I URGE everyone to pull all accounts from TD Bank if you like holding onto your money. I closed mine today, thanks to nearly $600 in ridiculous fees. Not only that, but all of a sudden, they've decided to get rid of their free checking accounts, which I had, and replace them all with accounts requiring a minimum balance, without any authorization from the account-holder. Luckily for TD (but not for anyone else), all these formerly "free" accounts were subsequently slapped with maintenance fees. I can't even imagine how much they made off us maligned customers from this sneaky account change.