M&T Bank’s earns a 1.9-star rating from 138 reviews, showing that the majority of clients are dissatisfied with banking services.
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Fraud
I opened A business account with M&T bank and before I was Able to receive my card in the mail it had been stolen and unauthorized charges were made to my account. When I called To complain and file a claim they denied the claim despite having a police report and being given the information to speak with the police regarding the fraud. Instead of them actually investigating and cooperating they locked me out of my accounts blocked the new debit card and also blocked my online access to the account. I have Written several emails, called customer service and had to file a complaint with my local police dept as well because they refused to give me paperwork pertaining to the investigation or access to my account and what’s left in it.
Claimed loss: 5414.00
Desired outcome: Reimburse unauthorized charges to at their fraud dept did not flag despite them being large amounts within minutes of each other
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Lack of customer service
It was getting near to my mother's 104th birthday. I was her financial power of attorney, trustee of her trust, and the executor of her estate. I noticed that she did not have her accounts at M&T Bank in the name of her trust. In addition, she had run out of checks from the switch from People's Bank. On 9/20/2023, I went to the branch in South Burlington...
Read full review of M&T BankWrongfully closed account
A check I wrote cam back and nsf due to my funds not being available just yet unfortunately it was a miscommunication with another person. I contacted m&t bank to explain the situation and ask for advice about how to fix the situation so that I didn't have any issues with the account. The person at the bank said that since my funds would be available the...
Read full review of M&T BankIs M&T Bank Legit?
M&T Bank earns a trustworthiness rating of 94%
Highly recommended, but caution will not hurt.
We found clear and detailed contact information for M&T Bank. The company provides a physical address, 5 phone numbers, and 2 emails, as well as 4 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.
Mtb.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
Mtb.com has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.
We looked up M&T Bank and found that the website is receiving a high amount of traffic. This could be a sign of a popular and trustworthy website, but it is still important to exercise caution and verify the legitimacy of the site before sharing any personal or financial information
However ComplaintsBoard has detected that:
- Despite a high level of trust, our investigation found issues with M&T Bank's service, including poor customer service, lack of accountability, and responsibility to resolve complaints. Customers may face long wait times for responses, receive generic or unhelpful answers or no response at all. Only 22% of 0 complaints were resolved.
- M&T Bank appears to provide lending services or information on their website. It is important to be cautious when using lending websites, as scams and fraudulent activities are common in the financial sector. To protect yourself, it is important to carefully review the terms and conditions of any loans or financing products, to only work with reputable lenders, and to avoid sharing sensitive personal information with any suspicious websites.
- We conducted a search on social media and found several negative reviews related to M&T Bank. These reviews may indicate issues with the company's products, services, or customer support. It is important to thoroughly research the company and its offerings before making any purchases to avoid any potential risks.
Recovery department
I would like to file a complaint with an employee named I think it was Scott in the recovery department. I don't know if it's worth my time, but I felt so dissrespected by his arrogavce and dissmissive attitude that I felt the need to contact someone. I'm a long time customer of first Wilmington Trust then with M&T after you bought them out. First of all, I...
Read full review of M&T BankAccount summary information in mobile banking
11/27/2023 - Mobile banking does not show the principal balance only the current payoff amount on a loan, very confusing. All other accounts in the summary show all transaction and balance information. Having had M&T loans in the past I was able to see my balance and payments without searching for them. Clients need to see principal and current loan...
Read full review of M&T BankCustomer service, deposits
I’m a new M & T Bank customer I have never experienced customer service like this in my entire lifetime as long as I could remember. It was the worst experience ever! I have spoken in the last 9 days to most unprofessional, non helpful people. I have been given 9 different answers regarding the release of my paycheck that was deposited on 11/03. I was told...
Read full review of M&T BankMobile deposit/online access
I will admit that I do not use my M&T account on a regular basis, but it’s always helpful to have a brick and mortar bank so I can deposit money when needed. I typically use the drive thru teller but that particular day I had no time before work and their hours are not convenient for me.. I used mobile deposit for the first time ever. One check wa...
