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Citi Bank / decline of application

1 Sioux Falls, SD, United States

Citi bank declines people that has EVER filed for bankruptcy against any of their credit cards, store cards, or gas cards. Their policy states that it does not matter if the bankruptcy was 25, 30 or even 50 years ago, if they still carry it in their data base even though the bankruptcy does not show on any credit repot your application will be denied.
With a non forgiving stupid policy as this bank has, I'm surprised with all the bankruptcy's over the past 40 or 50 years that Citi Bank is even able to issue a credit card to any body now a days. I think once this policy starts to get well known their competitor's will gain more business.

Jul 7, 2015

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