San Francisco, North Carolina
United States - 94104
My wife and I met Greg Leges and he wife Carla and friends party we found out the both where Mortgage...
MY MORTGAGE WAS SOLD FROM GMAC TO ASC OR WELLS FARO IN 2005 FRIST OF ALL THIS COMPANY REFUSE TO WORK WITH YOU. I CALLED ASC IN SEPT OF 2008 AND ASK IF THEY WOULD DO A MODIFICATION OF MY LOAN BECAUSES I HAD BEEN WITH OUT A JOB FOR ABOUT 6 MONTHS. AND MY SAVING WAS RUNNING OUT, AT THIS TIME IWAS NOT BEHIND AND DID NOT WANT TO GET BEHIND I WAS TOLD BY ASC THAT THEY DONT DO MODIFICATION THEY ONLY COLLECT THE PAYMENT SO I ASK WHO COULD I SPEAK WITH CONCERNING THIS THEY REPLY AND SAID NO ONE CALL WHEN YOU GET BEHIND I REPLY THERE IS NOTHING YOU CAN DO TO HELP ME AND THE REP SAID NO THEN I ASK WHO IS THE INVESTOR OF MY MORTGAGE THEY WOULD NOT GIVE ME THAT INFO . WELL NOW THAT I AM 9 MONTHS BEHIND THEY HAVE NOT WORK ANYTHING OUT WITH ME EVERYTIME I GIVE THEM PAPERWORK THEY WILL WAIT AND CLOSES YOUR CASE SAYING THAT YOU WRE MISSING A PAPER THIS COMPANY HAS STRESS ME SO MUCH THAT I GET SICK WHEN I HAVE TO TALL TO THEM . THIS IS THE THIRD TIME THAT I HAD TO START MY MODIFICATION OVER WITH THEM. I JUST GO OFF THE PHONE WITH JAME A REP FORM ASC TO MAKE SURE THEY GOT ALL OF MY 32 PAGES THAT WAS FAX TO THEM NOW THEY TELL ME IT WOULD TAKE ANOTHER 30 TO 90 DAYS MEAN WHILE THEY HAVE A SELL DAY FOR MY HOME NOV 3, 2009 THIS IS THE USA I CANNOT BELIVE THAT THESE CO ARE ALLOWED TO TREAT YOU LIKE A DOG I HAVE ALWAYS PAID MY MORTGAGE ON TIME I EVEN WENT TO ONE OF THOSES GOV AGENCYS TO HELP AND ASC STILL CLOSES MY CASE WHAT THE HELL IS WRONG IN THE USA THAT PEOPLE CAN TREAT YOU THIS WAY
This year my house was foreclosed on May 6, 2008. I realize I'm among thousands of people that this happened to, but in my situation, I had a contract to sell my house a week before it went into auction. I kept close ties with Wells Fargo Bank, and informed the Bank of my plans to sell and avoid foreclosure of which the real estate agent and I have proof of documentation of faxes sent to Wells Fargo Bank and their lawyers in regards to this sale. The day before the auction, the Bank informed me that the contract to sell my house was valid and complete and the Bank Rep claimed she would send an email to the investor responsible to carry out the sale of the house at the auction bid so it could be stopped, but that I would need to call the next day to make sure and confirm. I called the next day, and another Bank representative informed me that it was too late and my house would be going into auction that day. It was evident that although I tried to avoid this, the Bank had already made it's greedy plans to foreclose. My point in all of this is, I know recently the government had bailed out wall street and financial institutions, but I believe it's time the government helps to bail out those of us who have lost our homes. It seems that all I hear is the talk about how the government plans to help people stay in their homes to prevent foreclosure, but what about those of us who have already lost our homes to foreclosure. These new programs to help people stay in their homes to avoid foreclosure will surely help, but not for me any longer; my house now belongs to HUD, and may have already sold. When I think about my foreclosed house, I think about the meals I used to cook in my kitchen; the laughter of my kids running around the house; my family in the family room watching TV, and I really miss the house I once owned; I cry every time I talk about it, as I am crying while I am writing. My 10 year old daughter said the other day, " mommy I want to go back home to our house in Sonoma Ranch" I know she's been crying and missing the house she once knew as a home. I bought this house in 2002 as a single mother of 2 children, but after being laid off from my job 2 years ago and still have not been able to find suitable employment, I could not keep up with the payments even after I married last year and with my husbands income we still could not keep up because I was already behind on the payments of which the loan had been modified 3 times, and the Bank just kept increasing the payments until we could no longer handle it and decided to sell the house, but little did I know that the Bank already had plans to foreclose. We are living in a relatives home on a temporary basis until we can find a new home, at this point the Northside ISD has declared our 10 year old daughter as homeless under the McKinney-Vento Homeless Education Act, and is allowing my daughter to continue at the same school which was close by our foreclosed house near Helotes TX. I didn’t want to change her from the school and friends she knew since kindergarten and had to inform the school of our loss of housing and temporary housing situation. Please hear my story, I want other's to know and understand that we tried to prevent foreclosure by attempting to sell our house, and even had a valid contract to sell to a sincere buyer, but the greedy Wells Fargo Bank should be ashamed especially since the bail out will just make it ok for this Bank to continue with it's greed. Our American dream has shattered, while this Bank continues with their greed.
