Wells Fargo

I had the same issue with Wells FArgo Delaer Services. Friday made payoff payment and Monday i double check if payment was process and find another amount pending. This is how these guys screw the little people. I called customer service and the dumb dumb on the line said that was the final payoff amount and i should be complaining anymore. BEWARE OF THESE GUYS!

DO NOT EVER DO BUSINESS WITH THIS COMPANY! I am in the process of paying off car loan. Sent cashiers check to the address I was told to. USPS sent confirmation that they received this overnighted check on Mondsy.. They SAY they have not received it and today is Wednesday. I have been calling them now for 3 days trying to find out where is my cashiers check, every time you speak with customer service you get a different story, Have automatic payment due tomorrow. Had my LOCAL put a stop payment on the withdrawal by them as I am not paying again for something that is supposed to be paid off and them have to wait over a month to get my money back (imagine what i would go through for that). This company lies and lies and lies. Never do any business with this bank regardless of what interest they offer, Not worth it in the end. Have a feeling I am going to end up at the Massachusetts Attorney Generals office with this or at an attorneys suing their pants off.

Wells Fargo dealer services is the worst, the company does not have a branch to pay your bill and they don't take credit cards over the phone, I financed with them before and HATEd it before so I purchased a car from another company that was purchased by Wells Fargo dealer services, my husband and I are in the same boat, never again, I will save the money to buy cash, ANYTHING is better.

It is a dubious company and I am getting ready to sue them. There's no transparency in the way they do business and it's surprising that the company is still in business.

Did Wells Fargo get bailed out by our money in 2007 to 2010? If so, what was the name of the legislation? Was it TARP? I see their stock rode out the US Depression II quite well for the past 10 years with only a temporary crash in early 2009. It fell from about $35 in 2007 all the way to $8. In Mid 2009 to mid 2010 it rallied all the way back up. It probably rallied back up to pre-2007 economic crash due to the bailout we gave this corporation. Anybody know?

I attached a photo of a money counterfit detector product. I'm trying to see if it works on a WFC stock certificate or dividend check issued by Wells Fargo, so if anybody holds stock on WFC, let me know: I'll try to test it. Please respond to my questions.

I have the same problem with Wells Fargo. They are such a bad liar cheater.
I will definitely not going to do any businesses with Wells Fargo, and i suggest people not to do business with them, they will trick you with any ways they can, just to get more money from you.
The customer service is sucks and rude too.

I have had a checking account at Wells Fargo for almost 3yrs and have paid over $1, 000 in overdraft fees that I thought were very suspicious.
I complained several times because I knew I had money to cover transactions as indicated on my online account.I was told that items came in that caused the overdraft of several transactions.Can you justify paying $25 to $30 for a soft drink or burger?Wells Fargo provided info on pending class action suit in California.That is how I found out about scam involving the deletion & rearrangement of charges from largest to smallest amounts.

I can be contacted at artguti@hotmail.com if you require more info.

I recently made a mistake on my checking account, and forgot about an automatic payment which came through last, out of 5 charges. The auto payment was paid first, and my last 4 charges were then charged overdraft fees. I began to do some checking, and I discoverved that all charges go through from largest to smallest, thus causing more overdraft fees when one item doesn't clear. This type of "accounting' only effects those of us who live paycheck to paycheck, and those of us who are on a fixed income like seniors and those on SSDI, and those who have recently been laid off, the poorest of the population.

I also discovered that on the actual written statements the charges are in proper order, different from what you would see on the online statement. The reason for this may be that mail fraud is more severe then internet fraud. The bank may be covering it's own butt. (that's just my guess) Also it would make their questionable accounting practices harder to detect by those who are afraid to do their banking online, (ie. seniors).

I'm looking for people interested in a class action suit. It was our tax money that just recently bailed out their sorry butts, and now they are using our overdraft fees to pay us back. I have started a campain to get the word out. I have started writing business magazine reporters, and reporters of local newspapers. I have emailed CNN News, and others. I need help telling as many people as possible. I NEED your help! start gathering evidence from your own accounts. Make copies of your online statements. Save your monthly bank statements. Write to your congressmen and demand an investigation.

