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HSBC Credit Card / abusive hidden fees

1 United States

2 complaints:
1) I sent $500.00 to someone in new york using my hsbc credit card and western union.
When I received my statement from hsbc, I was hit by a "cash fee" of $27.00 or 5.4% of the
Amount sent. when I complained about it, I was told that "transfers are considered to be cash advances and that I is mentioned in the credit card agreement..."

2) my interest rate was increased to 30%!! because "... the system shows that you were 30 late in your payment for november 2008..."
This is insane because I pay every month many times the minimum payment required!

All of you, do as I will, dump your hsbc credit card and look for a better deal!

El

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