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Bank of America

www.bankofamerica.com

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2.2

Overall reputation rating based on reviews and complaints

Bank of America earns a 2.2-star rating from 16 reviews and 1580 complaints, indicating that most banking clients are somewhat dissatisfied with financial services.

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Bank of America Complaints Page 21 of 79

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12:21 am UTC
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Bank of America It is unfair!! Closed a checking account for fraud activity without warning and notification/notice.

I am going to report the fraud of Clarissa D. Covington.

Doesn't make sense to me at all. I just joined BOA last November 25, 2020, without knowing about the suspicious and fraud activity and No one was telling about the third-party.

The Bank of America closed my checking account, and they stated it would be closed forever without notice. I disagree with their decision because I have never had done this situation as a victim this is first time. I did not know about this suspicious activity of Bank of America and about fraud and suspicious of Clarissa D. Covington in the first place. Doesn't make sense to me, the BOA is the best in America. I was questioned myself, "Why the Bank of America did not tell me a warning through an email, call, or BOA app" like that before sending the mails on Jan. 26th, 2021. After finding out the mails on Jan. 26th, BOA informed me that a closed account.

Clarissa D. Covington, where works at Louisiana Workforce, deposited the money into my BOA bank account without my permission on Jan. 25th, 2021. I have never given my checking account number to Clarissa D. Covington and anyone.

What I think is fair is that they should give a setup for the early warning system in the first place, but they did not do that, so that is why I think it is not fair. If I had known at least 24 hours of the early warning system before, I would have checked on it myself, and I would have seen it on my BOA app. I would have explained or reported the fraud before they closed the bank account. If telling an early warning before, I would not have a problem with a closed BOA Checking account.

I would like to clear up and resolve this situation. I would like to keep an open new account or reopen a closed account at the same BOA instead of other banks. So, I can go to the BOA Branches anywhere. Please FIX RIGHT AWAY this situation of the FRAUD activity WITHOUT DELAYING. I CANNOT WAIT and BE PATIENT LONGER.

Desired outcome: Please FIX RIGHT AWAY this situation of the FRAUD activity WITHOUT DELAYING. I CANNOT WAIT and BE PATIENT LONGER.

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lushalittle
Las Vegas, US
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Jan 03, 2022 3:14 pm UTC
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They did the same thing to me in 2018. They closed my account for fraudulant activity. Withheld my funds from me for 2 years. I called and they said that my account is closed due to fraud but couldn't give me any more information. There was no fraud activity on my account. They even closed my credit card too same day as my checking account without notice. No fraud was ever commited. BofA is a scam. I now can't open a checking account anywehre since they reported it to Chexsystems. They said my account is unpaid. I have disputed it. In 2020 I received a letter from BofA stating that if I don't claim my money that they will give it to the state of California. Never have they tried to contact me regarding the stolen funds. There are plenty of other customers, long standing customers whose accoumts were closed for no reason at all. Don't ever open an Account with Bank of America. Try a credit union instead. Time to file a class action lawsuit against BofA, apparently they dont' learn from their mistakes. This Bank should be forever dissolved and never be allowed to operate again.

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12:17 pm UTC
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My mother had a Bank of America checking account in which I was the only pay on death beneficiary. My mother passed away in January. I brought a death certificate and bank statement into the Bank of America branch on University Blvd. in Jacksonville, Florida (3535 University Blvd. West) and spoke with Jaime Mariscal who completed the necessary paperwork on...

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D
12:42 pm UTC

Bank of America Customer service

What is happening to Bank of America! I've been a customer for many years and never experienced the lack of care for customers as I've been experiencing lately. I will call the main 800 number and they never answer. You just get routed to different options and you can never get a person to help you. When you call the branch, it's the same thing. They keep you on hold and no one ever answers. One time, when I called the main 800 number, after being routed all over the place and holding to speak to someone for 40 min, someone finally answers, still couldn't help me so she transfers me to someone else and I could hear a man's voice sounding upset saying "what is it that she wants?" As if I was ruining his day.

Desired outcome: Make changes so that customer service is more efficient

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Edward Kamposek
Northfield, US
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Jul 21, 2022 2:18 am UTC

I am having the same problem. They need to do better.

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L
7:23 pm UTC
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Bank of America Denied my claim of unauthorized purchases

Someone has stolen my card info. I have united airline, Qtrip, and other airline charges I never made. I notified my bank while charges were still in progress and I still lost my money. The denied my dispute. I have lost over 1200. Bucks. I called again and told them to investigate again. They again denied to pay. I need my money back. I trusted this bank and now I'm freaking out about how safe my money is.

