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1.9 689 Reviews

HDFC Bank Complaints Summary

157 Resolved
532 Unresolved
Our verdict: When using services from HDFC Bank with a poor resolution rate, be vigilant. Understand the common pitfalls other customers have faced. Prepare thoroughly for any interactions with their customer service, and consider alternative solutions if your issues are not addressed satisfactorily.
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Newest HDFC Bank reviews & complaints

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4:34 pm EST
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HDFC Bank ipin (internet banking)

I have got the forex card from hdfc as I was travelling to the us for an official trip. The ipin which came alongwith the welcome kit (With card) the print was worst... You cant figure out which is o & which is 0. I literally had to ask onshore people if I was wrong in reading the ipin. I tried all the alpha numeric stuff with the ipin but it didnt worked. I raised a complained on hdfc customer care & followed up 3 times. They didnt come up with the solution. Today I got an email asking to call the customer care in india for further assistance on that... Crazy people.. They want me to spend 2$ per minute & listen the music till the time it reaches the correct person who as per my knowledge doesnt help.& ask to call back again saying system is down or with some silly reasons.

I am hoping that someone should listen to my issue & assist with the same.

Regards,
Asif

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PYZ
, US
Jun 23, 2013 10:36 pm EDT

I am facing the same from Hong kong

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1:48 am EST
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HDFC Bank threatening calls from credit card company

Respected Sir/Madam,
I need help from your side that’s why I am mailing you my problem, HDFC BANK representative is harassing me so much these days that I cannot explain you but giving you a brief. I am very much frustrated from this. Please help me in this matter as I know only RBI can save me from this torture.
My name is Arif Nasir Butt, Father – K.N BUTT, Residing In RANCHI- JHARKHAND and I want to inform you that I am a account holder in HDFC BANK from 10 years time. While 3-4 years back HDFC BANK has issued me a credit card number is- [protected].Myself is paying regularly to HDFC bank but 6 months back when I came to my hometown,
Till that time always call is coming from Kolkata and girls are abusing me, one time they even abuses my mother as my mother is a heart and BP patient. They are always harassing me even at morning time till night 9 o clock.
All numbers from which I am getting threatening calls are-
[protected]
[protected]
[protected]
[protected]
[protected]
I and my parents are very much harassed as they are regularly calling from these numbers in my mobile as well as my mother and father number. After some days One of HDFC BANK representative name is AMIT came to my place and offer me personal loan and asked me to pay 10, 000, so my card blockage will be removed. [protected]- AMIT NUMBER
I am also in need of loan and thought that I can clear all outstanding bill of HDFC BANK directly from personal loan.
I tried to arrange money but cannot do that at earliest time so I paid 2500 RS first, but that guy Amit has not given me receipt of that.
Again after some days I paid 10, 000 but to open my blockage of card. This time also I didn’t receive money receipt.
After payment of money Amit has not received my single call and other guys are always threatening me to pay money otherwise they say they will kidnap me and kill me, whenever I found alone in road.
Today RAKESH from HDFC BANK call me from number [protected], and abusing me with bad language and also threaten me to get all money back at any cost also challenge me not to go outside.
So, I need your help from your side, please try to get me out from this mental & physical pressure.
I will be very thankful to you .

ARIF NASIR BUTT

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rag prabhakar
, IN
Mar 20, 2010 9:36 am EDT
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Arif,

Please email me in detail abt your issue..
legalhelp830@gmail.com

I'll fix this problem for you

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5:13 am EST
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HDFC Bank regarding conversion of the swipped amount into easy emi's

To,
The manager,
Hdfc bank,

Dear sir,

I am abhijit satish shetye and I have been allotted a hdfc bank titanium international master card.

In addition on getting the card I have also been allotted a credit limit of rs. 50, 000.

I have swiped my card for a purchase of an electonic goods.

When I had received the card, it has clearly been mentioned on the pamphlet to which the card is attached that easy emi's are available on purchase of any electronic goods. At the same time after swiping my card I spontaneously got a verification call from the customer care to cross check if I myself have swiped the card, at the same time also I have told that I need to get it converted to easy emi.
At that time I got a feed back that the transaction gets booked in 24 hrs and so you need to call after 24 hrs and your amount will be converted to easy emi. But then I come to know that the easy emi scheme is not available on my card but still we will get back to you.
Since then I am calling up the customer care for the easy emi scheme but I haven't got any revert on the easy emi facility on my swiped amount.

Kindly request you to please convert my amount as it will be impossible for me to pay the entire amount in a single shot.

