Standard Chartered Bank

Hello,

I have had issues with credit cards with few banks over past 8-9 months due to some unprecedented expenses at my end.

However, all of their payments have been made and they all provided the settlement letter too. However, I don't know who among these banks, have included my name in RBI Defaulter list.

Now, inspire of having paid huge amounts to all of them, I am not able to take any fresh kind of loans from any bank/fi.

Can anyone help with the information of whom to approach and how to get the name removed from RBI Defaulter list. These banks take the payments through some bogus collection agencies and then don't care to revive their customer records keeping us in total mess.

I am Sunil Tiwari, presently working with Carrier Air Conditioning & Refrigeration Limited, Gurgaon, Haryana (Earlier Carrier Aircon Limited, website www.carrierindia.com). from 28.05.2007. I had applied for a personal loan of Rs. 1 Lakh from your bank and the application stood canceled due to a very funny reason.

I had applied for the loan on 05.07.2007 through a bank executive Mr. Balram Tiwari and submitted all necessary documents (Copy of my salary slip of previous company and present company both, house rent agreement, Pan card, bank statement, a passport size photograph etc) in support of my application.

Afterwards, my house verification was done by the bank. Meanwhile, I received a number of calls from Standard Chartered Delhi, Bangalore, Chennai saying that I have left my job as per their verification record and today I received a message from the bank that my application is canceled eventually without assigning any valid reason to it.

Surprising! I am writing you from my official mail ID and here I am serving at a very responsible position. Obviously, the person who made such a remark in fact, didn't understand the gravity of such a verification and made a fake report of his fake visit to my office. Please look into the matter on priority and do needful as such a remark specially from a reputed financial organization like you hurts my professional and social status.

I have written to customer care thrice in this week but NO RESPONSE as yet been observed.

Residencial Address:
95, IInd Floor, Back Side
Indraprastha Colony
Faridabad, Haryana

Warm Regards,
Sunil Tiwari
Manager- Quality (CRO)
Carrier Airconditioning & Refrigeration Limited
Narsingpur Daula Post
Gurgaon- 122001
Haryana
Landline: +[protected]
Extn: 493
Mobile: +91-[protected]