Desired outcome: My claim paid

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Update by LORENZO Fuglee
Feb 12, 2021 7:25 pm UTC

I won't stop until I get my money back!

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Edward Kamposek
Northfield, US
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Jul 21, 2022 2:58 am UTC

A family member was a victim of i.d. theft. Charges added up to about $ 8,000. They contacted Bank Of America 4 times to cancel the card, and get new card number. Bank Of America never issued a new card. They did not cancel the card. Every statement had the same account number. The person(s) who had the credit card didn't pay, because they were unauthorized charges. Bank of America sent legal notices to pay. They didn't go to Collections first. Bank Of America sent more notices and are threatening to sue. Since then, they have been trying to contact Bank of America to resolve this problem. Bank of America is not very helpful. At one time, they talked with 6 different people. An email was sent. Came back, that the email won't go through. 3 more letters were written. Bank Of America is threatening to take a home away because of this! Bank of America needs to be investigated! The money should be paid back to the cardholders not Bank Of America. Desired outcome to credit the whole amount and give additional cash to the cardholders for the stress of dealing with Bank Of America. Everyone should boycott using this credit card.

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Mae Saechao
Fresno, US
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Apr 19, 2022 7:45 pm UTC
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What's the update? I am experiencing unauthorized charges and been denied. They want me to write a letter requesting to re open claims and give explanation! This is so wrong! I dont believe they even contacted any merchants. All my charges are international charges and I tried googling merchants but cant find any info. I don't know what else to do.

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Debora Key
Beaverton, US
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Mar 22, 2022 1:12 pm UTC
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I n start of Pandemic I had my tax returns differed to Oct2020. In that time, I was not using my cards. I had renters not paying rent and was trying to keep everything from going into foreclosure, I have all online banking no paper nothing.I also at that time started chemo.

Going into all of my accounts and credit cards I went into check to make sure I had not missed anything for my taxes.I found on all my credit cards 3 transaction that BOA on the same days all cards they paid 6,400 6,275 and another 6,275 to a Law Firm over 3000 miles away.They sent me a letter stating they knew I had not charged them but maybe a signer did. I have no signer on account. So then they said well maybe I let someone use my card.No one used my card they then said oh well you need to pay it. I filed charges with Bar Assocation and 5 other state Companies on Layer. He returned call to me and said he didn't know me the money did not go in his account. He to had a fraud on his account. I have been on the phone to BOA for more than 60 hours did all leg work as they did not.they will not refund my money and keep saying its in phase 4 and I will know soon the 3 time if they take it off if you check its says NO open claims.I have been with them 33 years and this is what I get on top of that the interest alone is killing me.they have destroyed my credit. I now have to take them to court I will get my money back.They wont even tell me who they sent it to

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R
7:33 pm UTC

Bank of America Money transferred to another account by someone else

I been receiving edd for the last 4 and half months some one hacked in to my account and transfer my money to another account and I called the bank and filed a claim and it is over $2000 and they only credit my account $982.00. The person that did it changed all my security questions and password. They even sent the person an email saying that I changed my email address

Desired outcome: They need to credit my account for the whole amount

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S
7:30 pm UTC
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Bank of America Unauthorized account opened in my name

I keep receiving statements in the mail of this account I never opened. BOA will not close the account with asking all my personal information including a PIN number to allow them to access my account, which I never opened.
I want this account closed, deleted, removed along with my name. BOA is adding Service Fees each month. Attached JPG. I have contacted BOA about this and nothing has been solved. BOA wants SSN, Birthday, Address and all I want is to remove this fraud account.

Desired outcome: Remove my name and this account.

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5:33 pm UTC
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I was a victim of fraudulent transactions mounting $451 on my company debit card. I filed a complaint with the bank right when I noticed 21 purchases made on amazon on the same day, all between $15 and $30. What made it obvious to notice it was fraudulent is the fact that I never used my company debit card for any purchase whatsoever in the course of 2...

