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CB Credit Cards PayPower Took money and never applied to prepaid debit card
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PayPower review: Took money and never applied to prepaid debit card 74

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1:30 am EST
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I bought a reload-it pack in order to put money on my pre paid debit card. The money was NEVER posted to the card. Called the card company NUMEROUS times i was ALWAYS given the run around. They wanted me to fax my store reciepts which was no problem but after the first time i faxed it i thought the issue would be resolved. NOT! Upon calling them back i was told they never got it and that i needed to fax it again to a different number. This went on for two more times after the inital fax until i told them this is a scam. Still w/o MY money the call center (or someones house because you can hear kids in the back) is a FRAUD. I mean seriously when i asked the rep for the corporate number he said they only have an e-mail. BOTTOM LINE IS THIS DO NOT DO NOT PICK UP A PAY POWER VISA OF ANY SORT. They need to realize what they are doing is ILLEGAL taking someones money and not doing what you were contracted to is a CRIME.

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The complaint has been investigated and resolved to the customer’s satisfaction.

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74 comments
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Mike Hunter
, US
Feb 28, 2013 9:56 am EST

Pay Power is a scam do no use them. They will take your money with ### charges and almost no one answers the phone when you call [protected]. I believe this a very elaborate scam to drain money from honest working Americans and because I feel wronged I will continue to complain and do my part of exposing this heinous scandal.

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xlovebugx
okc, US
Feb 17, 2013 4:23 pm EST

Will I got my tax refund on a paypower card win I was useing my card it was going ok but win I tryed to clack to see how much I hade laft it said I put my info in wrong will I called paypower they said the risk deparment put a hold on it that I need to send in info of my id and ssi number and my address but they would not till me why my card was on hold will I called are a round everone told me they cant put a hold on my tax refund that they are a scaming me that I need to get a lawyer will if they dont take the hold off soon im going to cuz I ant going to have someone scam me

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sallydrago22
29 Palms, US
Feb 13, 2013 3:44 pm EST

does anyone have another number besides the 888 number already on the back ? I have over 7000 dollars on the card cannot get ahold of anyone and the number that I call goes on hold for 40 plus mins and then get ahold of someone to only get my card number and then hangs up. I am so upset. I have three kids and they wont give me my money. This is a nightmare. does anyone know who i can call ? please help

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kenyotta
Orlando, US
Feb 11, 2013 11:53 am EST
Verified customer This comment was posted by a verified customer. Learn more

Taxact is full of ### i don't know why they used the pre paid card from PAYPOWER the customer service is rude and unprofessional i will not us taxact next year if they stick with PAYPOWER CARDSbecause the IRS released my money on the 8th and it's the 11th and i still don't have my money worse company EVER

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paypowerhater
Tacoma, US
Jan 18, 2013 1:33 am EST

how can they get away with this crap? i had my enefits deposited on my card and they ended up putting a hold on my card too however i sent in all of the documents they asked for and even documents from the va verifying the deposit that it belongs to me and everything upon sending in my id they tell me the info i sent in does not verify the info they need and there is nothing i can send in to do so. they refuse to send me my money which is over 4000.00! and they say they will do nothing about it... so my money just gets to sit there until there stupid monthly fee eats it all up? BS. I tried to go through the va to get it but since i spent some of the money they cannot get the deposit back. i swear what they are doing is completely illegal. not to mention its bs that you have to call one number and talk to people that dont know what they are talking about and then have to wait over 2 days for a phone call back from someone else that doesnt really care about your issue. i provided everythhng they asked for and some this is bull sh... and i want my money back. There will be a class action against them... and i cant wait. i want my 4200.00 plus sufferring, losing my house and everything else because of their practices. i understand security but this company is definitely a scam!

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JasonPA
, US
Dec 19, 2012 5:39 am EST

My mom had the same problem, she bought a REloadit card for $40, and tried to use it on her Netspend card (Which was advertised on their website). The website refused to load the money, so she called customer care to get a refund. They initially refused, but after she persisted, they said a refund check would be coming in the mail.

It never came, so I called them myself, and they said they reviewed the case and never sent the check because the claim was "unfounded." I signed up for a PayPower card just to try and get the money, and the site says that the REloadit card is in a state where the money can't be transferred.

I called the company and complained, and they told me that because of their findings, we wouldn't get the money back. I have talked ot an attorney, and may be filing a civil suit to get my money back, and may even go further because of the false advertising.

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Sarah105
Houston, US
Nov 27, 2012 2:18 pm EST

Pay power visa is SCAM! I went to put gas in my car. When I checked my balance all my money was GONE! I called to see what the problem was and they said they had to hold on to my money for THREE DAYS! I told them I had other people to feed they didn't care. They just kept repeating the policy the policy. Then I asked to speak to a supervisor I spoke with ALEX Employee ID number 13565 and he WAS NO HELP HE JUST BLEW ME OFF! i asked him who was his boss, he said NO ONE! I asked who runs the company he said he couldn't give out that information I didn't know that was classified information! SCAM! SCAM SCAM!

