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Wells Fargo

Wells Fargo review: Hard pull for cli - that's hard no from me

J
Author of the review
4:27 pm EDT
Featured review
This review was chosen algorithmically as the most valued customer feedback.

I have had my Wells Fargo credit card for over 18 years. It's my longest standing card and the foundation of my credit age. I have been a checking account holder for equally as long. I have not had a credit limit increase in over 10 years. It's my lowest limit card by $12,000-$20,000. There are no issues with my credit and I have never missed or been late on a payment. Insisting on a hard pull of my credit for a potential increase is absurd. This is not how you treat your long-standing customers that stuck with you after all the "incidents" over the years. I won't be canceling my card, but I certainly won't be using it. And it's finally time to move my checking account to a local bank.

Recommendation: If you pay your bills on time, Citi hands out increases regularly, sometimes without you even asking. No need to bother with a WF card.

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  1. Wells Fargo Contacts

  2. Wells Fargo phone numbers
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    Wells Fargo Online
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  4. Wells Fargo address
    420 Montgomery Street, San Francisco, North Carolina, 94104, United States
  5. Wells Fargo social media
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    Mar 26, 2026
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Wells Fargo Category
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