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ICICI Credit Card / worst bank ever!

1 India Review updated:

I have been using the card for more than 10 years or so... and i have been paying then regularly every time they call till day... about a year back i realized that i have been paying a lot of money to them... i have just used the card in the first year and ever since i have been keeping paying every single month. Anyways about a year back i told them i want to close their account and finish off the whole things... they have been charging me a lot of interest late payment charges every month and overdue and other charges too... i don't know why they charge all these i make my payment always in time... anyway i am gonna close this account and go to court to get justice... someone has to do something... its so sad why they loose good customers and charge like this...

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  • Dh
      21st of Apr, 2009
    0 Votes

    This is certainly true... The banks customer service and collection depts are bland lazy to get the thing resolved. and they keep the payment overdues pushing over the billing date so that they can charge the overdue interest... Probably a letter to the MD of ICICI would solve this problem.

  • +1 Votes

    ICICI Bank, Lombard issued notices for Illegal withdrawal

    Shilpi | Ranchi
    Ranchi District Consumer Dispute Redressal Forum has issued branch managers of ICICI BANK, ICICI Credit Card and ICICI Lombard Insurance Company show-cause notices on the charges of illegal and unlawful withdrawals from the account of the respectable account holder Ashutosh Priya Kumar, Manager, SAIL.
    The Forum recent orders on July 8 prior to the past hearings ordered opposite party number two to file a show cause for not appearing before the forum in the given time, opposite party number three to sought time to clarify the amount from office payments and opposite party number one to file a show cause for being absent on the recent hearing on July 8.
    The forum in his most recent orders asked the branch managers to file the show cause, failing which the necessary orders of ex- parte would be passed on.
    According to the complainant Ashutosh Priya Kumar, Manager, SAIL said, "He was requested to purchase an insurance policy by the company on April 16, 2007 but he declined so by sending an e-mail message on April 17, 2007. Later after eight months in January 2008 to his shock his ICICI bank account no. 017501508084 was nil as all the money had been debited from his account to the Insurance Company."
    Later he was informed that two insurance policies were withdrawn on his name by the company instead he had never signed any documents or provided his PAN card number or given any relevant, authentic data.
    A sum of amount 42, 000 was unlawfully withdrawn from his account and credit card. Adding to his misfortunes his son also had a retina detachment meanwhile, which had put him in great trouble during that time period.
    Talking to The Pioneer Kumar seemed very disappointed and said, "These facilities are very helpful if the usage is done properly and people are not cheated in this manner. This is a great loss felt when you are seriously in need of money and unfortunately you undergo such tragedies."

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