We are in a time when the banks no longer have Republican freinds in high places, and banks are under serious scrutiny. We can win this and get our money back, if we just stand up and fight. If you won't do it for yourselves do it for the 1, 000's of unsuspecting seniors living off their monthly SS checks.

You can email me at smallbiziowa@gmail.com

I had enought money in my account to cover all of my checks etc. Come to find out Wells Fargo puts a 2.50 non atm Wells fargo fee through which makes me overdrawn by 1.30. Never had this fee before in my life with the 4-5 years I have been banking with wells fargo and now they are telling me that this is their policy. They charged me 35.00 in fees and told me that they can only credit back half, because it is not their fault. Very poor customer service. Nobody at wells fargo 800 number wants to help anyone. I went to their corporate office in San Francisco and I am waiting for a responce back from them now.

I run a small business in San Marino, CA. I was charged 9 overdraft fee for $315 by Wells Fargo on 3/11/2010. The next day, I was charged 10 overdraft fee for $350 by Wells Fargo again, with 3 checks bounced.

Wells Fargo has announced to the world that they will not charge more than four overdrafts per day.

It is a lie. They did it to me.

My other question is, how can you bounce my check and still charge me overdraft? Wells Fargo did not bounce the biggest check on that day because if they did, it would bring the account to positive balance. That way they can only charge $35 for each bounced check, not for my other $6 and $15 transactions the have now chaged on.

I went to Wells Fargo San Marino branch. The manager Mr. Wong told me, "If you cannot manage your cash, use Savings acoount for your business, so you cannot write a check. As a customer of Wells Fargo for over 15 years, this is the biggest insult that have ever happened to me.

I told everybody the story and we are closing all the accounts we have. If you happened to have a Wells Fargo account too, please be advised that one day when you are short of cash, they will find the way to MAX your fee. Beside the personal insult against me, The news published by Wells Fargo is a lie. Wells Fargo is NOT honoring the promise. I really do not understand how can a company cheat the public like this.

I used my debit card twice to eat $3.40 and $4.10 on April 12, 2010, on my on lIne checking account it shows pending but the money was reserved by the Wells Fargo to pay these items. On April 14, 2010 I had a balance of 0.91 after the two items were deducted and a check 1184 for $25.00 came through on April 14, 2010. On April 15, 2010 my Payroll check went through, so I was expecting to be hit with one $35.00 overdraft fee, but no that wasn't the case I got hit with three $35.00. I called Wells fargo and they explained to me that they took the check for $25.00 than the other two items. that made no sense to me seeing that the other items were pruchased on the 12th. Her explaintation to me that they were waiting for the store receipts, but the money was reserved to pay so they should have taken the small items first. I got no where with her. I'm a single parent. I live on a tight budget as it is and for Wells fargo to have this type of Business practices is very questionable. Can you help? I hope I have the right link to file a complaint. Thank You

I just got off the phone with Wells Fargo. They have sent out a notice that they will be instituting the ability to "opt out" of overdraft protection. Over the past year they have soaked me for about $1200 in overdraft fees, so I want to opt out now. The Customer Service Rep Supervisor tells me that there is no way to "opt out" now, the software that does this never allowed for this to happen and you are stuck until the new software is installed for the August 13th roll out.

This tells me that Wells Fargo intentionally built their overdraft software to opt everyone in. The consumer never had the chance to decide whether they wanted to be charged for this service.

Time to look for another bank, preferably a Credit Union.

They may negotiate less fees with you but they correct with charging you the fees. After 2:00 p.m. starts another business day.

Thats right. They lie about what is clearly written in their policies, and will argue with you about it, insulting your intellegience. They're a joke, and I can't wait to get out.

I'm with you my friend. This has happened to me just recently. They back dated a check, that caused overdraft notices to the tune of $280.00. Money was deposited on the same day that two other overdraft charges were charged to my account but they said the charges came in at a different time. Bull crap, they came through the same day. I had one charge in the pending list, then it disappeared, then it was entered on my account the next day. What happened to "The money comes out the same day when using your debit card" comment. Hmm! I totally agree with whomever has had this problem that Wells Fargo is using us as a means to repay their debt.