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SnowKitten
Toutle, US
Oct 20, 2012 1:13 pm EDT

Having a similar experience. Purchased & loaded the card at my local Safeway, went to activate online and it would not let me do so. Read FAQ/Help page on Pay power website only to find a po box is not acceptable (yet it said nothing about this when I was filling out the form online, nor did it say this was a problem when it refused to let me activate/register the card). Again tried to register card & it wouldn't let me past enter card number & exp. date. Called customer service 5 times in an attempt to get a hold of someone. Finally did and they want a copy of my DL & SS to verify I am me, then hung up on me without giving an address/fax to send it to. Called back, asked to speak to a supervisor. After being given the run around I am told a supervisor will be with me shortly & they hung up on me again.
Emailed cs to try to find out how to get my $ and am told in addition to the above mentioned items, they also want any two from this list "Bank Statement, Cable/Satellite Bill, Pay Stub Phone Bill (for phone number input at registration), Rental/Lease Agreement (for residence address provided at registration) and/or Utility Bill. Due to falling on hard times I am currently living with the parents until I get back on my feet again. All I have in my name is my cell phone and the address is my p.o. box.
All I wanted was to order something nice for my husband online that he would enjoy & now I can't? According to cs this card can not be used for any online purchase without mailing/faxing documents proving who I am. My SS# and a question or two is all that is needed to verify who I am. My bank & former credit card co. had no problem using just my SS & a few questions. Why do they also need my DL & documents that I do not have? Even the IRS has no problem with a PO Box, nor has any credit card company or bank I have ever worked with.
If the local store had what I want to buy, I would have just bought the damn thing and not had to deal with this. Didn't use my bank card because I wanted the gift to be a surprise. Safeway also refuses to refund the amount loaded on the card. Am currently stuck in limbo with no foreseeable way to get all my money back in full. CS via email says card is active & usable, but have to send DL, SS (which I have available) AND documents I do not have in order to purchase online. Even when I still had real credit cards I never encountered such shoddy cs, intrusive requirements (how do I know my info is secure if I send it? I asked, they refused to answer). Never had such a pita process with the old green-dot cards or gift cards when I needed to make online purchases.

This company engages in false advertising (can use anywhere visa is accepted!). No it can't. Not unless you complete their registration process that says nothing about not being able to use a PO Box. Bad customer service, and by refusing to return my money in full for services they are failing to provide, are engaging in theft. For the record, the amount loaded on the card is under $120.

Going back to money orders sent with delivery confirmation. It may cost a few bucks more in terms of gas I can't really afford, but at least it's hassle free & and I am not being charged just to be able to buy something.

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PlSSED 0FF
, US
Sep 21, 2012 3:38 pm EDT

This company S%%%% I have a refund coming to me but I have to wait 3 -7 business days till I can use the money. I spent many hours talking to cs & got NO help they say it's there policy. Yet they instantly take there monthly fee but I have to wait to spend my money they have? Fk them once my money is on my account I will withdraw it & cancel my card .I will also be contacting BBB . This compant is a huge RIP OFF!

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TTMMWW
MOJAVE, US
Sep 10, 2012 8:43 pm EDT

NEVER USE THIS CARD! EVERYTIME I CALL I GET A DIFFERENT ANSWER TO THE SAME QUESTION, NO MANAGER IS EVER AVAILABLE, AND CUSTOMER SERVICE IS HORRIBLE!. THEY PUT A HOLD ON MY FUNDS AND I CANT USE THEM BUT THEY HAVE MY MONEY I WOULD BE WILLING TO PARTICIPATE IN ANY LAW SUIT AGAINST THIS COMPANY .IF AND WHEN MY FUNDS POST BACK ON I WILL BE CANCELLING THIS CARD. NEVER EVER USE THIS CARD...

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gman7157
Haddon Heights, US
Aug 28, 2012 6:44 am EDT

Initially I had no problems with Pay Power. Today I was running errands & my card was declined at a local department store. I knew I had money on the card so asked the cashier to run it again. It was declined a second AND a third time. Fortunately, I had the cash to make the purchase but was embarassed. When I contacted Pay Power, they said their systems had a systems malfunction & that they would be up & running again shortly. So far, this has not happened. I am furious that they have my money & when I needed it, I was unable to access it. IF their systems go back up, I plan to use up the money I have on this account & never use them again. CONSUMERS BEWARE! DO NO NOT USE PAY POWER!

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Leland Carl
Reston, US
Aug 15, 2012 10:02 am EDT

I'm a lawyer...you sir or madam, are the idiot...My firm is currently soliciting complaints regarding Pay Power. When we receive 10, 000 we will proceed with a "class action" against Pay Power.

