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Barclays Bank / Unfair practice for balance transfer

1 PO Box 13337Philadelphia, PA, United States Review updated:

I had inherited this credit card because llbean changed visa providers. I noticed in my bill that they were offering a 2.99% interest rate for the life of the balance for any balance transfer. When I called, I specifically asked customer service rep about any hidden charges or fees I would incur by transferring a balnace. The answer was no. I asked this questions three times! All resulting in a no answer. The customer service rep, peter, told me that I did not have to use the checks enclosed in my bill and he would be more than happy to transfer the balance over the phone. Well, beware of the helpful customer service reps...

I received a 3% charge on my balance for the transfer. I immediately called and spoke to supervisor loita mcneal. Basically, her answer was we don't care that you are upset!
The kicker is that I didn't even request this card. I got stuck with it because its who llbean has decided to give their visa services to. So, after I check the fine print on the back of the statement, I will pay off the balance except for the 3% charge and only pay them monthly the smallest amount possible. Now, I will cost them money to maintain, in good standing my balance for their delightful charge for screwing me!
Angry in new jersey

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  • Ca
      24th of Jul, 2007
    0 Votes
    Juniper / Barclay's - Business practices
    United States

    I opened an account with Juniper/Barclay's in May 2007. I requested a balance transfer of a Well's Fargo deferred interest account in June 2007. Juniper/Barclay's paid the wrong person. A representative from Juniper/Barclay's said the account numbers were "not clear" so they "matched" the account numbers. Why would they be so careless considering they have all my contact information including my SSN? They eventually retrieve the monies & paid Well's Fargo, after the deferred interest promotion resulting in $500+ finance charge posted to the account. The account would have zero balance had Juniper/Barclay's not paid the wrong person. I informed Juniper/Barclay's July 12, 2007. It is July 24, 2007 & they have yet to contact me regarding the dispute. I should not be held accountable for another's incompetence. I will seek legal action.

  • Di
      29th of Aug, 2007
    +1 Votes
    England Barclay Premier League 07/08 - Fraudulent winning award

    I am in receipt of a email from Mr. Paul Morrison who claims to be an clearing agent of England Barclay Premier League 2007/2008, in which I was informed that i have won an amount of GBP 3000,000.00 from the said premier league. And he also send me a form by mail, asking me to fill up my personal details like my postal address, details of the award etc.

    After receiving the mail I immediately without thinking anything I filled up the form and send him at his email.

    Very next day I received an mail informing me that my winning amount has been dispatched in the form of cheque and other documents through a "World Courier Express", I have not yet received any parcel so far.

    In between I browsed the web site of the England Barclay premier League where I came to know that this is absolutely a fraud case and from your site I came to know that Mr Anirban Das was cheated by the same way.

    As I have not received the said parcel, could you please give me your value added suggestions to avoid any further problems.

    At the same time I would like request you to do something against this person so that common people like Mr Das and me should not be tried to be cheated by a person like this.

    Thanking you,

    With regards

    Dipankar Mukhopadhyay

  • An
      29th of Aug, 2007
    0 Votes
    Barclays Premier League Season Award 2007-2008 - Not able to receive the winning parcel even after sending 450 pounds, as courier service

    I'm in receipt of the mail from Mr. Paul Morrison, who claims as the clearance officer of the company BARCLAYS PREMIER LEAGUE SEASON AWARD 2007-2008. In which I could receive the informations that I had won a huge some of money.

    The only thing I had to do is to send the courier service named, World Express Courier Service, the charges for delivery. On the same I had already paid an amount of 450 Pounds, and in Indian Currency Rs. 38012 including all taxes.

    They told me that they will deliver the parcel with in 72 hours, but till date I hadn't received any. At first they had sent me a Form from British Inland Revenue Board, and demanded 1,500 Pounds, but when I denied to pay any sum and requested them to return me back my courier charges, they were all mum. Then they sent me another form, in which they are demanding the amount of 640 Pounds in the name of British Inland Revenue board.