Totally not fair,

WBC

You used your debit card so those 2 amounts, $3.40 and $4.10 were pending. Pending DOES NOT mean that money is reserved, it simply means there are debit card transactions out that havent posted. In the mean time a check POSTED for $25 which pulled immediatley and overdrew your account = Overdraft fee number 1. Then the other two amounts tried to pull AFTER you were already overdrawn = overdraft fees number 2 and 3.
Plain and simple...don't overdraft your account. The bank has no control over where you spend your money, how much you spend and when that business will post the payment so stop blaming the bank for your own ignorance.

Wells Fargo just did the same thing to me, my checking account is now to the negative and I had just made a payment of 300.00 and they did another unauyhorized deduction four days later. These people are the worst to deal with. Never finance anything with this company.

this is the 3rd time this bank has tryed to say ive overdrawn, its getting really old, and this is it, im working on fileing a class action suit against them, so if anyone else would like to join me, email me at truckiowa@yahoo.com, or call/text [protected]

Years ago I purchased stock through AG Edwards. Through a series of acquisitions they became part of Wells Fargo. I learned the hard way the Well Fargo charges not only commission fees but also annual fees for their broker service, regardless of whether you buy or sell stock.

I realized (after the fact) that they had sold off several shares of stock to cover their annual brokerage fees. They claim they told me about this in my quarterly statement but I didn’t recall seeing anything notifying me of fees due. I now have the tax hit from the sell off, residual cash.

I have opted to move my holding over to Fidelity which charges no annual fees. Oh... and wouldn’t you know... yet another fee opportunity for Wells Fargo... They want $95 to process the transfer.

WORD TO THE WISE... DO NOT USE WELLS FARGO FOR brokerage services (unless you want to pay a lot of fees). Also, if you own stock held in Well Fargo Brokerage, consider transferring it to Fidelity unless you just like paying them fees each year.

Where should I began. Well first off credit means nothing to these people, they process every card swipe whether you select debit or credit as a debit. They will bounce checks due to PENDING transactions, that usually don't actually post within 48 hrs. These ###s are quick to post there fees to you account though. I just learned today that if you write out a check to a wells fargo customer to make a depost into that customers account, and you also have an account with wells fargo, they take it upon themselves to debit your account right away, but according to the customer services rep, the check is actually is still in processing. Its (PAR POSTED) I was told. WTF is that? Either its posted or pended, what. Wells Fargo is looking to make money off of fees any way they can. They can give a rats ### about their customers.

I hate all banks. Today, I especially hate Wells Fargo. We have our mortgage with them and a HSA with them. Last year, they offered me a credit card that would earn $ towards the principal on my house. I thought that was a good idea and I set up auto payments for any bills that took Visa.

One of my husband's dumb ### doctors couldn't figure out how to run the debit card that goes with the HSA, so I had to go to the bank to get a cashier's check. When I was at the bank, they said I couldn't take a cashier's check from the savings, but I could open a free checking account with $100. and I could get the casheirs check that way. They said I didn't need to use the checking account, it was free and it would just sit there in case I ever wanted to use it.

Today, I get a statement showing $30 fee taken out of the checking. I called and they put me through to the premiere checking specialist who said the checking is only free if I have a $25K balance. I've never had a $25K balance at Wells Fargo. I asked if that was new because it sat there for months without the charge. He said no, but that the bank took my mortgage into consideration when I opened the checking and he would be happy to transfer it to a free checking if I wanted. I said no, close it right now. He said another $30 monthly fee went through, so I had $40. that he could transfer to my HSA. Whatever, I told him do that.

I will be closing all the accounts there, just sayin. I wish I could move my mortgage away from them, but that isn't an option right now. If it ever becomes an option, I will do it for sure.

Other things Wells Fargo has done in the last few months:
*Starting charging my HSA $3.95/month - it wasn't like that when I opened it.
*We pay the mortgage in broken up payments each week instead of monthly in order to pay it down faster. They hold the money and don't apply it to the principal until the entire payment (PandIandescrow) it in the hold account and then they apply it. Therefore, cheating us out of paying excess amount directly on the principal.