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Ashokontheway
, IN
Oct 10, 2011 5:14 am EDT
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Sorry, I have using around four years and purchased 17 items with easy EMI. You have to call customer care specifically and get the facility. The customer care always calling you because of verification.

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veeramreddy sreedhar reddy
, IN
Aug 11, 2011 7:44 pm EDT
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I have card using 8 month, But don't have pin no.

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Bharathi.M
, IN
Jul 26, 2010 1:17 am EDT

Even i have faced the same problem.

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3:57 am EST
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HDFC Bank no timings

Hr is sleeping here completely
No timings of bank for the employees
No hike in salary no promotions in time
Always sales pressure making mentally weak, harrassing for sales sales and sales
No resting place no lunch timings, worst bank in india
Breaking the code of conduct for employees welfare, indian govermnet should take strict actions against them.

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YOUNISS
, IN
Jun 09, 2014 1:13 pm EDT

I AM ALSO ANY EMPLOYEE.. AND LET ME TELL YOU EMPLOYEES ARE TREATED LIKE CATTLE HERE... SALES AND SALES.. U CUD BE THROWN OUT ANYTIME IF U DONT DO HIGHER SALES.. TIMING IS FRO 9 TO 9 PM... SURELY WORST BANK IN WORLD AS FAR AS TREATING ITS EMPLOYEES IS CONCERNED

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11:30 am EST
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HDFC Bank behaviour

I have got an account with HDFC bank. I applied for credit and gave all my details my customer ID for bank, ID proof and ID proof however It has been over 10 days now I have not heard anything about it. She called me once and ask to submit another address proof.

She promised me that she would send her executive for the same, however as I mentioned above It has been over 10 days now nobody turned up. I have been trying to contact same girl called pragya for last 10 Days who took all my details for credit card. She has also not been answering my phone calls moreover they are having laugh. Her extension number is [protected]

Look at their audacity that they put the receiver on the side so that It could not be connected. I am not going to tolerate this revolting behaviour. I will complain to Head Office and to Ombudsman as well.

I would also like to tell you that few days back they were kept on calling to me to sell me a credit card. I have been treated so badly. They do not deserve to be there. They do not know the meaning of customer service.

To whom so ever it may concern please take some action against them.

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3:16 am EST
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HDFC Bank employee related

To the hr manager,
Hdfc bank ltd
Mumbai
Regardable sir,
With due respect I bag to state that I umesh kumar mishra, employee code-cu-01046, I had joined as a cse on 16june2009. I have resigned on 23rd of jan2010. The matter for sending complaints and couse for giving resinationis that slaes manager sumit verma employee code s 11345 nehru place, new delhi and team leader rakesh khosla employee code-cr19495 both person is not maintaining a good behavierwith cses as well as me. They are using abusing and dirty lunguage. This is a very remarkable thing that if the sm or tl is not satisfied with my work they can ask to me to give the resination or they can do departmental action. But why they will use abusing lunguage with me. On 22 rd jan2010 the sm and tl used very dirty and not askable lunguage. Before it also they were using this type of lunguage. But on 22jan it was not affordable and they said to me to get out the branch and I gave the resination. I want to know that why they will say to me to get out the branch. Is the hdfc bank is his persona;l asset. Why I was treated as a bandhua mazdur I was an employeee of hdfc bank or somethin else
My second matter is that stii I m not getting my jan2010 months full and final salalry. And sm said to me he will sind my salary after 3 months. Who gave the right to stay my salalry. Kindlyit sould be notice to the all relevant person.

Thanks
Umesh kumar mishra
Empcode-cu0146
Okhla new delhi
Contact no-[protected]
[protected]@yahoo. com

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Rajinder singh loharia
Rudrapur, IN
Jun 03, 2015 10:13 am EDT

Respected Sir,

I Rajinder singh (emp. code 103488) had been worked with HDFC BANK LTD in Rudrapur (0283) Branch from 05th Nov. 2017 to 27 Feb 2017 under mentor Anshu karanatak (A9725) . I have submitted my whole documents which is need for disburse the amount of PF But yet i have not received the Provident Fund amount or any Mail or Information of processing of Provident Fund...
Kindly look into the matter & provide me the information about my Provident fund as soon as possible...

