SBI Credit Cardfalse statement & harassement

Dear Sir,

I have applied for a credit card from SBI during 2007. Though I have not applied or given any consent for any Policy, they have sent me a Insurance policy of SBI Life. Though I have tried several times by talking to the customer care of SBI creditcard to cancel the policy still they have not done the same and charged me the amount. Despite of my repeated complaints they are not taking any corrective action and Now I am receiving several calls that they are going for legal action. Till today I have not used the card for any transaction.

Please suggest what to do in this matter, as the credit card company unnecesssaryly harrasing me.

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