SBI Cards / no response to rti application
Harsh vardhan tiwari
United india insurance company limited
(a government of india enterprise)
136 feroze gandhi market
Res: 1599 sector 7-c, chandigarh-160019
Phone no [protected]®
Offic phone no (d) 2771867, 2771638, pbx [protected] (f) [protected]
Mobile no [protected] email email@example.com
Hvtiwari@uiic.co.in march 14, 2008
State bank of india cards
Sco 110-111 second floor sector 34 a
Information under right to information act
Case id=[protected]application no [protected] for sbi card
I am to state that I had applied for state bank of india credit card on 12th january 2008 vide application no [protected]. I telephoned sbi toll free no [protected] in regard to the status of my application and I was told that my application has been rejected on 20th february 2008.
The rejection of the application put me to great shock and disappointment, my financial creditability had come to stake. therefore I sent an email to sbi cards dated february 28, 2008 to know the reason for the rejection.
But in their reply to me I was informed that sbi decision of not accepting my proposal for issuance of card is a business decision. and that their business decision was taken in good faith and they reserve their right to enter or not to enter into a business relationship with any person and any decision in this regard, being prerogative of the bank and does not call for any explanation. they instructed me to write an email to
Credit cards section head. firstname.lastname@example.org
But I got a similar reply from there. I am to state that sbi is a public sector organisation and I am also working in a public sector organisation. sbi cards does not issue cards in good faith and every decision has a solid reasoning. I am not satisfied with their reply and would like to know the reason for rejection of my application.
I have an account in sbi no [protected] (sector 7-c) chandigarh branch
I want to know if my application has been rejected on the grounds that I am listed as a defaulter in the list of credit information bureau [india] ltd (cibil) which bank has posted me as defaulter if sbi has taken decision based on their report they being member of cibil can provide me the copy of the report or the information as to which member bank has posted me as defaulter
. the bank should inform me the reason of rejection of my application.
I am enclosing bankers cheque no 667956 dated: 14.03.2008 of state bank of india sector 7 c chandigarh for rs10/- as requiste fee under right to information act.
H. v. tiwari
sbi cards is not replying to my rti application dated 15.3.2008 sent by registered post please advise me whom to approach
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