My self syed Raisul hasan Rizvi R/o F4, Shaheen bagh Abul fazal Okhla, new delhi.
I was using HDFC credit card# [protected] and due to some financial problems I was not able to make the payment on time. and november-06 I got the settlement from them. I have paid the complete EMI of Rs 4000 everymonth but according to them Rs 500 was unpaid from my end. and without giving me notice they hold my fund from HDFC bank # [protected]
Since I had paid Rs 500 also and I have a acknowledgement copy also.
I received the notice on 26th of july that they are holding fund on same day from HDFC bank.
The contact person no [protected] which is given on notice is not reacheable since i got the notice.
When i speak to HDFC customer care they told me this is not concern to me, after making lot of effort I contacted to Mr Akshaya at credit card recovery departement.
according to him my settlement of card has been cancelled, now i need again do the settlement of previous balance.
Meantime i one cheque of Rs 4083 of personel loan no 1868132 has bounce back due to this.
You kindly advice me what should i do to get the money back from them.
Syed R. hasan rizvi