHARGE in the amount of $28.00. Ian fed-up with businesses saying one thing, to get rid of the individual they are talking with. I would appreciate the cancellation of the late charge as was originally stated. Thank you!

Desired outcome: Cancellation of the late charge!

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C
12:39 am UTC

Bank of America Edd debit card frozen!!!

I have two fraudulent ATM withdrawals on my account. Both for $1, 000 each. I called the number on the back of the card to file a claim. The claim was filed and I was given a claim number. The card was canceled and a new card was sent out. I logged on to my account the next day and I was locked out. I am locked out of my account and can not access any of my funds that I need ASAP! This is my only income. I have no access to my income at all. I called EDD they stated my account is fine and they DID NOT suspend my account on their end. I hear different reasons from every BofA agent. No help what so ever! I need my money! This was done by BofA with no notice! This is my money!

Desired outcome: I need access to my funds ASAP

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S
6:01 am UTC

Bank of America My edd account frozen

On January 26th I called Bank of America to report charges that I didn't recognize. When I looked in my email I later discovered I had made a mistake and called right away to let them know I made a mistake they froze my account. I have called three days in a row and they won't let me talk to a manager or claim department they just hang up on me. I have called over 50 times and they continue to hang up and try to say that it's edd. When I called edd and talked to a supervisor they said there is nothing wrong with my account and this is Bank of America's doing.

Desired outcome: My claim to be canceled and account unfrozen

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Chris2001
Los Angeles, US
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Feb 01, 2021 12:28 am UTC

This is happening to me too! I filed a claim for fraudulent transactions and now I’m locked out of my own account! Not only am I missing the money taken which they should be protecting! Now I can’t access my own funds!

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J
7:22 am UTC
Verified customer This complaint was posted by a verified customer. Learn more

Bank of America edd prepaid debit card

Basically like many. My EDD debit card got closed because of fraud suspicion. EDD says my account is fine, but BofA says they need to verify my identity. I called both of them multiple times and both says to call the other to have it fixed. No one offers any solution or way to get this fixed as soon as possible.

Desired outcome: Reopen my EDD card account.

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5:16 pm UTC
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On 1/7/21, I used their Bill Pay service to issue a payment to Waste Management for $48.81, The next morning, I was horrified to see that they had processed it for $4881.00. I have called their checking support line 5 or six times in the 17 days since, each time being assured that it was being resolved, and it still is NOT! There are a bunch of NSF charge...

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L
6:02 am UTC
Verified customer This complaint was posted by a verified customer. Learn more

Bank of America Broke there own protocol by not giving me notice of freezing my account

On January 18th 2021 I receive benefits on my EDD card shortly after I misplaced the card calling Bank of America to have a new one sent I was sent to the fraud claims department where they subsequently instantly froze my account without notice without warning or any type of information that they were doing so they broke their own protocol by not informing me that they were going to hold my account not give me access to my money and I have a small child that I have to feed and I no longer have a job so I'm solely depending on to that money from that car to feed my family and they're not allowing me to do soh

Desired outcome: I want my account unfrozen and placed on the same track that it was on before

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Chris2001
Los Angeles, US
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Feb 01, 2021 12:30 am UTC

Have you heard anything back? This is happening to me too right now!

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Stephanie Marie Gilbertie
Los Angeles, US
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Jan 30, 2021 6:03 am UTC

They are doing the same to me and refuse to let me talk to a Supervisor then they blame EDD I needed he has nothing to do with it

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M
4:04 am UTC

Bank of America Edd debit prepaid cards / misrepresentation of policy & procedures / thief by hacked atm card / unprofessional behavior

* On 01/06 697.00 was stolen from my account by means of ATM located Out of State.
* On 01/06 I filed a claim with Bank Of America Claims Dept./ New Card was mailed out for account.
* On 01/06 Account was closed due to Faurdulent ATM Transactions/ Account was coded under wrong code by B of A Claims department as Fraud and Refered back to Sponser. (EDD). Reason Still Unknown.
* 01/07 Claim 210105302301& 21010530201 Was closed until account issues got resolved.
* 01/07 Freeze Tracker was Submitted to Bof A.
*01/07 to Current Date several calls made to BofA Prepaid Customer Service Reps/Supervisors/ Claims and Fraud Department/ Sponser Supervisor (EDD) by Myself to only be Lied to several times about how And why my account got frozen/ unprofessional Communicatihon from Supervisor/Not accepting Accountabilty and being refered to EDD when Issue was iniciateted exclusively by Bof A/ Placed on long Holds and Hung up on.
* Approximately 30 hours on the phone with B of A and still have not been Credited the 697.00 worth of ATM transactions Stoen from card.
* Fictictional Documentations placed on my Account due to Staff Lack of Understanding& Miscommunication of B of A Cardholder Policy.
* Denied access to my account even after Sponspers paid my next Deposit off 1500 4 days and waiting tol receive that deposit via paper check.
After Complety Every procedure requested and told Several Stories by Bof A I demand Access to my money be granted ASAP.