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D
3:22 am UTC
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Bank of America Late charge

I did not received my statement with payment due 1/9/21.. I called the number on the reverse of the credit card([protected]) on 1/7 and 1/8 to request a statement. I never received a call back. I a friend go to the internet to get a phone number for BOA credit card info [protected]. I called this number, spoke to an individual named Paul (somewhere in CA). I explain what needed and what I tried to do to get this resolved. Paul stated he would get a duplicate statement and there would be no LATE CHARGE. As one would expect the current statement arrived and to no surprise there is a LATE CHARGE in the amount of $28.00. Ian fed-up with businesses saying one thing, to get rid of the individual they are talking with. I would appreciate the cancellation of the late charge as was originally stated. Thank you!

Desired outcome: Cancellation of the late charge!

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C
12:39 am UTC

Bank of America Edd debit card frozen!!!

I have two fraudulent ATM withdrawals on my account. Both for $1, 000 each. I called the number on the back of the card to file a claim. The claim was filed and I was given a claim number. The card was canceled and a new card was sent out. I logged on to my account the next day and I was locked out. I am locked out of my account and can not access any of my funds that I need ASAP! This is my only income. I have no access to my income at all. I called EDD they stated my account is fine and they DID NOT suspend my account on their end. I hear different reasons from every BofA agent. No help what so ever! I need my money! This was done by BofA with no notice! This is my money!

Desired outcome: I need access to my funds ASAP

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S
6:01 am UTC

Bank of America My edd account frozen

On January 26th I called Bank of America to report charges that I didn't recognize. When I looked in my email I later discovered I had made a mistake and called right away to let them know I made a mistake they froze my account. I have called three days in a row and they won't let me talk to a manager or claim department they just hang up on me. I have called over 50 times and they continue to hang up and try to say that it's edd. When I called edd and talked to a supervisor they said there is nothing wrong with my account and this is Bank of America's doing.

Desired outcome: My claim to be canceled and account unfrozen

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Chris2001
Los Angeles, US
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Feb 01, 2021 12:28 am UTC

This is happening to me too! I filed a claim for fraudulent transactions and now I’m locked out of my own account! Not only am I missing the money taken which they should be protecting! Now I can’t access my own funds!

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J
7:22 am UTC
Verified customer This complaint was posted by a verified customer. Learn more

Bank of America edd prepaid debit card

Basically like many. My EDD debit card got closed because of fraud suspicion. EDD says my account is fine, but BofA says they need to verify my identity. I called both of them multiple times and both says to call the other to have it fixed. No one offers any solution or way to get this fixed as soon as possible.

Desired outcome: Reopen my EDD card account.

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5:16 pm UTC
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On 1/7/21, I used their Bill Pay service to issue a payment to Waste Management for $48.81, The next morning, I was horrified to see that they had processed it for $4881.00. I have called their checking support line 5 or six times in the 17 days since, each time being assured that it was being resolved, and it still is NOT! There are a bunch of NSF charge...

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L
6:02 am UTC
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Bank of America Broke there own protocol by not giving me notice of freezing my account

On January 18th 2021 I receive benefits on my EDD card shortly after I misplaced the card calling Bank of America to have a new one sent I was sent to the fraud claims department where they subsequently instantly froze my account without notice without warning or any type of information that they were doing so they broke their own protocol by not informing me that they were going to hold my account not give me access to my money and I have a small child that I have to feed and I no longer have a job so I'm solely depending on to that money from that car to feed my family and they're not allowing me to do soh

Desired outcome: I want my account unfrozen and placed on the same track that it was on before

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Chris2001
Los Angeles, US
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Feb 01, 2021 12:30 am UTC

Have you heard anything back? This is happening to me too right now!

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Stephanie Marie Gilbertie
Los Angeles, US
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Jan 30, 2021 6:03 am UTC

They are doing the same to me and refuse to let me talk to a Supervisor then they blame EDD I needed he has nothing to do with it

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M
4:04 am UTC

Bank of America Edd debit prepaid cards / misrepresentation of policy & procedures / thief by hacked atm card / unprofessional behavior

