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JPMorgan Chase review: overdraft fees 58

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4:22 pm EST
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I've contacted 2 law firms in FL today to begin a class action suit against chase bank. If ANYONE wants to join, please let me know ASAP!

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58 comments
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leojr2005
West Palm Beach, US
Mar 06, 2010 10:41 am EST

same case here i am also in west palm beach.

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leojr2005
West Palm Beach, US
Mar 06, 2010 10:36 am EST

i will definitely join

k-trinics@linuxmail.org

I just contacted a lawyer about the same exact case you describe here and i was told that they cant take the case unless there is more people involved on the same incident so i am glad i found this message is just perfect.

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jacky m
Arlington, US
Mar 05, 2010 1:17 am EST

CHASE IS GIVING ME SO MUCH PAIN MY FEES WERE REFUND FINDLY AFTER A MONTH TRYING TO GET IT REFUNDED. THEN A FEW DAYS LATER THEY PUT ALL THE FEES BACK ON MY ACCOUNT PLUS EVEN MORE CHARGES FROM WAY BACK AS WELL. MY ACCOUNTS ARE SO OVER DRAWING NOW. THE STORES HAD EXPLAIN TO THEM WHAT HAD HAPPEN AND THAT WAS WHY IT WAS REFUNDED TO ME FINDLY IN THE FIRST PLACES. I AM NOW BACK WHER I FIRST START BEING OVER DRAW IN THE AMOUNT OF $600.00. THE LADY THAT GAVE ME THE CREDIT AT FISRT WAS VERY SORRY ABOUT THE MONEY BEEN TAKEN BACK. THIS IS SO WRONG.

NEXT MY CREDIT CARD I HAVE BEEN CHARGE 39% IN APR 279.32 PLUS OVERLIMIT DUE TO FEES ABOVE PLUS $59.00 IN OTHER FEE. I WAS TOLD TO WAIT TO SEE WHAT THE PRESIDENT WAS GOING TO DO AFTER 02/22/2010 UPON CALLING THEM STILL NOTHING WAS CHANGED JUST SORRY WAIT 6 MONTHS THEN WILL SEE CHASE SAID
SIGN ME UP PLEASE. JACKY MARTIN ARLINGTON, TEXAS HELP e-mail (beverly.martin44@yahoo.com) I will join

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cbrock01
Pinetop, US
Feb 22, 2010 2:09 pm EST

I will join.

cbrock01@my.gcu.edu

Chase charges interest on a federal unsubsidized Stafford loan but does not send statements about this interest.

My husband had not helped me to figure this out: Chase would not have notified me about this interest until I graduated and I got their bill for the loan and interest incurred.

This is criminal.

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susan mad as hell
Royal Palm Beach, US
Feb 18, 2010 7:34 am EST

I too have had issues with chases practices, my account was od by 10 cents and i got and od fee, wamu never used to charge anything under $2 they are crooks and making lots of doe off people who dont have a lot of money, its very sad! I would liek to get something done about it! im so upset with this bank i want to go picket them and get the news involved and also the authorities, i wrote to the occ, im told they govern the banks, I filed a complaint by going to www.helpwithmybank.gov I think something needs to be done, they are worse than loan sharks!

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M Clark
Bixby, US
Feb 15, 2010 9:51 am EST

I WILL JOIN! mlisaclark@gmail.com

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BrandonC
Moreno Valley, US
Feb 12, 2010 11:29 pm EST

Chase is in the business of extorting money by any means available. I asked the to reverse charges that were unauthorized and was charged numerous overdraft fees as a result of those charges. I was denied investigation into those charges and told to contact thos companies directly for refunds. Some did some didn't and Chase never refunded a single Overdraft before closing my account and attempting to collect the almost $400.00 for overdraft against the $120.00 unauthorized charges. If Chase would have not allowed a .99 transaction to go through then they would not be able to charge a $33 fee.

Very bad business and wished WaMu nevers sold to Chase.