    They had not only send me the mail, but also had a conversation over phone. But when I asked for the scan copy of the documents present in the parcel they told me that they are confidential.

    Sir, I had already laughed a complaint to British Council in Kolkata- India, regarding the authentication of the same. I would be really obliged if you could take some serious steps, and let me know that whether there is any chances of getting back my Courier charges that I had paid. I knew that it is a great blunder done by me. But then also, is there any way to sort out the problem?

    Thanking You,
    Anirban Das.

  • Ke
      12th of Sep, 2007
    0 Votes
    Juniper Bank (Barclays of Delaware) - I caught Juniper Bank in a lie!
    United States

    In addition to sending a documented complaint to Juniper, I've filed complaints with the Delaware attorney general and the Delaware Better Business Bureau.

    I called Juniper's automated hotline in June for my balance, and sent a payment for the full amount with a note to close the account. I received the July statement with a $10 "finance charge."

    Since 1) I had cut up my card when I canceled; 2) Juniper's monthly statements include only the last four digits of your acct. no.; and 3) their customer service line charges you $15 to talk to a "relationship manager" (the term itself makes me gag), I decided to just pay the $10 and have done with it.

    But I got another monthly bill in August saying the payment was late. After another attempt to figure out a way to contact them without paying $15, I finally gave up and sent in the $39.

    But this time I sent it Priority Mail. And suspecting I might need it, I paid for delivery confirmation. Sure enough, Juniper sent me another bill for September, claiming they didn't receive the payment (due Aug. 31) until Sept. 4. But GUESS WHAT? I checked the USPS Priority Mail tracking number, and it said my payment was delivered at 4AM on Aug. 30! How about that? Now I wonder if they also lied about the other "late" payment, and just sat on it for several days like this one.

    Needless to say, I'm fighting that bunch of crooks. These people are human garbage.

  • Lg
      6th of May, 2008
    0 Votes
    Juniper aka Barclays - Charging Overlimit Fees for No Reason
    Juniper aka Barclays
    PO Box 13337
    United States
    Phone: 866-283-6635


    I pay my bill on time every month and sometimes more than once a month. I am in the process of paying off my balance. In March, $39.00 overlimit fees starting showing up on my bill. They have even upped my interest rate! Calling gets you nowhere and I don't know where to turn for help, so I paid the fee. The next month, I was charged again. I begrudgedly paid the fee again. This month, there is another fee! I call again and the lady tells me that even if I paid off the account right this minute, they are going to bill for another $39.00 overlimit fee next month! So I say to her that no matter what I do or how low my balance is, I am still going to be charged a $39.00 overlimit fee EACH MONTH and she told me YES!!!

    If you receive an offer from these crooks, RUN LIKE HECK!!!


  • To
      7th of May, 2008
    0 Votes
    Juniper Bank Mastercard - Overlimit fee's
    Juniper Bank
    North Hollywood
    United States

    This is a warning to be taken seriously by anyone contemplating taking out a credit card from this so-called bank ! Juniper Bank is the worst bunch of crooks on this planet. They are evil...evil...evil. I am working on what financial advisers call the "snowball plan " where by in order to reduce your consumer debt you take the smallest card you have pay it off then then next smallest card and so on. Juniper bank is not my smallest card but because of their banking practices bordering on in-human they are on my list as first to go. Pay them off if you have a card with them...and never look back. Even when you pay down your balance there is someway that they will infuse more profit for themselves by using the consumer as the victim. They will stop at nothing to get you imprisoned into paying time after time after time for fee's and more fee's and more fee's after that ! If you pay more then once in a month they nail you for that! As the computer "Joshua " said on the hit 1983 film wargames..." The only winning move is not to play "

  • Va
      2nd of Jun, 2008
    0 Votes
    Juniper Bank - Stay away from them
    Juniper Bank
    United States

    First, Juniper increased their fee so much in one month that it nearly hit my credit limit.

    Then, on top of that they sent it to collection to another firm. They even called a neighbour to relay the message--harassment!! So my advice to you is to not do business with Juniper because they will take you to the cleaners.