Name- Rajinder singh
Mob-[protected]
emp code - 103488
Email id- rajbk787@gmail.com

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ARAVINDHAN
, IN
Aug 07, 2009 4:36 am EDT

Dear sir,
i am aravindhan.i have joined the hdfc bank as a sales officer(my emp code:cs08239)due to my personal reason i have resigned my job on 08/06/2017.i have not recived the pf benefit till date.so please kindly issue pf benefit at an early date.
My mail id:aravindhan_mba@rediffmail.com
Cell:[protected]

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sayed zakeer
, IN
May 17, 2013 8:59 am EDT
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dear sir,
myself sayed zakeer ali, emp.code- CS48070, working in the HDFC BANK LTD since february 15th 2017 to march 25th 2017 as a branch liability coex where i was handling the CASA unit of the bank. i resigned from the post due to some personal reasons. i have already got the full and final settlement. now i want to apply for the return of my provident fund balance. so please solve my problems as soon as possible for which i will be very grateful to you

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vikas kumar aggarwal
, IN
Aug 24, 2010 9:45 am EDT
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To
Hdfc bank ltd.
H. r dept. block no. 8, ground floor
Ambika mills compound senapati bapat marg,
Lower parel, mumbai - 400013

Dear sir / madam

Sub: to relies my one month salary and full and final settlement.

I am vikas kumar aggarwal employee code cv14191 was an employee in rani bagh branch new delhi

as a contract sales executive

sir, I have not received my termination latter from my sales manager mr. rajat choudhary

But I have still not able to get my salary for the period of above mentioned date that is

From july 2017.

Sir, my basic salary was rs-6000 & rs-2500 a conveyance allowance and total of rs-8500 / - per
Month. and my salary a/c is [protected]

Sir, I am living in rented house, I have many liabilities, sir end of the month my sales

Manager told me that you are terminated and your salary coming after 45 days but I am not

Confirm that I am terminated or not because of I have not received termination letter,
I am married person. please understand my problem. I am very worried about that.

It would be very difficult for me to manage my family expansive

Now I am requesting you to release my one month salary and remaining amount of provident fund.

Please please please do the needful as soon as possible.

thanks & regards

Vikas kumar aggarwal
Contract sales executive
Employee code cv14191
Branch code 1565
Mob. [protected]
Email id: vikas86aggarwal@gmail. com

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AHMAD NAUSHAD
, IN
Jul 22, 2009 10:25 am EDT

Sir/mam
I naushad ahmad worked with hdfc bank ltd indira nagar lucknow up, since aug 2017 to oct 2017.My employ code is cno4386. I resigned my job 29/10/2017.But till date i could find my releving and my provident fund also. I have tracked so many time but i m not geting any answer through hdfc bank. So many time i have talked to hr also and they r telling that my emp code is wrong.I also send him apl copy. I have worked more than one year.

Kindly look my matter. Naushad ahmad
Mb [protected]

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SHISHUPAL VAISHNAV
, IN
Jun 02, 2012 12:30 am EDT

Res. sir/madam,
I used my hdfc bank atm debit card (mater card) in your idbi atm at sewa ashram chauraha udaipur, (rajasthan) india on dated 01/06/12 at 17:56 hrs. i did transaction for withdrawal of rs.7500/- but after transaction i got only transaction massage cash withdrawal of rs.7500/- i notify this to security guard present at that time. he replies at that time according to massage on atm machine your transaction is canceled due to server problem again try to check balance but your machine shows atm machine decline to show the balance balance. today on dated 2/6/12 i got my hdfc bank statement through net banking that shows rs.7500/-/- withdrawn from my account.
Please enquiry about this and give me my money back. transaction no.eaw-[protected]-p udaipur, debit card no.[protected] hdfc bank a/c no.[protected]

Regards

Shishupal vaishnav
([protected])

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HDFC Bank_Cares
, IN
Jun 04, 2015 1:25 am EDT

Dear Rajinder,

Request you to write at Employeeconcern@hdfcbank.com along with employee code, concerns and contact details. Kindly mention the ref ID- TTU040615-03 in the subject line. Will check and get back to you.

-Anay
HDFC Bank Customer Assistance

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mehul patel
, IN
Dec 11, 2013 8:48 am EST

Dear sir ...My self mehul k patel .emp-code-CP03523, working in HDFC BANK LTD as a sales officer since 20 Aug, 2017 to 31 Jan, 2017.I made all processure for my PF but I not got PF So please release my PF quickly. MY Account details-BANK OF BARODA.AC/NO-[protected].MY CELL-[protected].ADD-B-1 Sundarvan society, 0pp-kotarpur water works, Noble nagar, Naroda, Ahmedabad. 382325.