I gave my insurance info when I applied for this loan. Since I've received a letter stating I...
We applied for a refi on our home 4/4/09 and rec'd a rate of 4.5%. That was later changed to 5% with some Wells Fargo trickery. We have an excellent credit rating and they said that because we were an existing customer all they wanted to do was make sure we paid our bills on time and we would go to close within 60 days. It is now the middle of September and we still have not closed! Our mortgage rep said he could not tell us when we will close...maybe a week or two more. Our file is currently with the final underwriter and is considered at the 4A stage. We have jumped through hoops with all matter of paperwork. This extreme delay has even caused them to reorder title because it expired! They are either forcing us to default or get so behind in payments that they then will tell us they won't give us the 5% rate. This is unconsciounable and a true travesty to an American particularly after reading a WF executive has taken up residence in a tony neighborhood in Malibu on a foreclosure! Something must be done...NOW!
Wells Fargo is scamming consumers. I would like other people to be aware of what they are doing so they don't get taken advantage of like my husband and I have been.
In short, Wells Fargo sent us a promotional offer in the mail to open up a free checking account with them and receive a $50 bonus. I called over the phone and opened an account with them giving them the promotional code for the $50 bonus. They never deposited the bonus and when I contacted them about this they said I had to talk to the customer service rep that set up the account but I can't get him to return my calls. So I filed a complaint with the Attorney General and the Better Business Bureau. They responded to the BBB saying they are unable to determine the promotion requested and they have not given me my $50 bonus. I gave them all the information that was on the mailer as it stated to do.
Wells Fargo offered me a promotion to open a checking account and now they won't honor it. I find this very upsetting for me as a consumer to have Wells Fargo use a bait and switch marketing scam to get customers and I feel consumers need to be aware so they don't fall victim to this same scam.
August, 2009; I called WF to make a payment because their website was down. I usually make my payments on line because it is free of charge and fast. When I made the payment on the phone I was advised that I should go ahead and set up another check for next months payment because the site may still be down. I went ahead and did that. They wanted to charge me $12 for taking my 'check by phone' and finally I got them to waive the $12 because it was not my fault their site was down. My husband has been out of work since May, so when the time came for the following months payment to come out, we were not going to have the funds. I called WF and asked them to post date the check for another week, until I got paid, so I knew the money would be there. They said ok. They tried putting the check through anyway which cost me a NSF fee. I called WF the day I got paid to advise them to put the check through, which they did that evening. 2 days later they put it through again which took my account into the negative. They took 2 car payments from my account when I only authorized one. They also charged me $12 on one of the checks. My next car payment is not due until September 13th! It is only Sept. 5th! I called WF to have them put the funds back into my account and not only was I hung up on twice, I was sent to someone's v/m that I didn't know I was being transferred to. So my fourth attempt at calling them back, I finally spoke with a manager who told me that she could not put the funds back into my account because' I didn't bank with WF' and what I need to do is fax over my bank statement showing the 2 withdrawls from WF, call back in 24 hours to make sure they got it, give them another 48 hours to cut a check so they can put it in the mail!!! In the mean time, my account is negative (thank God I was able to put some money into savings otherwise we would have no money to live on until they sent me the check). Its funny, when they want their money, they threaten you and make you western union it - spending more of your money so they can get their money on time. But when THEY make a mistake, not only do they not care that you are being charged NSF fees due to their negligence, but they make you wait over a week to get your hard earned money back. Wells Fargo sucks! We all know they have the capability to reverse funds as easily as they do to take funds. BTW - I was advised that WF does not advise their employess (the people that take your personal banking information for payments) to advise their customers they will put a check through 3x until it's paid. So, basically, when I called to advise the money was in my account, they took it as another 'check over the phone' which I DID NOT EVEN GIVE ANY BANKING INFO THE 2ND TIME I CALLED. Amazing this company is still in business... anyone interested in a class action law suit? Email me @ [protected]@hotmail.com.