    After this experience, I plan to stop using credit cards--without thoroughly checking them out first. Oh yes, you might want to file a complaint with the FTC. Quite possibly if they have enough complaints they might check them out.

  • Va
      19th of Sep, 2008
    0 Votes
    Juniper Bank - Awful bank
    Juniper Bank
    United States

    Paid my account payment online Used the due date for the date the transaction to take place Didn't pay attention that the due date was a Sunday They didn't accept it until the following Monday and then charged me a service charge When I called about it they explained to me how it wasn't their fault that the due date fell on a date that the transaction couldn't take place *** Juniper I'll stomp the CEOs *** I plead with everyone who sees this to not do business with this worthless *** up company screw juniper!!!

  • Va
      23rd of Sep, 2008
    0 Votes

    Thanks Juniper. 1st you stated you could transfer a high interest card to juniper's high interest and finally you only transfered a third of it. I was late on a payment cause I thought it was a late bill done before the transfer. One straight I paid off your card. The day after you got the payment in full... a maintenance bill went out for 25 dollars... well 6 months latter and no additional bills sent... I found out through applying for a loan you were reporting me as being behind 6 months. After 4 months it is still on my credit report and you company sends me nasty letters saying I owe money and better pay. Well... everytime I call it says I OWE ZERO DON"T READ YOUR OWN RECORDS THREE PHONE CALLS AN HOUR EACH AND YOUR STILL F*&(&^*%* UP. I work hard for my money and making a future for my family. I bet if I took a bullet in Iraq you would still send bills to my wife..***... nothing but

  • Jo
      2nd of Oct, 2008
    0 Votes

    One way to have your neighbors stop telling you about your bills: Pay your bills.

  • Jo
      2nd of Oct, 2008
    0 Votes

    I don't think they would send bills to your wife, sir. Not in Iraq.

    Afghanistan, maybe...but not Iraq.

    Pay your bills.

  • Gr
      28th of Mar, 2009
    0 Votes
    Juniper Bank Credit Card - late fees/int rates
    Barclay Bank of Deleware
    United States

    I was issued a credit card from juniper bank with a 500.00 dollar credit limit. The intrest was 3%. I always paid more than what they requested for the month. But i received a bill about 1 month ago that had late fees attached. so I called to investigate and was told my payment was 1 day late. I spoke to customer service and was told they would remove the fee. They did not remove the late fee and they raised my interest rate over 20%. My balance started out @ 480.00 and i have never missed a payment and I send more money than requested. My balance is now all most 600.00 and i havent used the card 5 months.

  • Bl
      28th of Mar, 2009
    +1 Votes

    It will be a cold day in hell before I ever use anything associated with Barclays again. Such a shame, I love LL Bean and have shopped them for years. I've purchased skis, snowshoes, jackets, shoes, backpacks, apparel, sleds, everything under the sun. I make it a point to detour through Freeport whenever I'm in Maine just so I can stop at their store. But, since I use their Visa for the "freebies, " they will now loose a most of my business.

    I closed my account with Barclay's this afternoon. Back in January, I received a statement with a ton of fee's for none-payment. This has never happened to me - I sent them a check payment on time, as usual. When I called them months ago, the rep. on the phone reversed all the fee's because I had sent payment. I thought this was all taken care of until today - when I received my statement. My APR shot up to something like 23%!! I called and they said it was because I had a delinquent payment. They were the rudest people I've ever dealt with; treating me like I was some sort of deadbeat. I kept telling them the fees were reversed because I did indeed send payment. They keep telling me they can't control the mail (like I can?). How convenient an excuse...and the perfect way to scam fee's. How do I really know the mail failed??! Maybe these people threw my check in the garbage just to raise my rate and hit me with fees - or- one of their ever-so attentive CS reps could've lost it. I had a Citi card a while back where my check was actually applied to someone else's account?!
    And, yes, I really did send a payment. In fact, if one of these drones bothered to look at my history, they would have seen I'd been paying the card off completely - on time - every month.
    I have never gotten so angry with a CS rep.; to the point of telling them to go to straight to hell. Who wants to deal with a company that makes you that aggravated??? You would think Barclays would want to keep their good customers. Use some common sense before branding them degenerates. Pull my credit report, look at my history - they'd easily see my accounts have no problems.

