I paid off one Chase card that I had had since it was a Washington Mutual. Everything was okay for another billing cycle, in which I paid the balance in full again. The next month, I tried to charge $3.41 on a card with $3000.00 credit limit and the transaction declined. I called Chase Card services after looking at my forcoming statement online. The "no-customer" service department told me that due to reviewing my credit report, they chose to close my account. The funny thing is, first, I still have two more credit card accounts with small balances that they left open. Why would a company, if the deciding factor was something on my credit report, close the account that I just paid off and leave two more accounts, of which I carried a small balance, open. Secondly, their reasoning makes no sense as the month before, my Citibank card just, out of the blue, dropped my interest rate by 5 points. I told the representative that I would pay off my other two accounts and that I would never do any type of business with Chase again on any level. If enough of us choose to do that, the will fail and maybe this time, OUR governing body will see fit to let a company with such poor business practices, fail.