I puchased a floor sample sofabed from Raymour Flanigan and had to arrange to shipment via a local handyman they suggested--to the tune of $100 cold cash. The payment was due over a 3 month period to Wells Fargo. At the last payment, for some mysterious reason the check was said not to be received by Wells Fargo even though Citibank had issued it (some mysterious reason two banking giants could not communicate electronically but used snail mail. Tho I spoke to WF reps and attempted to make the last payment via computer I have just now received yet another finance charge and another finance charge...almost a total of $30 in finance charges that I feel are unwarranted.
We have been getting phone calls from [protected] for some reason and asking for a name that we don't recognize and it seems fishy and annoying to someone to call like then ask to want to talk to my wife and not knowing who we talking to. I check this number and it coming probably from a skype and name probably Angelo Molinard.
I'm just reporting this because we need to be vigilant about spammers and let our fellow citizens know what is been going on and we need to protect our privacy and they know about this kind of practices which is illegal.
Just received a letter from Wells Fargo Financial Corporation of Canada, Missisauga office Subject "Well...
Wells Fargo Bank Sucks. In my opinion. This bank has a lot of nerve. Not only do they have shady accounting...
Earlier in the year, we were assessed the wrong taxes for our home because of an error with our county's tax assessor. Our taxes and whatnot are paid via an escrow account that we pay into with our monthly payments, so Wells Fargo paid the taxes in full, leaving a negative balance. When they reanalyzed our escrow this year, we had a shortage that resulted in our monthly payments increasing by $400.00.
After we got that escrow statement, we went to the tax assessor, got the correct tax amount, and were issued a refund. We promptly called Wells Fargo to inform them of the correction, and let them know we would call back and resolve the shortage when we received the refund.
A couple of weeks later, we received the refund and I called Wells Fargo to pay off the shortage and reduce our monthly payments to what they should be. The agent I spoke with told me that because we pay our mortgage in biweekly payments, we were ahead on payments for the year; that meant they could reverse the last two biweekly payments and apply them to our escrow account, leaving us to pay the difference (around $100).
Sounded like a great plan, and it was supposed to be resolved within 5 business days. After the five business days came and went, I logged in and saw that the reversal hadn't happened. I left this same agent a voicemail...no callback. I then called their main service number and spoke to another agent about the problem. She gave me the same response, which was that she would submit the request and they would take care of it in five business days.
Five business days later - logged in, account still the same.
Called back today and spoke to ANOTHER agent and was told that the two requests were denied because they cannot reverse bi-weekly payments, only monthly payments. She then got a bit of an attitude and told me that I should have sent the refund to Wells Fargo because it was Wells Fargo's money. This set me off because that's exactly what I called to do in the first place, and TWO of their ###ic agents misinformed me. On top of that, they had access to my customer notes and information and never contacted me to tell me the reversals could not be processed, nor did they check their notes and inform me of this on either of the previous calls I placed to them.
All in all, I will be glad when we sell our house in a couple of years and end this relationship. I will not be doing business with these jokers again.
In March 2009, with a preliminary pre-approval letter from Wells Fargo in hand, I made an offer on an...
I was eligible and filed the paperwork for a loan modification due to harship of my wife losing her job. Wells Fargo after processing the application and assigning a negotiator for five months they just close the file with no restructuring offer. In fact the loan mitigation department says they can't re-open the file and I would have to re-file from the begining since my wife is on unemployment and once that runs out I need to re-file. Unemployment as I understand is not to be used as a factor of income in these modifications. Wells Fargo has shown no intention of restructuring these loans eventhough we (the taxpayers) have given them bilions of our tax dollars for this program they are just sitting fat and happy paying their corporate bonuses as the rest of us suffer. The complete lack of accountability and oversight is exactly how we ended up in this financial mess in the first place.