    I called LL Bean's CS reps - as usual, they were outstanding and professional. I think everyone who's had a bad experience with this bank should let LL know. They're ruining LL's name and costing them customers.

    Please LL, drop this crappy bank soon - I have a lot of shopping to do but I'm not doing it through Barclays.

  • Ve
      2nd of Apr, 2009
    0 Votes

    I had the LLBean credit card for years with no complaint. When they changed to Barclay's Bank, I accepted their balance transfer offer. The balance transfer check (to another visa company with Barclay's Bank) cleared but was miscredited. Despite inquiries since November (and a copy of the cancelled check they finally produced), they claim they do not know whom it was paid to and I finally, after harassment by the other company, paid the disputed amount to them but am still paying the transfer check plus interest. In the meantime, my credit rating has been ruined. After this unresolved horror story, I will NEVER deal with LLBean or Barclay's bank again.

  • Cj
      6th of Apr, 2009
    0 Votes

    Yes they are a horrible bank and I am a customer of LLBean and had the experience of Barclay not sending the credit card bill in November, calling me in December on Christmas Eve and telling
    me I missed a payment. Rasing rates and not notifying me that they were doing their dirt. I have never had a problem receiving bills or making a payment on time . Barclay is useless to speak with. Nasty, Nasty and unprofessional. We shall see if LLBean stands behind them or their customers. I have spoken to LLBean Customer Service 4 times and just today sent a letter to LLBeans CFO Chris McCormick. They need to do something about this Company or they will lose several more customers. Sorry for all the grief people are experiencing but I was glad to see that I was not alone. CE

  • Ha
      8th of Apr, 2009
    0 Votes

    I just received a letter I owe 150$ for a 9.$ charge made 6 months ago to LLBean.
    Barclays never sent me a bill. It was sent to my"email".
    It's "your your problem you made the charge."
    I can see I'm not the only one being ripped off by them.
    What recourse to we have?
    pissed off in Seattle

  • Ca
      14th of Apr, 2009
    0 Votes

    This same thing just happened to me--they sent me an email bill - and I never got it because my SPAM system on my email caught it and wouldn't let the bill come to me. I had originally owed $2.95 and they told me that now I owed over $100. After much arguing, Barclays agreed to have me pay only the $2.95 but they said they would have to cancel my card. I will call LL BEAN to complain. I would like to have an LL BEAN credit card, though. North Carolina

  • Rh
      16th of Apr, 2009
    0 Votes

    I thought I was the only one!! I've been an LL Bean customer for 30 years and NEVER had a problem with them or when their cards were through Bank of America. I've had the Barclay's card for 6 months and have had nothing but aggravation. The bank's customer service reps are arrogant and don't care about Bean's customers. When I wasn't getting any satisfaction I mentioned I'd have to cancel my card, the rep said to go ahead, he could do that faster than to find me the answer I called about. Hey, LL Bean!! You're voted one of the top companies for customer service in the world consistently----do something about this!!!

  • Ed
      24th of Apr, 2009
    0 Votes

    Did anybody notice the Bean/Barclay card is a 20 day account? And that the statements are mailed late so many times the payment has to be mailed the day the statement is due?

    The card rep said they are receiving many complaints about the 20 day period and that will have to change it next year due to a new Federal Law. Why not change it now? LL Bean says the problems are between the customer and the bank and they are not involved. Now is a good time to run this one up the flag pole since Obama is castigating credit card companys .

  • Ro
      29th of Apr, 2009
    0 Votes

    We received a 25 dollar late fee in addition to a 1 dollar finance charge for a 9 dollar bill that they posted 3 days after the due date. We are currently cutting up our LLBean card at this moment. We will never shop at LL Bean again or use any service even remotely connected with Barclays. Disgusted in Waterville, Maine. Rosemarie Kenney- Lavin Home State of LL Bean!!!

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