Read full review of M&T BankSamantha teller at bank
I went to M&T bank on West st in Rutland, Vt to pay my light bill. I waited almost 20 mins in line I got to the window and said hi to teller and put light bill in slot the teller named Samantha said oh a light bill your going to have to wait a minute, I said ok. While she's doing the paperwork she's sighing starring at me glaring rolling her eyes, throwing...
Read full review of M&T BankRelease of Liability for a mortgage
I have been trying to get a release of liability from M&T since May 30th. I have went through four different people that all have said they would return my phone calls or emails and none did I have had to call the main number 6 times to try and talk to someone about getting the release of liability. it is now august the 28th and I still do not have this completed do to the complete lack of competence and work ethic form the employees at M&T bank, it has been a very stressful nightmare dealing with the department that handles these matters. I was given until September the 1st to have this completed but yet no one is making anything happen on your end.
Desired outcome: All I want is my Release of liability to be completed so that I can remove my EX Wife from the mortgage. is a timely manner.
Declined transactions when I have the money
I am trying to bid on a live auction site and repeatedly have had my card declined. I am trying to buy shoes and vintage clothing to resell. This is my livelihood and it keeps happening. I should not have to continue to call and tell the bank that its me. Its embarrassing on the site when my payment gets declined. I called today and they said I exceeded the limit 7/15, but its been happening all week. This needs to be resolved ASAP and within the next 30 minutes. This is my job and how I make money. If this is not resolved I will have to change my bank and advise others to do the same.
Thanks,
Desired outcome: No limit for number of transactions because they are usually small, and something set up so i dont have to continue to call and verify that its me
My car loan
I called today to get a payoff amount for my car loan. I explained that I did not bring my last statement to work to get my account number. (I gave the person my name, address, Social Security Number, the date of the last payment that I made and the amount paid.
She said she was able to pull up my account but because I didn't have my account number she needed the car's VIN number or she couldn't give me the payoff amount.
Really? This was my first and most likely my last loan or any business with M&T. Plus, I'll make sure that I let the various social media platforms that I participate in the problem that I'm having.
Terry Hollinger
201 Summer Walk Blvd
Milton, DE 19968
[protected]
Desired outcome: Just call me and give me the payoff amount of the car loan. Then mail me my title that you are holding.
Bank Transfer
The bank to bank transfer policy of a "rolling 30 days" makes it very difficult to transfer money in a timely way. If you make several transfers in a month you have to keep track manually of when you are below the arbitrary limit of 5000.00 to once again be able to transfer money.
I have to wait an extra two weeks to transfer money out to a saving account that pays a much better savings rate because of this policy. It is costing me money.
It should be a Calander month or higher limits.
Desired outcome: change the policy to a monthly time frame
Insurance dept
I have a loan thru M&T, and it's been a nightmare. I see there are so many complaints its scarry. had hail Damage to my trailer and john in insurance dept has no knowledge and it all about legal and my insurance could not understand what M&T was doing. Banking is supposed to be a service company and M&T is not. They would not endorse. insurance check and they refused it's my insurance and it's my loss. There is no human factor with them. worst experience ever.
No Regards Darryl
Desired outcome: To Late now. I canceled check threw insurance company.
Service
This has been the worst decision of my life. I went to M&T. Out off frustration of bogus charges. And My Card number kept being compromised. But actually banking with the other bank is way easier. bill pay set up in seconds. Bill is paid in two days. If a paper check is needed I can accept or decline.
Try do set it up with you guys everything is a paper check. I had no access to my money or account for Two weeks and you want me to be late on all my bills because you online banking is not online. It’s till through the postal service. This is the stupidest system ever. Explain.
