I filed a claim against a merchant who did not provide a product as advertised it was completely unacceptable. The merchant initially wanted me to keep the hideous product and that they would refund me half. I declined and told them I have filed a dispute with my financial institution and after back and forth emails the merchant agreed to refund my full amount but now B of A has closed my dispute and will take back the money I disputed. They did not due their due diligence because the merchant was going to refund my money but now they will not because the bank closed the dispute.
Claimed loss: $114
Desired outcome: The outcome would be for Bank of America to due a more thorough investigation, an apology for doing a sloppy investigation and for me to receive my $114 refund in full.
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