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L
11:59 pm UTC

Bank of America Closed/freeze edd boa

Had a freeze on my EDD account until I was able to verify my identity.! Along with I had my account frozen for boa since I needed to get verified first.! That was understandable and as well I was a victim of fraud so prior to the freeze I had funds in my account and was waiting on the claim that I filed so I was dammed. From my previous money and my pay check till I was verified now that I had been verified and the hold and freeze been lifted out off of my account EDD suggested giving it 24 hours and boa will be back to normal and I had certified for my weeks and been paid, but boa still insists and says they have not received anything and EDD says we can't do anything on our end the hold been lifted and it had and it does show it's paid and I was able to certify, but boa still have a hold and this is pathetic and I can't get help with them when they direct my call to ed's when EDD can't help me and it's all on boa end.! And where is my payment and my
Previous fraudulent charges. I have no money! And I'm close to taking this to the next level and taking legal actions against boa!

Desired outcome: Please urgent resolve

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R
5:00 pm UTC

Bank of America U guys closed my account without giving me notice

im so not happy with bank of america for closing my account on jan 13, 2021 wen i had money in account they have this bad policy of charging ppl overdraft fee nd let scam happened on my account multiple times nd wen i asked for refund they went nd said not to me nd gave the scammer money pathetic service than i went to get money out of mu account complaint was filed been months now no one got back nd apologized the cashier laughed at my last name nd rude as hell supervisor was watching didnt bother to apologize than tried to fake charge me $20 for sumthing they print for me than after months gave me money nd now instead of sending apology they closed my account witout notice wen i had money in my account now they r telling me u r overdraft $9 i been trying to put money iny account since the 8 jan 8, 2021 how they closed my account on 13 nd telling me today jan 20, 2021 my account is closed they dnt have to give me explanation [censored] i been with bank of america for 10 years since 2011 nd so much scam happened bank of america ripped me off bad policies bad attitude bad agents i so want to sue them

Desired outcome: apology nd i want they to reimbursement me for their treating me wrong

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5:25 pm UTC
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On wednesday january 13, 2021 I went to my local bank of america located @ 7407 ne highway 99 vancouver, washington 98665 I went in and deposited a insurance check that I get every two weeks and have deposited many times in the past, except the last time I made the deposit, I question the hold time with the teller and she got the manager who basically just...

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D
7:03 pm UTC

Bank of America Credit card

I have reward points to collect and every time I go to collect my rewards it kicks out my phone after waiting 25 minutes of so. I've tried this over 5 times with no success. I tried to go online with no luck. The website doesn't recognize my account number or social security number. I make all my payments on time in full each month with no balance after each payment.

Desired outcome: To talk to a representative about collect earned rewards

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S
4:47 pm UTC

Bank of America Unsatisfactory and rude service.

Customer service phone call through the regular [protected] was told that the answer could be given through the "closed" department. That customer service representative TRAVIS was rude, unprofessional, and not willing to help direct me to the correct area for assistance. [protected].
Was trying to find out if my stimulus that was put into a closed account could be traced to see if it was rejected.

Desired outcome: Written apology.

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D
3:24 pm UTC

Bank of America Customer service not returning calls

I did not receive my monthly statement. I called on Jan. 7, 8 and twice on Jan. 11, and again on today, Jan. 12. Each time called I was told my call will be in line for an auto-call-back when an associate is available. It has now become a problem which possibly means having to pay a late charge. Be this intentional or not, I feel this is poor "customer service". I would appreciate some feedback concerning this situation. Thank you.

Desired outcome: I do not feel that under the circumstance that I should be penalized because customer service won’t return any calls. I would appreciate any feedback concerning this problem.

