USAA Home Owner's Insurancedrastic home owner's insurance increase


I have had USAA for home owner's insurance over 12 years and NEVER made a claim. I just received a letter stating that my rates will be increased by almost $700 per year. This is ridiculous! I have tried to remain loyal to the company as I also have them for auto insurance. But, I feel they are gouging customers who have paid faithfully, never filed a claim and who do not live near the beach. I am very disappointed with this company at this point and will be getting estimates from other companies.


  • Gu
    gunny3013 Jul 02, 2012

    I realize Insurance is a necessity to pay for damages when we can't. The scan begins when they do not want you to file a claim "or else." Once you file a claim your black listed and labeled with increased rates and penalties. So then are we just paying to pay and supposed to get nothing for it? hell I think I'd rather reinstate the MOB. At least they made no bones about the fact that you were paying them for no reason. INSURANCE IS A SCAM ONLY WHEN YOU BECOME MARKED FOR USING IT.

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