Desired outcome: Automatic Recognition of MerchantsIf I wanted to use a check I’d send it myself
Credit card sign on bonus
Signed up for M&T credit card and was suppose to receive 200 for 500 sign on bonus. I am two days past the 90 days i was suppose to spend 500. I was unable to signup for an onine account so it was difficult for me to check on spend. I almost met 500 but when I tried t use it at the gas station it didnt work. I called M&T payed my bill and they said it was active. I tried it at the gas station again and it was declined. I called M&T for a excetion due to my difficulty so I can send the 40 dollars I as missing to meet 500. They sent me from cs to lending to credit card and int he same loop two more times.
Desired outcome: Just asking for additional day so I can make a 40 dollar purchase. Or M&T can still honor the 200 statement credit considering my technical difficulties.
Car loan
Am active duty military, I have been dealing with this unprofessional company far to long about my account. This started back in 2020 with the back and forth over my account being in the rear. I have ask for extension a couple of times and some of them was granted. Now we are in 2023 and am facing late payments again, so I called them to see why am owning so much, they said it’s because of 2022 and late payments fees. I asked for an supervisor which never came to the phone or responded and I call again then I spoke with a customer representative this guy was so professional. He explained that I really don’t own the amount that M&T saying that I own. This is fraud from this company. I will be filling a complaint and reporting them to Federal Trade Commission financial exploitation, because am military M&T trying to take advantage of me.
Desired outcome: To pay only what I own and nothing more
Mortgage Services & Website
M&T's mortgage website is terrible! Sometimes it's not even accessible and had to pay my mortgage using the phone app instead. However, multiple times in each case, the pop-up page would just crash or not provide the accurate information.
On top of that, their online processing takes forever! Online payment processing these days can take minutes or even seconds but it literally takes M&T 3 to 4 days to process something online.
Additionally, they don't allow you to make a payment with anything other than your checking account. Heard of debit cards M&T? Please step into the 21st Century any day now!
Desired outcome: Make the mortgage website more accurate, accessible and provide end-users faster options for payment. Get your internal processes updated to allow for efficient, prompt payment--not take up to a week!
Mortgage loan payments
M & T Bank took over my mortgage loan in Oct of 2022. In January of 2023, they contacted me stating that I haven't made a payment since Oct of 2022. When I have made all of my payments on time. In January, before calling M & T and just going by my invoices, I mailed them 3 payments, because they set me notices saying I was behind in my payments. I then logged into my bank, where the payments originate, and in fact every payments was made, and was made ontime. M & T, cashed my checks but did not log my payments. I made copies of all the proof of payment invoices from the bank that pays the morgate and faxed it to M&T. They fixed the issue applied all the payments, and credited back my late fee. Now we are in May of 2023 and it's happening again. M& T is saying I haven't paid my mortgage since March. When in fact, I am ahead by one month. I again sent them proof of payment invoices from my bank. They are not sending out people to take photos of my home to verity I am living in it and to verify the condition of it. WTF? I will be contacting an attorney in the morning.
Desired outcome: To have the payments that I make be accurately applied to my mortgage loan. At this point, I am going to refinance my home, and get the loan out of the hand of M&T. Do not trust them at all.
I have been dealing with this for 4 years and because I have open insurance claims I can not get a new mortgage. This is the worst mortgage company if you are an on-time diligent payment and and conscience credit consumer. If you pay early payments they apply them erroneously towards principle and applied late fees. Then they talked me into their flex draft to avoid this vs my previous lenders auto draft that came out of my retirement account. I do not log-in to my retirement account often. I set up the flex draft agreement )so you would think that since the lender keeps saying over the phone that I should use their flex draft InSTEAD that he would cancel that payment. months of double payments and M&T will not refund the money and states I still owe for every month - they will not apply the $17k towards future payments! it is fraudulent
Fraud detection
I travel several times a year. You people continue to block my own transactions related to travel (hotel reservations, etc). You don't even contact me before you block my real transaction, causing me aggravation and extra phone calls. This has happened more than once.
Most recently, it occurred today/this past weekend when I tried to reserve a room at the Huff House Inn and Cabins in Jackson, Wyoming for a planned trip to Wyoming in August-September 2023. It is unacceptable that I must get my own transactions pre-approved, with my own money before I can make travel plans.