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6:31 am UTC

Bank of America Closed my accounts

I am an American citizen born in 1956. I worked for Bank of America for 26 years and retired in 2014 to take a job in Ghana for an NGO teaching technology. My US based BofA account enabled me to make payments in support of property owned in California and to move money from my 401k, receive IRS refunds, maintain a VISA ATM Card to be used here in Ghana, purchase gifts on-line for my grandchildren, set up recurring payments through PayPal, etc.

On Dec 31st, without any warning or explanation, both my DDA accounts were closed and my card blocked. I called my Preferred Banking Customer number (yes, I was a preferred customer) and they could not help me. I was shuffled around between Claims and Risk/Closures for 3 days being told the same thing over and over (it was a business decision, you signed something that says we can do this) until I was told they would be closed irrevocably on the 5th and that I would NEVER be able to open an account with BofA again (that is what she said, but I believe it's 5 years). There was nothing left do. They said they would send the balance in a cashier's check and a letter to the address on file (which is my brother's house in California). I will not be able to access that money here.

I pleaded with them that I cannot travel due to Covid as I am a 64 year old man with COPD. The risk is too great! Especially to California, but I was met with cold ambivalence. I was never allowed to talk to anyone that actually knew why they were closed or could stop the closures.

So now .. I have lost my lifeline to my holdings in the US. After working most of my professional career for this institution they have turned their back on me and made my life a living hell. I do not know what I am supposed to do. I only hope they have not made it so I cannot open a bank account with anyone through Chex Systems so when it is safe to travel I can go to the US and reestablish .

How is possible that a company that has America in it's name can do something so completely undemocratic. A.P Giannini built this bank by giving a hand to help up the people suffering after the great SF Earthquake and fire in 1906.

Shame on the current management to allow this to happen this pandemic.

Desired outcome: Reopen my accounts and reestablish my good relationship

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A
12:56 pm UTC

Bank of America Edd debit card

I filed a claim In regards to some unauthorized charges on my account and u haven't heard a word from them since that day 3and a half months ago!

Desired outcome: My money

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R
5:52 pm UTC

Bank of America Closed my account without any notification

I opened an Advantage Plus Checking Account on January 1st 2021 with the bonus offer to get $100 with 2 direct deposits of $250 or more within the first 90 days. Passed the 5 identity questions that were presented to me to prevent fraud. Application was approved and my account was opened.

My first direct deposit came on January 6th. Transaction didn't yet post to the account. Great. Maybe it needed more time I'm thinking.

January 7th comes around, I go to log into my account on my desktop to see if the deposit posted, and I suddenly can't get in. Then I try on the BoA app with my fingerprint verification. Nothing. Doesn't even tell me that it failed login. It just goes back to the login screen with blank fields and makes me try again. I try again. It tells me that my account has been locked!

So now I'm getting worried. I call the BoA customer service line and explain my situation. They ask me for verification questions. Ok. No problem. The guy tells me that my account "has problems" and that it "didn't pass the identity verification." It was now in the process of being closed and the only way to stop it is to travel almost an hour to the nearest branch. That wasn't an option for me. No notification of this before calling their customer service line.

I then tell him that I had money deposited into the account from my job. He said that I would get a check for it in 7 business days. Not acceptable since no notification WHATSOEVER was given that my account was being closed. He transfers me to the ACH department and I get disconnected.

I call back and a 2nd rep picks up. Asks me a verification question but then tells me that she can't verify because of something wrong on her end. She tells me to call back in 45 minutes. DEFINITELY NOT ACCEPTABLE AND NOW THERE'S RED FLAGS! Again I ask why was I not notified? She says she has no idea, I'm not satisfied by that answer, and I tell her I'll call back.

I call back instantly after we finish speaking and speak to a 3rd person. She tells me that the first person I spoke to was correct in saying that my account was closed for "fraud protection" due to a rise in fraudulent accounts being opened. Mine wasn't fraudulent. I ask her why I wasn't notified. She has no idea.

Basically, Bank of America now has my money that was direct deposited from my job and I don't have access to my funds. I have to wait 7 business days AT LEAST to get a cashiers check from them. If the check doesn't arrive by the 31st, I will be unable to pay my rent.

If it doesn't arrive by next month, I will sue them. This business is shady. A good bank will never just close your account out of the blue without any notification.

Desired outcome: I want my $371.44 sent back to me immediately without delay.

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