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Woodforest National Bank / will not close checking / lied / charge $25

1 United States Review updated:

Woodforest bank? free checking cost $9 open $995 mth $1250 debit card $ 1000 checks they suck liers thiefs/ I have o money for month and they charge for maintenance/ I have no income they will not close checking/ they want 25 dollars for application to close checking. stupid they called law on me and they are the crooks charging money to a o checking to make a negative and will not close. It will cost over 70 dollars and the checks are not good even in walmart store where bank islocated. This is crazy and stupid . they just want more money.

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  • Jo
      19th of Feb, 2009
    0 Votes

    Well did you ever think about looking into a bank that seemed to just pop up out of no where.

  • Pu
      3rd of Mar, 2009
    0 Votes

    Most banks have a clause on your application stating that if you close the account within so many days that you will be charged a fee for closing your account early. That is where the $25 will come from. Woodforest has a free checking account, with that checking account there is no monthly fee, but they do have a second chance checking account which has a $9 a month fee. I am sure you knew this when you signed the application. This is like any other bank, and well like most anything, always pay attention and read an application before you sign it :)

  • Du
      15th of Mar, 2009
    0 Votes

    Why would you want to write Walmart a check if you have no money in your account? I don't know anything about Woodforest but it would seem from the complaints posted here that they do open accounts for stupid people.

  • Th
      7th of May, 2009
    +1 Votes

    Well if you took the time to read, what you opened was a SECOND CHANCE CHECKING, not a free checking. Second Chance checking is for customers who have a hard time opening a chekcing account because they either wrtoe bad checks or owe another bank or financial instution money. There is a monthly service charge that isn't in fine print, it's actually printed in BOLD on the flyers they hand out to new customers, so not so sure how you missed that. And the debit card... That's $12 ONCE a year. Of course they are not going to close your account while it is in the negative! If they allowed that then people like you have no motivation to pay the money back! Everyone would just overdraw their account, spend money they don't have, and then close the account to keep from getting any other fees... Could it be that this is possibly just history repeating itself in your case Mr. or Mrs. Second Chance Customer?

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