Wells Fargo, as with most big banks but particularly Wells Fargo got into a mess with bad loans, received money for a bailout, and paid it back by charging excessive fees which border on being illegal so to sum it up, they messed up, got bailed out with our tax dollar then paid it back by cheating the very tax payers who bailed them out and the government, beginning with the Bush Administration allows it. What once was considered predatory lending is now within guidelines. Thank you Mr. Shrub!

It amazes me how some people believe that they can actually still use their checks, debits cars etc without balancing first. Good Grief if you write a check for 200 for a bill, then check your account couple of days later to see the 200 still in your account it doesn't mean that you have an extra 200 in cash to spend. It means that the check hasn't gone thru yet! Learn how to balance.

My debit card for Wells F says I have been a customer since 1983. I guess I will be shopping for a different bank. Yes a bank that understands the customer comes first. Social Security hasn't had a cost of living raise for over 2 years. This wells fargo crap is just like our worthless president shoving obamacare(less) down our throats. If enough people revolt I believe that WF will have a change of heart.

The above posts are correct WELLS FARGO ADVISORS will hammer you with fees and totally drain your account! My broker at WELLS FARGO ADVISORS just laughed at me (LOL) and told me they charge fees now the old days of AG Edwards are history where they didn't charge fees and gave decent interest rates to clients large and small. Of course there is no disclosure of their fees till your a client don't make the mistake of opening account or getting bought out by WELLS FARGO or you too will have your account hit by fees. I travel most and work as a archaeologist and found out the other day they hit me with huge fees had stocks and $400 cash in the account and its close to zero cash.

The $5 fee wells fargo charges a non customer to cash a check wrote from their branch is bull*. It is a transaction that should be illegal. I don't receive anything, not even a piece of candy for my 5 bucks. When a person gives me a paycheck for my labor, the check is supposed to be a receipt for my labor, and redeemable at the bank. in full. If the bank wants to charge a fee for cashing that check, it should be between the account holder and the bank and not me an innocent third party. My labor has already paid for the entire amount of the check, and the bank has no right to stick there hand in the middle, even if I am not their customer. I receive nothing for my 5 bucks. If I refuse to pay the 5 dollars then I cannot be paid for my labor. Wells Fargo should therefore be accountable with the labor board for non payment of my wages...where are the shark lawyers? I am sick of this bank...surely not a people's bank. BTW US Bank cashed the same check without fees or hassle and it was a Wells Fargo check to begin with...

Last August, I was charged $60 per regular account and $40 per IRA account by Wells Fargo because I did not opt for their "Going Green" option of going paperless (online). I marked on my calendar to "go green" in July (today) . When I went to the office, the broker told me that the date of "going green" was June 30 and I missed it, so I would have to pay the $60 per regular account and $40 per IRA account if I wanted to stay with them.
I let loose with "This is F---king ridiculous" and the broker responded with "You will not talk to me in my office that way". She even told me she was going to liquidate my accounts. I think this is in violation of SEC rules, so I hope she does it at her own peril. I called corporate telling them the story, and after giving me some hope that I would be refunded the fees, the customer service girl found that the June 30 date was effective. What a letdown.
I was also told of the $95 transfer fee. Wells Fargo is bad news and should be avoided. They call themselves Wells Fargo Advisors, but try to get advice from them. Advisors is a misnomer. The should be called Wells Fargo Fleecers with Fees. My accounts were involuntarily transferred from Edward Jones to AG Edwards to Wachovia to Wells Fargo. I should have seen the red flags. AVOID WELLS FARGO UNLESS YOU LIKE HAVING YOUR MONEY TAKEN AWAY IN HIGH FEES.

I am a Law Clerk a New York law firm, and I am responding to posts made by Wells Fargo auto customers who have been charged for Collateral Protection Insurance or CPI. Our law firm is currently investigating this type of conduct. Please contact me at your earliest convenience to discuss your experience. My phone number is [protected], Ext. 132, and my email is jamie.song@balestriere.net

You have recourse! Have your State Farm Agent fax Wells Fargo a certificate of insurance for the time period that that you were charged. Wells Fargo is supposed to refund your money. This could be a simple case where the Insurance Company has the wrong mailing address for Wells Fargo.