* On 01/06 697.00 was stolen from my account by means of ATM located Out of State.
* On 01/06 I filed a claim with Bank Of America Claims Dept./ New Card was mailed out for account.
* On 01/06 Account was closed due to Faurdulent ATM Transactions/ Account was coded under wrong code by B of A Claims department as Fraud and Refered back to Sponser. (EDD). Reason Still Unknown.
* 01/07 Claim 210105302301& 21010530201 Was closed until account issues got resolved.
* 01/07 Freeze Tracker was Submitted to Bof A.
*01/07 to Current Date several calls made to BofA Prepaid Customer Service Reps/Supervisors/ Claims and Fraud Department/ Sponser Supervisor (EDD) by Myself to only be Lied to several times about how And why my account got frozen/ unprofessional Communicatihon from Supervisor/Not accepting Accountabilty and being refered to EDD when Issue was iniciateted exclusively by Bof A/ Placed on long Holds and Hung up on.
* Approximately 30 hours on the phone with B of A and still have not been Credited the 697.00 worth of ATM transactions Stoen from card.
* Fictictional Documentations placed on my Account due to Staff Lack of Understanding& Miscommunication of B of A Cardholder Policy.
* Denied access to my account even after Sponspers paid my next Deposit off 1500 4 days and waiting tol receive that deposit via paper check.
After Complety Every procedure requested and told Several Stories by Bof A I demand Access to my money be granted ASAP.

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11:59 pm UTC

Bank of America Closed/freeze edd boa

Had a freeze on my EDD account until I was able to verify my identity.! Along with I had my account frozen for boa since I needed to get verified first.! That was understandable and as well I was a victim of fraud so prior to the freeze I had funds in my account and was waiting on the claim that I filed so I was dammed. From my previous money and my pay check till I was verified now that I had been verified and the hold and freeze been lifted out off of my account EDD suggested giving it 24 hours and boa will be back to normal and I had certified for my weeks and been paid, but boa still insists and says they have not received anything and EDD says we can't do anything on our end the hold been lifted and it had and it does show it's paid and I was able to certify, but boa still have a hold and this is pathetic and I can't get help with them when they direct my call to ed's when EDD can't help me and it's all on boa end.! And where is my payment and my
Previous fraudulent charges. I have no money! And I'm close to taking this to the next level and taking legal actions against boa!

Desired outcome: Please urgent resolve

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R
5:00 pm UTC

Bank of America U guys closed my account without giving me notice

im so not happy with bank of america for closing my account on jan 13, 2021 wen i had money in account they have this bad policy of charging ppl overdraft fee nd let scam happened on my account multiple times nd wen i asked for refund they went nd said not to me nd gave the scammer money pathetic service than i went to get money out of mu account complaint was filed been months now no one got back nd apologized the cashier laughed at my last name nd rude as hell supervisor was watching didnt bother to apologize than tried to fake charge me $20 for sumthing they print for me than after months gave me money nd now instead of sending apology they closed my account witout notice wen i had money in my account now they r telling me u r overdraft $9 i been trying to put money iny account since the 8 jan 8, 2021 how they closed my account on 13 nd telling me today jan 20, 2021 my account is closed they dnt have to give me explanation [censored] i been with bank of america for 10 years since 2011 nd so much scam happened bank of america ripped me off bad policies bad attitude bad agents i so want to sue them

Desired outcome: apology nd i want they to reimbursement me for their treating me wrong

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5:25 pm UTC
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On wednesday january 13, 2021 I went to my local bank of america located @ 7407 ne highway 99 vancouver, washington 98665 I went in and deposited a insurance check that I get every two weeks and have deposited many times in the past, except the last time I made the deposit, I question the hold time with the teller and she got the manager who basically just...

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7:03 pm UTC

Bank of America Credit card

I have reward points to collect and every time I go to collect my rewards it kicks out my phone after waiting 25 minutes of so. I've tried this over 5 times with no success. I tried to go online with no luck. The website doesn't recognize my account number or social security number. I make all my payments on time in full each month with no balance after each payment.

Desired outcome: To talk to a representative about collect earned rewards

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4:47 pm UTC

Bank of America Unsatisfactory and rude service.

Customer service phone call through the regular [protected] was told that the answer could be given through the "closed" department. That customer service representative TRAVIS was rude, unprofessional, and not willing to help direct me to the correct area for assistance. [protected].
Was trying to find out if my stimulus that was put into a closed account could be traced to see if it was rejected.

Desired outcome: Written apology.

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3:24 pm UTC

Bank of America Customer service not returning calls

I did not receive my monthly statement. I called on Jan. 7, 8 and twice on Jan. 11, and again on today, Jan. 12. Each time called I was told my call will be in line for an auto-call-back when an associate is available. It has now become a problem which possibly means having to pay a late charge. Be this intentional or not, I feel this is poor "customer service". I would appreciate some feedback concerning this situation. Thank you.

Desired outcome: I do not feel that under the circumstance that I should be penalized because customer service won’t return any calls. I would appreciate any feedback concerning this problem.

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