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PayPower
San Francisco, US
Jul 13, 2012 1:30 pm EDT

We apologize for any inconvenience. Please email your card and contact information to cs@blackhawk-net.com so we may assist you.

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Lawrence_O
Glenview, US
Jul 13, 2012 10:28 am EDT

I lost $9000 in tax refund and paycheck to this card. I have filed a complaint to IC3. All of you should do the same and get FBI attention. This is wire fraud.

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Marchalk
Frackville, US
May 04, 2012 8:56 pm EDT

Your a god damn idiot. No lawyer would tell you that. The "owners" are stockholders and the employees are highly may be terrible at customer service but that is certainly not a crime. People with lunatic ramblings like yourself make all complaints look a little less bad. Your a [censored], shut up with the phony lawyer talk. NO LAWYER EVER TOLD YOU THAT YOU ###.

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Victim of Pay Power Visa Cards
Los Alamos, US
Jan 21, 2012 4:14 am EST

SCAM SCAM SCAM! I recently bought a Pay Power Card and they stole my money of the card and had the nerve to say I owed them $120.00 in overdraft fees! My jaw dropped, I couldn't even think straight for a minute. Huumm Lets see I put my hard earned $$$$ on this totally fraudulent Credit Card if you can call it that, and got scammed, and on top of that they wanted to take more $$ that I didn't even have on the card yet. What we need to do is file a CLASS ACTION LAW SUIT for the people that have been scammed by this horrible company. I have spoken to an attorney and he said the owners and some of the employees of this company are looking at serious prison time! "20 years +"

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PayPower
San Francisco, US
Dec 20, 2011 7:42 pm EST

We would like to help you get the most out of your PayPower card. Please email cs@blackhawk-net.com so we can assist you.

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cpoling
, US
Dec 17, 2011 4:52 am EST

WOW...this is a completely fraudulent company. Absolutely never do business with them. Received my card as a gift...I think my gift giver would be pretty upset to learn that the $50 they gifted turned into $26 instantly because there was no way to activate the card. When you call the phone number it "activates" the card although you can't actually get a balance. So I called to get a balance 3 days ago, couldn't get their phone number to work, tried again tonight and hit 0 a bunch of times to finally get someone in a foreign country who didn't speak English, to find out that they wouldn't refund their "service charges." SCAM

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EbonyM
Annapolis, US
Dec 12, 2011 2:57 pm EST

I am so pissed... everything that everyone said is true... im very dissapointed! and wont use them after everything MONEY wise is depleted on this account i am DONE! and your right all the people on there dont speak english!

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EbonyM
Annapolis, US
Dec 12, 2011 2:27 pm EST

All I know is that if this HOLD means all my bill money i put on this card is GONE... we are going to court! I recently loaded bill money on to account a week ago and none of my payments went through but my balanced stayed the same... called card company and the told me it was on hold... WTF idk how when ive always had at least 15$ on there...

CALL ME A PISSED OF CHICK FROM MARYLAND>>> looks like the wont be getting anymore business of mine
after reading these statments and witnessing this my self and Ive been using them since MAY 2011

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martyesp
einbooro, US
Nov 10, 2011 3:39 pm EST

I have had this card for a month and it has been out on "hold" 4 times. Before I put $$ on my card 3 days ago I called customer service to double check my card was NOT on hold, I was told I had a $2.00 balance and my card was in good standing, so I did a reload pack and guess what? the card went on hold! I am still waiting to hear from thier seocnd level to call me, they called me last night and told me to call back to [protected], and customer serive said they cant out me thru to the corporate office and they had "no clue" whey I was givine thier number, so day three, card still not useable, I have to wait some form "corporate" to call me, and get the funds released, this is such a scam I will NEVER use this card again! Cant belivve it even says VISA, DO NOT USE THIS CARD

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brian hot under the collar
no where land, US
May 24, 2011 9:22 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

this card company sucks they tell me i have no money on my card but i do i put it on there . Then after i use it the place i used it at never took the money off the card because of a problem with the card and now they won't refund my money or give it back on my card been going on since feb 15 of this year what a scam if your that hard up for money u have to steal it from hard working usa people bye doing this try getting a real job and work as hard as we do for are money u jerks put my money back on my card instead of stealing it .

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momof3girls864
woodruff, US
May 02, 2011 6:23 pm EDT

Oh somebody please tell me that the security hold of 1 to 2 days for trying to use the card before registering is not going to take longer. I thought you just had to register if u wanted to get a card with your name on it. But apparently this locks it for 1 to 2 days. I spent 100.00 for this card for my daughter to go on a 3 days school trip leaving TOMORROW! I'm so ready to cry right now! I can't afford to replace it and I've called twice so I think the request was actually submitted. This is terrible!