Shame on you Wells Fargo! I want to file or join a class-action lawsuit aginast Wells Fargo Mortgage, anyone started one yet? Who is with me?
Take responsibility Wells Fargo! I had gone through 2 layoffs and a total of 14 months of unemployment without missing a payment with Wells Fargo Home Mortgage. Then in November of 2007 I had to make a decision, either pay the mortgage or monthly bills, there was not enough cash for both and if I were to pay the mortgage I would have to over night the payment to get it there on time. I called wells fargo and told the seemingly "nice" customer service person my dilema who proceeded to tell me about a repayment plan where my payment would be divided up over 10 months at at the end I would be current. Sounded good to me so I hung up and proceeded to take all the cash I had and pay my monthly household bills. A week and a half later I get paperwork from wells fargo reconfirming my conversation which looked ok, so I signed it and mailed it back. Fast forward 5 months, I go to trade in my wifes car and am told my credit is so bad I couldn't finance an apple. I checked and sure enough, wells fargo was showing me dilinquent each and every month. I checked the paperwork and it said I would be reported "late" which I took to mean the payment did not arrive on the 1st of the month. <br />
My credit has been destroyed. At this very moment I am scrambling to keep my son in college because I cannot qualify to cosign a student loan. I have contacted State Representatives, Senators, the Attorney General and my complaint even found it's way to the Comptroller of the Currency who agreed like others I have a legitimate complaint but not their jurisdiction. I finally got somebody from the executive complaint department at wells fargo on the phone last week and after I made it clear I want nothing from wells fargo but my credit restored I was told it was my responsibility to ask the question as to whether it would hurt my credit or not. Wells Fargo has gone back and listened to the conversation and has reported everything that was said during the conversation accurately but they continue to convienently leave out the part of whether it was disclosed to me that it would destroy my credit.<br />
I am looking for help here anyone have any ideas on how to fight this battle. I just want my credit restored.<br />
From this addy: [protected]@usajobs.com comes this email:
From: Wells Fargo N.A. <[protected]@usajobs.com>
Subject: Attention Required: Wells Fargo Customers.
Dear Wells Fargo Customer,
We hereby introduce a part time job offer for only wells fargo customers.If you are a wells fargo customer then you are elgible for this fantastic part time job offer.This job is very simple and easy, we have customers all over usa and most of them feel difficult to make payment to us and hence the payment will be done by the client to you and you have to forward us the funds deducting your 10%.For a start 10% is your commission and then your commission and will increase depending on the number of transactions you make.If you are really intrested in this offer we request you to fill in the the application form below and send us and we will reply you back ASAP.
Branch At Which You hold Your Wells Fargo Account:
Do You Hold A Wells Fargo Credit Card (YES/NO):
If So Available Limit:
Reply us with all the informations above to [protected]@micth.com
Note:Delete this message once read.
Thank You For Banking With Wells Fargo.
Propertyis in forecloser but still within time to reinstate. I have all mortgage payments plus late fees. I...
Warning to buyers on Wells Fargo Mortgage in Beverly Ma. If you want to actually purchase a home and close...
The representatives for Wells Fargo Auto Finance have no customer service skills what so ever. The are rude and brash over the phone when discussing your account. I actually told one representative that if she did not cut out the attitude the conversation was over. She proceeded to advise me the nature of her call and that she didn't have to watch her attitude. I hung up on her.
I'm to the point where I'm about to tell them exactly what they can do with the car and I'll just start hitch-hiking to work.
Not to mention the calls are in such excess. I've also given them a number that is more practical to reach me on since I'm hardly ever home. They still call my home number and insist I've never given them an alternative number. I have an easier time explaining computer programming to my kindergardener.
I tried to close my accounts with them. Went in person to do it. They closed everything, gave me checks for the balances, etc. However, they kept charging me for the monthly fees ON MY CLOSED ACCOUNTS. I called them, they reversed the fee. But they keep charging me for monthly fees ON CLOSED ACCOUNTS. I ended all autopays but they refuse to ever actually finally close my accounts.
My advice, do not ever start doing business with them - it's like a virus that you can never officially delete. They are still charging me for my quicken integration fess ON CLOSED ACCOUNTS.