I shopped only for $65 at Marshalls and I paid it in a month.
The Synchrony Bank never sent me a bill and its website did not allow me to log in. Anyway, I paid it all in time in a month.
Synchrony Bank kept sending me the false bills with $300 of wrongful fees and interest charges since last year. It keeps growing every time.
Synchrony is fraudulent bank and they tried to make money out of nothing by using their false billing system to the naive customer.
Don't use TJMaxx Credit Card. It's Robbery In Progress. R.I.P. to Synchrony Bank.
Recommendation: Don't use store issued credit cards. They are gimmicks. There are catches. Use your own credit card.