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PayPower
San Francisco, US
Apr 25, 2011 7:48 pm EDT

Hello,

We apologize for any inconvenience and would like to help you resolve the issue. If you would like assistance, please email us at PR@Blackhawk-net.com.

Thank you,
PR for PayPower

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CP5164
Cliffwood, US
Apr 21, 2011 12:48 pm EDT

AGAIN! It happens EVERY TIME I just wanted a refund and I have to WAIT?! WHY! I talked to ANOTHER SUPERVISOR (joke) tells me again I just have to wait! DONT USE PAYPOWER DEBIT CARD!

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CP5164
Cliffwood, US
Apr 12, 2011 2:08 pm EDT

I HATE IT! When I pay anything its ok but when you get a refund they put a hold on MY MONEY and you cant buy ANYTHING for 2 days!? WHY? And when you call cs-even the supervisor-no one can tell me why and say it in ENGLISH! I AM DONE!

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Cali_
, US
Apr 06, 2011 5:03 pm EDT

Their customer service is HORRIBLE, and every time they go to escalate my issues "their supervisors are all busy" so they are unable to help me. All I wanted to do was cancel my card. And I'm not confident they cancelled it. When I asked for a reference number they did not want to give me one, until I continued to push. I still am not confident that my card has been cancelled. What a HASSLE. What's the point?

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Antonia Myss
San Francisco, US
Mar 11, 2011 5:54 am EST

Do not waste your time calling these bast**ds. Every state has a department of consumer affairs (or a similarly named agency) WITHIN THE OFFICE OF THE ATTORNEY GENERAL'S OFFICE. File a complaint. Metabank is the bank that is supposedly behind these prepaid Visa cards. TURN UP THE HEAT!

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Carlyb23
Pompton Lakes, US
Feb 28, 2011 9:47 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I have to agree the pay power service is horrible. Almost every time i call i hear children as well and someone that barely speaks English. Not to mention I have to call four times in a row because they answer say their name and ask for the card number, and after i finish giving them it, they'll repeat the same thing over again, this will go on for about three more times til they hang up. Also i believe if i am buying their cards and paying the fees for reload-it packs and monthly fees, i should be able to do whatever i want with my money. But every time i even use the ATM i receive another block on the card, so I cant use the money or even access my internet account. WHAT A SCAM. I should still be able to sign into my account whenever i choose. They say it takes 1-2 days to remove this unnecessary block but it usually takes longer and the last time i called i waited over 5 days until i finally called them again on the 5th day to find out the idiot didn't even put in to remove the block. So i had to wait another three days. If they are so worried that they need to block my card for "security reasons" they should call me and notify me of the ATM activity to verify that it is I using my own money. Seriously i think they put a block just so they can make sure the cash is on the card so they can make sure they get their monthly fee. The service is horrible and the weekly blocks are unnecessary and inconvenient.

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RenHoek
, US
Jan 25, 2011 3:22 am EST

Ripoff! Starts charging fee after one month! Paypower sucks. paypower scam. paypower ripoff.

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Kaliikidz
Caliente, US
Jan 17, 2011 9:39 pm EST
Verified customer This comment was posted by a verified customer. Learn more

pay power SUCKS! they lie, scam and keep your money, even after you dispute a fraud transaction! They say "call back in 60-90 days to see if you get your money back!

NEVER Buy this card, EVER!..if you do, its your risk!

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Vispere
, US
Jan 09, 2011 8:34 am EST

Spent 200+ minutes on tracfone, $10 worth of faxing, and and a brandy and coke to tolerate the hassle of even being able to get my personalized card and pin to access my unemployment benefits. that was a month ago. now when i bought the card, the direct deposit bonus promotion was wait thirty days after starting direct deposit, get a $20 bonus. now it changed to "15 days after the second deposit." under the old system, i should have received that yesterday. under the new rules, three days ago. Put my tax refund in the hands of these people? hell no. no truth in advertising. on tv it's expected, with my money, not allowed. btw, to any paypower reps browsing the site instead of studying script, my "escalation code" is ITR:359442. Have a swell day.
(If you're not a real paypower rep, then the number above will serve you squat.)

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Vispere
, US
Jan 09, 2011 8:32 am EST

a paypower rep wanting reloadit pack info emailed, numbers and all? Idiot. btw, if you're going to fake it, use an addy that at least LOOKS tied to the company.

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PayPower
San Francisco, US
Dec 24, 2010 1:15 am EST

We apologize for any inconvenience you have experienced. As a public relations representative for PayPower, we would like to research this issue with our customer service representatives so we can provide you a solution. Can you please send specifics of where you bought the Reloadit pack and the numbers on the card to pr@blackhawk-net.com so that we can resolve your issues? (Please be sure not to post that information on this page.)

Thank you,
PayPower