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Personal Loan, HSBC Bank, Ahmedabadecs debit even after closing the personal loan a/c

Review updated:

I have taken personal loan A/c no. 101-[protected] from HSBC Bank, Ahmedabad and preclosed with receiving letter from HSBC Bank Recovery Agency, dated 22/06/2009, REF: FFSPILNWOFFAHDHCDEV ENTERPRISE22062009758. I have given the asked amount also, whatever writen on the letter and received the receipt no.PLB2 0555424 of the given money.
Now on 11/07/2009 when i saw my Kotak Mahindra Bank A/c I came to know that Rs.5219/- has been debited through ECS to HSBC bank, which I already closed.
I request you to kindly guide me how to take back my money from HSBC Bank.
Ravideepak Verma

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Comments

  • Ma
      Feb 23, 2010

    Dear Mr. Ravi,
    It’s a normal cycle of ECS/ PDC presentation and if you are closing your loan after 20 of month next month emi will get cleared from your bank account, this should be intimated to you by the bank in advance,

    Now you just simply visit the bank branch of HSBC and put your request for refund of your extra emi clearance in writing from your bank account post closer of your loan, they will refund your money,

    Thanks,

    Manish Pandey

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