Yes I ive been overcharged n harrass on payments I keep payinv on time no past due bills.. Ive discuss the matters.. N no help.. I now want to return this merchandise n cut my strings.. I want these matters handled I want either my money back or cops involved for harrassment. I didnt like be played a fool.. When I tried to resolved these matters.. First my payments were weekly changed bi-weekly then over charged for insurance I never asked for.