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I have been disabled from share and sell and i want to get restored.Thank you.

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I am also having a nightmare scenario with the transition in the state of PA. I noticed that a bill pay was not made shortly after transition. I called my local branch and they said they couldn't help me with bill pay and referred me to an 800 number. So far, I have dealt with 3 different people on 3 different days trying to resolve. They paid the bill after I called, and then the next day payed again. When I called about it being paid twice, I was told that they set up an automatic payment for this bill. This never should have been done as it was a one time payment. When I called on day 3 to say that this amount was not applied back to my account I was told that a "case would be opened" and that it would take ten days to investigate. I then went in person to talk to the local branch manager and he was extremely rude. He wanted to talk to me standing up in the lobby until I asked that we sit down so I could tell him about my problem. He said that he could not help me and I would have to wait for the resolution of the case. I find it extremely hard to believe that the manager had no contacts that he could call if one of his long time customers was having a problem. I will most likely close our personal and business accounts when this is finally resolved.

Forgot to mention - look out for all the Fraud - This large bank (Wells Fargo) just like Bank of America is prone to fraud, I have already had e-mails sent to me pretending to be part of the new bank (Wells Fargo). Do not repond and report to the institution. I even felt uncomportable calling them and haing to provide so much personal information over the phone - they need a new and better system!

Mine is a personal complaint - they coverted and I immediatly saw an increase in fees and services are worse - not that I completely loved Wachovia, but at least I found their information to be accurate, easy to follow and recieve. Now since they claim Microsoft Money has been closed for use, I have to buy Quicken to transfer my online information? This at a cost to me of almost $50.00 - of which I am certain they are getting a huge benefit! I have my account linked to my Visa for overdraft priledges the cost has doubled, and they transfer even if an item is just held, or a vendor puts a hold. Then I have a surplus and the fees to boot! Not a happy customer, time to find a new bank!

I had a small business account at Wachovia. They treated me well. With conversion to Wells Fargo, I noticed increases in service fees. I drew all my money out and took it elsewhere. The bank was very busy when I did this and it took me 45 minutes to see the banker guy. He never even bothered to ask why I was taking my money out. That's because a lot of folks in the bank were probably doing the same thing. If you have money in this bank, I suggest you consider pulling it out.

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Wells Fargo is taking over the Wachovia here in Rome. Over the last few weeks new rules are coming into effect that seriously effect the customer confidence in our "relationship". When you are asked to show your I.D. to the same teller who has waited on you for years and you see her at the orthodontist, and pray for her husband for a year while he is deployed to Iraq, or you give your company deposits to a young man who for years calls you by name and suddenly doesn't know you any more- give me a break! WHEN they don't know me anymore it is time to move my acounts. 40 years of "relationship" and they have all these signs up promising how they will continue customer service- sounds like the government has already taken over folks and we'll be the last ones to know. Say one thing and do another. CHANGE- heck I'll
take my busines elsewhere and they can keep the change.

I want to file a Class Action Lawsuit against this company. Wells Fargo has done nothing but screw around with my contract, add on ridiculous charges, make false reports to the credit bureau and generally suck their "customers" dry. I"m a SERVICE MEMBER and they don't even honor the SSCRA. This company is horrible.

Wells Fargo Auto sucks. Last month I was told I was behind and so I paid what they told me I needed to pay which was fine so I thought. I woke up today and my car is gone and they are saying I need 1500 to get it back AND if I want to get my stuff out of the car I have to pay 50 to get it. $50.00 to get my own ###? Wells Fargo is horrible and I will make sure that everyone I know stays the hell away from them. They are LIARS...which they cannot lie to you...but they do anyway. People are evil and I hope that Wells Fargo rots in hell.

We closed our account with wells fargo and it ended with a zero balance. NOT a negative and now we were told we are on chex system because of wells fargo, I have contacted legal help and will be suing as NO ONE has fixed the problem after NUMEROUS phone calls, letters and visits.