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vikas kumar aggarwal
, IN
Aug 22, 2010 3:15 am EDT
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To
HDFC Bank LTD.
H.R Dept. Block No. 8, Ground Floor
Ambika Mills Compound Senapati Bapat Marg,
Lower Parel, Mumbai- 400013

Dear Sir/ Madam

Sub: To relies my one month salary and full and final settlement.

I am vikas kumar aggarwal employee code CV14191 was an employee in Rani Bagh Branch New delhi

as a Contract Sales Executive

Sir, I Have not received my termination latter from my Sales manager Mr. Rajat choudhary

but I have Still not Able to get my Salary for the period of above Mentioned date that is

from July 2017.

Sir, My Basic Salary Was Rs-6000 & Rs-2500 a Conveyance Allowance and Total of Rs-8500/- per
month. And my salary A/C is [protected]

sir, i am living in rented house, i have many liabilities, sir end of the month my sales

manager told me that you are terminated and your salary coming after 45 days but i am not

confirm that i am terminated or not because of i have not received termination letter,
i am married person. Please understand my problem. i am very worried about that.

it would be very difficult for me to manage my family expansive

now i am requesting you to release my one month salary and remaining amount of provident fund.

Please Please Please do the needful as soon as possible.

Thanks & Regards

vikas kumar aggarwal
Contract Sales Executive
Employee code CV14191
Branch Code 1565
Mob. [protected]

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sayed zakeer
, IN
May 16, 2013 10:27 am EDT
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dear sir,
myself sayed zakeer ali, emp. code-CS48070, working in hdfc bank ltd as a branch liability coex since february 15th 2017 and had resigned from the post due to some personal reason in march 25th 2017. i want to receive my PF amount as soon as possible. please kindly solve my issue for which i will be very grateful to you.. my email id is sayedzakeer@yahoo.com and my salary account nos -[protected]

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HDFC Bank rejection of credit card

Raman says:
Your comment is awaiting moderation.
February 19, 2010 at 4:13 pm

Hi,

Recently hdfc bank rejected my credit care twice.
On email them i just get a reply as of now due to various reasons they are unable to offer me the same.
On my personal enquiry, i gt an informal information that i am listed in cibil.
I have never owned a credit card and never been a dafaulter. To my surprise if i have been, how sbi issued me a car loan about 8 months back which is still running on my name.
So i feel somewhere something is wrong. Hdfc is not helping me out in giving me details where what i have been shown in what context i am a defaulter.
Approaching hdfc bank through email from last many many months now is wasting my time.
How should i proceed now and where to approach. Please help me.

Thanks

Raman

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HDFC Bank ecs failure

Hi,

I have a personl loan with hdfc. But my ank is obc every month theare deducting tru ecs from last 2 years. But thismont their ecs got rejected and they called me for the payment. Balance is ther in the account. As I enquired at obc, I came to know that th ecs got rejected due o som connectivit problem between banks, and all he ecss for eery bank which came to obc got rejected. Then all those banks re-submitted their ecs's and encashd their emi's.
But this hdfc pople are pressing me o pay at their counter other wise I will become a defaulter. They are making dozens of calls to me.

I explained the situation to them, they are not ina mood to understand or hear u. They say that it is our responsibility to see that the ecs gets cashed. Atually it I not my problem, the cash is lying in the account it the inability of hdfc to encash tru es, moreover they are blaing us.

If so, whydo they tae ecs, then what is their role.
I think they have to gather information from rbi or obc for the rejection of ecs. They want to put all the blames n the customer.

Jana

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GL Sai kumar
, IN
Sep 06, 2013 5:28 am EDT

Yes! Some people are really a headache candidates. I am also having a similar case for my laon. The previous person was the best one who explained every possible query and all possible choices which are best for me. Later I thought of apoplying for top-up of the loan. This time, the old agent has transferred to other bank. so he arranged someother guy. This guy is a head of agony. He does all kinds of tricks to get the deal passed. He doesnt matter how the costumer feels to pay back and which option is favorouble for costumer. he instead of topping the existing loan, just opened a new loan and passed time for 20 days to get my loan credited and after that only I came to know that the guy made a complete gamble of my case and created hell lot of new problems for me. Now The ECS for first month has failed. and i didnt get any response from the person eventhough I have informed him about the situation for 20 times calling him everytime, but he is simply a lazy and unfit person.