Lighten up on the security and approve my travel-relates transactions or I will have to find a different bank with whom to do my business. Your continued blocking of my own travel-related transactions without asking me first is getting to be a significant burden and is unacceptable, especially since I travel several times a year.
I am very angry. Please contact me ASAP to let me know this transaction has been approved. And none of this "unblock my account for an hour" [censored] - just approve the transaction. I do not like the way you people do business with MY money.
Desired outcome: Contact me personally before blocking travel-related transactions.
Mortgage service
My mortgage was sold to M&T. The process of enrolling to pay my mortgage online is unbearable! After giving too much personal information to a CSR, I'm required to remit my FULL SSN online too! Once done my login attempt is met with a redirection to the Fraud Dept. Here I'm required to give information previously remitted along with demands about my device and who I buy internet from! The only thing redeeming about this miserable experience is that the CSRs are polite even if uninformed.
Desired outcome: Please correct your practices, specifically removing the full and 'first five' SSN requirements.
M&T Bank Reviews 0
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M&T Bank Contacts
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M&T Bank phone numbers+1 (800) 724-2440+1 (800) 724-2440Click up if you have successfully reached M&T Bank by calling +1 (800) 724-2440 phone number 0 0 users reported that they have successfully reached M&T Bank by calling +1 (800) 724-2440 phone number Click down if you have unsuccessfully reached M&T Bank by calling +1 (800) 724-2440 phone number 0 0 users reported that they have UNsuccessfully reached M&T Bank by calling +1 (800) 724-2440 phone numberCustomer Service+1 (800) 790-9130+1 (800) 790-9130Click up if you have successfully reached M&T Bank by calling +1 (800) 790-9130 phone number 0 0 users reported that they have successfully reached M&T Bank by calling +1 (800) 790-9130 phone number Click down if you have unsuccessfully reached M&T Bank by calling +1 (800) 790-9130 phone number 0 0 users reported that they have UNsuccessfully reached M&T Bank by calling +1 (800) 790-9130 phone numberOnline & Mobile Banking+1 (800) 724-6070+1 (800) 724-6070Click up if you have successfully reached M&T Bank by calling +1 (800) 724-6070 phone number 0 0 users reported that they have successfully reached M&T Bank by calling +1 (800) 724-6070 phone number Click down if you have unsuccessfully reached M&T Bank by calling +1 (800) 724-6070 phone number 0 0 users reported that they have UNsuccessfully reached M&T Bank by calling +1 (800) 724-6070 phone numberBusiness+1 (800) 724-2224+1 (800) 724-2224Click up if you have successfully reached M&T Bank by calling +1 (800) 724-2224 phone number 0 0 users reported that they have successfully reached M&T Bank by calling +1 (800) 724-2224 phone number Click down if you have unsuccessfully reached M&T Bank by calling +1 (800) 724-2224 phone number 0 0 users reported that they have UNsuccessfully reached M&T Bank by calling +1 (800) 724-2224 phone numberMortgage+1 (866) 462-1156+1 (866) 462-1156Click up if you have successfully reached M&T Bank by calling +1 (866) 462-1156 phone number 0 0 users reported that they have successfully reached M&T Bank by calling +1 (866) 462-1156 phone number Click down if you have unsuccessfully reached M&T Bank by calling +1 (866) 462-1156 phone number 0 0 users reported that they have UNsuccessfully reached M&T Bank by calling +1 (866) 462-1156 phone numberMortgage Transfers
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M&T Bank emailscustserv@mtb.com100%Confidence score: 100%Supportmperini@mtb.com94%Confidence score: 94%executivehthompson@mtb.com94%Confidence score: 94%executivekladow@mtb.com94%Confidence score: 94%cmagistro@mtb.com94%Confidence score: 94%aconnolly2@mtb.com94%Confidence score: 94%
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M&T Bank addressP.O. Box 844, Buffalo, New York, 14240-0844, United States
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M&T Bank social media
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Checked and verified by Olivia This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreJul 15, 2024
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