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ROB0017
EUSTIS, US
Feb 04, 2010 9:14 am EST

I HAVE PLENTY OF OTHER PEOPLE WITH THE SAME ISSUE

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ROB0017
EUSTIS, US
Feb 04, 2010 9:14 am EST

I WOULD LIKE TO JOIN ROBACOSTA@MSN.COM

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Daawgon
, US
Feb 01, 2010 2:19 am EST

If you have a valid complaint with that bank, I suggest calling the branch manager, and if it is still not resolved, you should report it to the bank's regulator - an office of the US Treasury Dept. I had a claim against Wells Fargo some years back and at that time the regulator was the Office of the Comptroller of the Currency. Laws have changed recently - not sure if they still regulate all commercial banks at this time. This is very important - just bringing up the subject of reporting to their regulator will probably move them to help you since the last thing they want you to do is to report them - they hate that big time!

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mklapheke
Louisville, US
Jan 27, 2010 7:26 pm EST

I would like to join. mk@bluegrass.net

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madandupsetagain
Sherman Oaks, US
Jan 21, 2010 2:10 am EST

Let me know what you would like for me to do standfastjav@gmail.com

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heroicmom
Corona, US
Jan 13, 2010 3:02 pm EST

I heard the National Consumer Law Center has a class action suit for that and also there is one for credit card fees and credit reduction in California. Join in! The response from Chase when I asked about their methods is that "the customers have asked us to hold their smaller debits and put the large debits through first so as not to miss an important payment". So they hold "pending" debits for days until one comes that can start NSF fees. I would like to know one customer who "requested" this method. Try Citibank, they process debits as they come through, I am told.

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JLMEYER9476
Cincinnati, US
Jan 08, 2010 10:50 am EST

I am in also! Jlmeyer9476@yahoo.com They now owe me about $500 in fees due to an error on their part. I had two different people tell me I would receive my money back and then never recived it. I have complained to the BBB, and wrote a letter to the CEO in New York and the president in cincinnati, oh!

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derrickmac
Aurora, US
Jan 04, 2010 10:09 pm EST

That why congess will not allow wal-mart to start their own banking company. all banks are rip off and the money is shared some how. that why i cash my paycheck at wal-mart and pay my bill by moneyorder. it is the safest and fee-less way to pay. chase bank is a f*&^%ing rip-off bank. I deposited my paycheck one friday by night deposit and stated sending out check for bill the next day that would mostly get processed to tuesday depending on the mail. some came thru wensday and chase was charging overdraft fees because the rep that processed the check put a 7 day hold on the check, even thought the check was paid by the bank that monday chase still didn't release the hold until i called them thursday morning. no one would explain or give me an reasonable answer why funds don't get released if they are paid so when i got paid that following friday i cashed my check at wal-mart for $3.00 and went to chase and paid the rip-off fees in full and asked to closed my account. a manager came over to try to convince me to remain a customer he even offered to credit all the fees. i really found that funny that now i want to close my account i can get the fees refunded but when i called on the phone there was nothing they could do. but that wasn't going to help me at all because i still had to get merchant paid for returned checks and they charged a return fee as well so i told chase u only get one chance to ### me and u had your chance come my account now and have a nice day.

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sugarlumps1201
Signal Hill, US
Jan 04, 2010 9:18 pm EST
Verified customer This comment was posted by a verified customer. Learn more

count me in, I have about $330.00 in fees alone. I made a huge mistake calculating my account balance. My account is overdrawn due to 6 items presented for payment on one day. A couple of days later 2 items and the next day 2 more items.

Since Chase gave authorization for payment ( because the money was in the bank at the time) they paid all of the items. By the way, this was caused because I wrote an unexpected check for my drycleaning of $100. Technically, I should be overdrawn in the amount of $100. My account is overdrawn by fees of $330.00 plus the amount legitimately owe.

I have told Chase I admit fault and one fee per day is reasonable. I am torn whether to pay the fees as I do not want a bad report to chex systems on my name when trying to open an account elsewhere.

Should I suck it up and pay and hope to get it back in a class action lawsuit?

rhondamsmith@gmail.com

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deejh123
Cleveland, US
Dec 29, 2009 8:40 am EST

I would like to join. mz.deejh@gmail.com

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stephanie1221
Austin, US
Dec 27, 2009 2:42 pm EST

I would like to join: stephanie.nwillis@gmail.com

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