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Duraichennai
, IN
Mar 26, 2010 9:42 pm EDT
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I'm also suffering with the similar kind of issue with the ECS for HDFC Personal loan. The people filled up my Personal loan application by wrongly entering my initial and they processed the LOAN with the same initial. I would have easily identifed through my proofs which have right name and initials appearing. But the foolish officers, managers verified all my documents just approved my loan and i received it. Now they are calling me and say the ECS is getting rejected due to my fault and i need to pay fine. When I ask them what is the problem thay say it is just a bug or technical diffuct in thier system. How ca i take that blame and pay fine to them. I really disappointed by their very very poor service. The tele callers are also talking very rude in a unproffessional manner.
Durai, Chennai

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HDFC Bank frizing the a/c during last 3 months

This is habibulla mondal here. I am a customer of sector 5 eternity branch.
My account no is [protected] and my customer identification no is [protected].
The bank authority had frizzed my account for last two and half months showing the cause of pb authorization made by mr archie chokroborty.
They supposed to think I am a vague costumer. I have submitted my axis bank statement and my pan card no to the branch on 28 january 2010. But the told me that
My problem would be solved within 96 working hour. Remain time has gone but my problems remains. Then what are the businesses... ?Have there any regulation act by the reserve bank.. ?We the customer valued our money not the banking system.

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HDFC Bank making fool of investor

Hdfc unit linked young star plus' (Sarutha ke jiyo)
I had taken a policy of 'hdfc unit linked young star plus' (Sarutha ke jiyo)
With insurance coverage giving me so many dreams shown in excel sheet hdfc promise kid’s education and soooooo and dream are as follow
(http://www.hdfcinsurance.com/MediaCenter/News/Product%20profile%20HDFC%20Young%20Star%20Super.pdf
http://www.hdfcinsurance.com/Products/Downloads/ChildresPlan_PDF.pdf
http://www.hdfcbank.com/personal/investments/life_insurance/unit_linked_plans/young_star_plus/unit_youngstar_plus.htm#
http://www.hdfcinsurance.com/Products/ChildrensPlans/YoungstarSuper.aspx

Reality is this

It involved initial amount of rs 5 lakhs investment, in the yr 2005, followed by payments of rs. 50, 000 for 3 consecutive years. This was terms and condition agreed at the time of investment with hdfc staff that came home (Jiteesh, biju insurance person).
I paid all these payments in till 2009.in 2010 january, I got a cheque of approx rs. 4 lakhs from hdfc bank, saying that all is closed.

For verification policy # is [protected]

You can clearly see that I have lost around rs. 2.5 lakhs at the end of 4-5 yrs. It would have been a better choice to put it in fixed deposit else where which would have given me double the amount by now. How these people are play with us.

So dear friend beware of hdfc any policy... Be careful investing with hdfc bank... Try to send/ pass these to information to everyone so that other will not fall in the trap of hdfc bank

Thank so much

Moncy c varghese

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varg
, AE
Feb 15, 2010 4:05 am EST

Beware of HDFC STAFF agent Biju john email bijuj@hdfcinsurance.com ph [protected]

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HDFC Bank amount debited but cash not received

Sub: pls solved my problem for do not receipt any withdrawal amount from your ubi atm habra branch in time of cash withdrawal. (Ubi atm - id akl0011u).

Respected sir,
I sanjay kumar chakraborty, internal audit in sks microfinance ltd. And I have a salary account in hdfc bank. My hdfc savings a/c no. [protected]. On 06/02/10 I withdraw rs.8400/- from your ubi atm at habra branch for my own bank atm problem.
But I found that at 11:43 am when I withdraw rs.8400/- then link failure & I do not collect money from ubi atm but only receipt transaction slip.in slip shown system error & pls cont. Bank. After this I went to hdfc bank & verify my a/c balance & found that rs.8400/- withdrawal amount shown in my statement. But in time of cash withdrawal I do not receipt any money from ubi atm habra branch. At least I submit my complain in to ubi bank & all document attach my mail.

