Portfolio Recovery Associatesharassment

Review updated:

Portfolio Recovery has recently started calling days a week...calls start around 8;00am...I don't understand why...can't think of any reason for their calls...I believe what's not current has been paid off...we have'nt incurred any new debt in a long time...we ignore their calls...don't we feel this is a mistake on their behalf...harassment...anyone else going thru this?

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  • Da
      Mar 18, 2010

    Harassing phone calls all hours from 7am till 11pm M-Sunday. Automated answer with Hold times of 20 minutes.Never anyone there just automated operator telling you to call back .

    0 Votes
  • Bl
      Sep 02, 2010

    It may be a zombie debt. A debt that is out of statue. Calling Portfolio may be a mistake they may try and get you to some how to re-age the debt if one does exist.

    I would write them a Debt Validation letter and ask them to verify the debt. If they cannot validate then I would send them a cease and desist letter asking them to no longer have communications with you.

    You can find sample letters on the internet.

    Portfolio Recovery Associates, LLC
    140 Corporate Blvd.
    Norfolk, VA (not sure of zip code)

    +1 Votes

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