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US Bank

US Bank review: Formal complaint ( 2 comments)

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Dear U.S. Bank Customer Service,
I am submitting a formal complaint regarding the customer service I received while seeking assistance with my MTM Transportation reimbursement card.

During several calls to U.S. Bank, I was transferred repeatedly, placed on hold, disconnected, and told by multiple representatives that they were unfamiliar with the MTM reimbursement card program.

I was also repeatedly told there was no Card ID number on the back of my card. I had the card in my possession and was reading directly from it. The card clearly has a number labeled “Card ID,” yet representatives continued to deny it existed.

MTM Transportation ultimately joined a three-way call with U.S. Bank to help resolve the issue. MTM representatives were professional and helpful. My complaint is directed solely at U.S. Bank’s handling of the calls and the lack of knowledge regarding a program your bank administers.

I am raising this issue to bring awareness to the need for improved employee training on the MTM reimbursement card program, as the current lack of knowledge is causing significant difficulties for customers.

Thank you for your attention to this matter.

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Shari Conrad
US
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Jul 15, 2026 12:37 am UTC
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I myself had this similar experience and when trying to contact MTM Transportation to request a “Live” check be cut for the reimbursement amount, the MTM Rep “cancelled” my spouses card for any “future use” and said they could not cut a check because USBank was already holding the funds. To make matters worse, the MTM Transportation App states the reimbursement has already been paid, but we cannot activate the card MTM claims/records/documents it has been paid already. So, basically we have not been able to receive reimbursement at all. There needs to be a system that interfaces and is correctable that can be user friendly! Thank you.

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Shari Conrad
US
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Jul 15, 2026 12:56 am UTC
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MTM Transport provided two accounts, one for member & one for driver. After similar experience as this for member, I voiced concerns to MTM Rep. Since the driver was payee, and we did not wish to repeat this nightmare, I requested a “Live” check be issued from MTM. They stated it could not be done because reimbursement was already issued to Drivers USBank Card, but since we only wanted to simplify to 1 card/account. The MTM Rep cancelled the Drivers Card for any future use. Now, the MTM app states the reimbursement was paid to Drivers USBank Payee, USBank cannot verify the account/card and we cannot obtain reimbursement funds. Is this system set up for failure not to have a successful reimbursement? Does anyone really expect an individual with developmental/Physical/Vulnerable Disability Population to be able to manage this themselves? Why is there not a simple merchant to merchant interface for an issue free reimbursement and user friendly system. By securing systems, you only keep out the person that relies on funding & reimbursement, the merchants have to employ more people to trouble shoot problems while driving up costs. Thank you, recommend avoid using if possible.

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