So, I request to you pls immediately solved my problem very sincearly & obliged to me.
With regards,
Sanjay kumar chakraborty
Vill - subhash pally,
P. O - gobagdanga
Dist - 24 pgs. (N)
Pin - 743252
West bengal
Email: [protected]@yahoo.com
(M) - [protected] / [protected]

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EVANGGELINE ROGER
Union, US
Feb 08, 2010 12:59 pm EST

THERE IS NO COMPLAINT I JUST NEED A FAX

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EVANGGELINE ROGER
Union, US
Feb 08, 2010 12:57 pm EST

I NEED TO SEE THAT REPORT NOW IF I CAN AND OFF MY WAL MART MONEY CARD MY MANE IS EVANGELINE ROGERS AT 208 GENERAL LEE DR OF UNION SC BECOUSE I NEED A FAX TODAY IT IS VARY INPORTEN THAT I HAVE THIS REPORT TODAY

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EVANGGELINE ROGER
Union, US
Feb 08, 2010 12:49 pm EST

I WHAT GET A WAL MART MONEY CARD REPORT OFF MY CARD AND A TRANSATION

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HDFC Bank time related issue

HDFC bank at bandra east, kalamandir branch mumbai closes te bank 5 mins earlier then the alloted time. I have everytime noticed that every saturday they close their bank 5 mins earlier today also when i reached the bank at 11.58 am the bank was closed and when i asked the security abt it he told me that it is past 12 and i spoke to the manager Mr. Uday Roy that why every saturday they close the branch 5 min earlier he told me very rudelly that we go according to the watch at our branch and the branch watch was 5 min faster then the gmt time. How will a cutomer react to this as there is no support from the bank manager. I would like to see that strick action is taken against the branch manager seeing that he doesnt do this again in future, so that the customer doesnt suffer for it

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HDFC Bank personal loan

I am an salary a/c holder with hdfc bank sf road, siliguri branch a/c no [protected] working in birla sunlife insurance co ltd. For a whole month the people from the personal loan department kept on reapeatedly persuing me for a personal loan since I was supposed to be a bonafide customer and was eligible for a loan as per their version. I was a fool to fall into this and landed up submitting my docs for a loan of rs. 1.25 lacs on 22.01.2017. I was assured that it would be disbursed on 25th of jan 2017. Nothind being credited till 28.01.2017 I contacted them and was replied that the loan was rejected on grounds which even they were not clear of. Is this a joke I am being pestered to apply a loan and on applying it stands rejected and I dont know the reasons why. Is this what I should get from a concern like hdfc bank. I feel very humiliated and dejected. I would ask the concerned authorities to look into these and give me valid replies or I shall close my account and being a member of birla sunlife insurance co ask my collegues to close their acconts also or they also may have to face such henious acts from hdfc bank ltd.

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Lakshmi Kundu
, IN
Jun 08, 2011 3:24 pm EDT
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I had taken a personal loan for Rs 199000 in end March 2017 for a period of one year and I had cleared paying instalments in April, May and June. When I took the loan I was told that I can close it anytime at a charge of 4% on outstanding principal. When I wanted to close now, first I was told that I cannot close before one year. After raising complaints and on my insisting of closing the loan, now I am told to pay all the pending 9 instalments as well as 4% on outstanding principal. If the bank is taking all the instalments - does this fall under closure that they will also charge the 4%. HDFC Bank is harassing and putting customers into unjustifiable traps and cheating on customers by asking for undue charges.

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varun112233
, US
Mar 08, 2010 7:53 am EST

Yes!

Many people has encountered similar experience with hdfc.

Its really annoying.

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HDFC Bank hold amount in hdfc bank

i am vinay kumar shukla. my A/C in HDFC bank mumbai grant road & my A/C no. [protected]. my amount hold by HDFC loan depart he tell me you have loan 1.5 lac but i have no any loan till date. so you are requested to please clear my A/C.

with regards

vinay kumar shukla

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waesdrguihjo
, IN
Aug 01, 2010 12:12 am EDT

i am neeraj kumar, i have a account in your delhi bank branch is G-3/4, suryakiran building,
19, kasturba gandhi marg, n.d-110001, , my ac/no is [protected],
my account hold by hdfc credit card department, he tell me your 7000, amount due, now he
has hold my account 13500Rs, so i request you that kindly clear my amount as soon as possible.
becoz i am suffering from lung problem...

its my request to all of you...
co n0-[protected]

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HDFC Bank account debited but cash not received

I had inserted my debit card in the atm machine of sbi bank located in raxual (bihar) but the cash did not come out and my saving account was debited by the amount i. e. rs. 5000.00. I have my account with hdfc bank noida branch. when I contacted the sbi bank for this they said that you have to complain with the hdfc bank and not with us. please contact me on [protected]@gmail. com

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Amount debited but cash not receied.
, IN
Feb 07, 2010 3:56 am EST
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SUB: Pls solved my problem for do not receipt any withdrawal amount
from your UBI ATM Habra branch in time of cash withdrawal.
(ATM -ID AKL0011U).

Respected Sir,
I Sanjay kumar chakraborty, Internal Audit in SKS Microfinance LTD. And I have a salary account in HDFC bank. My HDFC savings A/C No. [protected]. On 06/02/10 I withdraw Rs.8400/- from your UBI ATM at Habra branch for my own bank ATM problem.
But I found that at 11:43 AM when I withdraw Rs.8400/- then link failure & I do not collect money from UBI ATM but only receipt transaction slip. In Slip shown System error & pls Cont. Bank. After this I went to HDFC bank & verify my A/C balance & found that Rs.8400/- withdrawal amount shown in my statement. But in time of cash withdrawal I do not receipt any money from UBI ATM habra branch. At least I submit my complain in to UBI bank & all document attach with my complain.
So, I request to you pls immediately solved my problem very sincearly & obliged to me.
With Regards,
Sanjay Kumar Chakraborty
Vill - Subhash Pally,
P.O- Gobagdanga
Dist- 24 Pgs. (N)
Pin- 743252
West Bengal
email- sanjaychakraborty86@yahoo.com
(M) - [protected] / [protected]

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HDFC Bank credit card collection executive

Ref Credit card no-[protected]

With reference to the above mentioned credit card No this is to inform you that I Ms. Pampi Bhattacharjee, am using the credit card of HDFC bank since July 2008. Due to some financial crisis this month my payment was not in time. Since the beginning of the month I am telling that I will pay before month end. Today morning at 11.55 a.m I received a call from 8 No. N.S.Road, Gillander House, Phone no. 033 [protected] . The lady who called me she does not have minimum sense of language who did not disclose her name and introducing herself as senior executive. She called at my home and told my mother that I’m doing “ayashi & furti” with so many people by using my credit card and many slang languages. And I have kept so many body guard for not paying the money. Continuously she was calling in my mobile and residence number and giving threat.

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HDFC Bank harrasement by a telecaller

I am Bhavani from Bangalore and I have a credit card which is already not in use and not renewed Four Year Back. I had given several communications to customer care to change my address and email id for the last 4 years so that I receive my statement in the current address and make the payment. HDFC collection agent used to come to my present address {Electronic city }till last month to collect the payment. But irresepctive of my repeated request neither my address and nor my mail id was changed. I have requested for the statement several times but in vain. Finally this month I have stopped the payment and I had informed the telecallers unless and until i receive all the statements and go through the entire stuff I will not make any payments. Finally last Thursday I have received all the three years payments.

When the telecaller called me I had informed him that I need to go through the details and require one more week to sort out the issues.

One Mr.Krishna from HDFC Calls from Different numbers {[protected], [protected]} uses abusive languages and threatens to come to office and house irresepctive of the genuine claim of mine. I have never said that I will not pay the balance. The same abusive language has been spoken to my company's security where I am working.

I request the HDFC credit card team to instruct their collection agency not to use abusive language to their customers and understand the geunity of their claim and work with the customers to
resolve the issue.

Hope I will not get continuous calls from the collection agency with abusive language .

Within Febraury 2010 I will be closing my credit card issue and i am personally visiting Cr.card division in Airport Road on Feb 6th.

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Customer Assistance HDFC Bank
, IN
Jun 24, 2011 12:15 pm EDT

Dear customer

We regret the inconvenience caused. We would require a few additional details to look into your complaint. We request you to write to talktous@hdfcbank.com with your credit card details and the card number of which you have been asked to pay the dues for. Also, mention the reference number TTU000335924062011 in the subject line. We will respond once we receive this information.

Regards, Customer Assistance, HDFC Bank

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HDFC bank fake calls
, DE
Jun 22, 2011 11:01 am EDT

Same happended with me also...I never done any transaction from my HDFC credit card but they are calling my friend's no & asking him to convey message about the credit due. I had checked my transaction details also, It says no transaction done during this month...but these ###ers I dont know why there are calling...even i am going to cancel my credit as soon as possible

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Raghuchandran
, IN
Jan 27, 2010 4:01 am EST

The same was happened to me and my company secrurity...i told to my managing dept and the security dept..to Kick them out if anyone comes from HDFC Bank Creditcard Payment..Hdfc bank creditcard dept people while giving card Comming like DOG...While taking the payment EVILS...

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HDFC Bank inappropriate prepayment charges

HDFC is inappropriate in charging the prepayment charges of 2.25%. It is against the RBI guidelines. It's a two way loot of the existing HDFC Home Loan customers i.e. either they keep on paying the high interest rates or pay illegal ransom in form of Prepayment penalty for shifting to better rates offered by other banks.

When interest rates were increased by RBI then HDFC use to increase the rates by more % than what RBI hiked and when it comes to reducing the rates they keep mum. In last one year RBI has reduced interest rates by 4% but HDFC has reduced the rates by just 1% and keeping the rest of the 3% with them.

Now if i want to shift to another bank offering resonable rate then they are charges pre-payment penalty.
Now, I am going to file a case in Consumer court against this LOOT. because some other fellows have also protested in court and won. see this case for reference...
In the case of State Bank of India Vs Usha Vaid & Anr the National Consumer Disputes Redressal Commission termed prepayment penalty for home loan as unfair and restrictive trade practices. The Commission asked the bank to refund the pre-payment charges collected from Vaid, who had shifted her loan to another bank. It upheld that Consumers’ right to avail loans at lesser rate of interest can’t be curtailed by such prepayment clauses. SBI SLP (Civil) 16345 of 2007 against the Commission order in the Supreme Court has been dismissed vide SC order dated 19.09.2008.

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VenkataRao
, IN
Aug 10, 2010 5:09 pm EDT
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I too agree with you all as the HDFC is also one of the blood sucker housing finance company. All they are doing is attract the good people with minimal processing free & time then loot the existing customers with high interest rates.
One thing I really do not understand is, how either the RBI or the central Government is allowing these banks to cheat the customers.

I some time get the doubt that these banks (IBA) are lobbing the government & RBI officials not to look into these issues, so that they can drink the customers blood and post 30-35% profit. How our Indian banks are getting more than 25% profit while all the banks in the rest of the world is not even able to get 15% profit. I believe that this is because of the fact that consumer laws are so weak and government not yet all interested in this.

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Dilip K. Sinha
, US
Mar 27, 2010 7:44 pm EDT

HDFC Home Loan repayment process fee and Interest rate fixing for floating rate for old customer is very bad. We have to say such provider Loot. I am agree with your complaint. Manoj, Sahibabad, Ghaziabad

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Dilip K. Sinha
, US
Mar 27, 2010 7:40 pm EDT

Hello Sir/Madam, Your complaint is very compulsory against the HDFC Home Loan customer. I am agree 100% for your statement. RBI should also be action against such Home Loan provider. Thanks, Dilip Sinha, Ghaziabad

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HDFC Bank bank cleared the cheque but hdfc record shows unpaid return.

I have taken home loan from hdfc ltd. The loan payment schedule is post dated cheque - amount rs.2383/-. And the loan a/c no.[protected]. My banker name ubi - raniganj branch. The complain is that the cheque no.5585 (A/c payee to hdfc ltd. ) for dec'2009 emi has been cleared my bank (Ubi-raniganj) and the emi amount debited from my a/c on 21/12/2009. But hdfc claim that it was unpaid return and charge me extra for the month of dec'09. When I brought the fact to them one fellow name mr. Ayon from hdfc ltd. Told me that hdfc bank shows that the cheque is unpaid returned that's why hdfc ltd. Record shows that my dec'09 emi unpaid and the cheque (No.5585;ubi-raniganj) was dishonoured. Though it was false and not suported by the evidence of my banker's record. I have repeatedly brought this fact to the hdfc ltd. But in vain. Hope this complain might be fruitful if not further proceedings according the law would follow. Thank you.
Sikha roy.
[protected]@yahoo. com

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HDFC Bank debit of amount without permission

I was using HDFC Credit Card And I have told them to Settlement for the same
and in my hdfc Bank account i have kept the amount of 25 k For my daughter's surgery she is nine months old and they have debited the amount of 25k without my knowledge please do need

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satish kumar9910
, IN
Sep 24, 2011 1:52 pm EDT

Hi Dear,
Ac No. [protected] and Name Satish Kumar
As per the discussion with jahid / zahed of your phone banking executive, 2 transcation is done in my account of 23 sep 2011 without my confirmation of your side and your executive told that we are not give any confirmation message and call to the customer and it's a charges of not maintaning the account charges and i asked to him that alteast you confirm me first that you are done procesure like this and when i said that i am not mainting my acount last 1.5 yr then why are u not debited the money of my account earlier then your executive said "ye hamari galti hai aapke office ne hamare se contract khatam kar diya to hum kuch to aisa karenge jisse hamara profit ho " and i said atleast u can give a confirmation call if you can't maintain the account then close the account as soon as possible now i need a money so much because one of my family person is admitted in hospital and i have no other source of income now you tell what i have to do.

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