Menu
NetSpend Customer Service Phone, Email, Contacts

NetSpend
reviews & complaints

www.netspend.com

Learn how the rating is calculated

3.7 801 Reviews

NetSpend Complaints Summary

536 Resolved
264 Unresolved
Our verdict: With a good resolution rate, NetSpend generally handles customer issues well. However, it’s important to be proactive. Familiarize yourself with their processes and services. Reading through various customer experiences will provide valuable insights into how they handle complex issues.
Claimed
NetSpend has claimed their business profile
Click here to get notifications about new complaints of NetSpend. We promise not to send you any unrelated messages
Share
Write a review
File a complaint

NetSpend reviews & complaints 801

Filter reviews by rating
5
0 review
4
0 review
3
0 review
2
0 review
1
1 review
Sort by:

Newest NetSpend reviews & complaints

ComplaintsBoard
C
6:26 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

NetSpend non compliance

My card was lost due to a death in the family for almost a year, it had never been used from the original
Amount I spent:$50.00; never activated.
Netspend/allaccessgift.com had put a block on the card.
When I called, stating the facts, giving numbers and verified all info, they said the block would be
Lifted and I could use it at anytime.
Five phones calls later, I was never able to use the card, every time, in any business it was denied and I was told
It was blocked.
Every time I called them, I was curtly told it was ready for use.
I became weary of dealing with their horrible customer service and...
I found out on my third call to them, they had deducted, their "service/maintenance " charges
And there was a balance of $8.51 ! Which I could never use.
Why? Is this place still ripping customers to death? And getting away with it?
Shame on everyone not doing something about this scamming company of thiefs.

Read full review of NetSpend and 1 comment
Hide full review
1 comment
Add a comment
F
F
FPS
Strongsville, US
Dec 24, 2009 2:10 pm EST

I got scammed by them too. My card had a block on it and they were deducting monthly fees while it was blocked. I haven't tried to use the balance so I don't know if they really lifted the block or if they are planning on stealing the rest of the money. I will post again after I try to use my card. What they are doing is certainly unethical and should be illegal.

ComplaintsBoard
T
4:02 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend netspend premier

I have been a customer of netspend for years and they offered me a netspend premier card told me if I made a direct deposit of 500.00 I deposited 800.00 2 wks ago after several phone calls and emails to netspend they still have not upgraded the card and have been trying to transfer me all around the world to their dumb customer service department that cant help and keeps refering me back to there website today I have advised them if this isnt resolved I am going to sue them for false advertising in regards to this offer and will also contact the media to maker sure everyone knows not to go for this fake offer

Read full review of NetSpend and 3 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
3 comments
Add a comment
P
P
premier netspend
bx, US
Feb 08, 2013 3:57 pm EST
Verified customer This comment was posted by a verified customer. Learn more

i waiting for a new password forever i was told it would take 13 minutes and after a half hour i still haven't a messages how long will i have to wait it was really fast in the past but since this account went premier i have all kinds of problems getting into my account as of now i cannot access my account online please send your answer to namerocio@yahoo.com i'will be waiting

K
K
Kosmos
NY, US
Nov 17, 2009 8:39 am EST

Thank you TravV...

However, NetSpend is not very forthcoming about whatever issues that say they are having; and if this is actually the case, then they should reimburse folk for the fees they incur by not having the Premier Feature activated on their account, no matter what the excuse...

T
T
TravV
, US
Oct 19, 2009 12:54 pm EDT

Premier was originally set up for accounts that were created after July 09. They informed me that older customers that meet the requirements will be able to upgrade once they have the problem in their system corrected. I believe they can fill out a form for you and will contact you once the issue is fixed.

ComplaintsBoard
C
2:55 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend rip offs

Netspend is a rip-off. They charge you $1.00 -2.00 (depending on if you use your card as a debit or credit) everytime you buy something. They also charge a monthly maintenance fee. If you do not check the fees you will be screwed.

Read full review of NetSpend and 3 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
3 comments
Add a comment
A
A
autismmom
, US
Oct 30, 2010 7:42 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

If you enter into ANY AGREEMENT/CONTRACT you need to READ the FULL scope of it...

Sure, they have fees, so do many banks and credit unions. If you read the agreement you made, its there in BLACK AND WHITE, and it is NOT at the bottom in small print and it is NOT in words that are hard for anyone to understand...its really easy to understand if you READ the stuff!

In fact, when you go to your account online, you can see your fee program ANYTIME...also they do offer various programs based on how often you use the atm, how often you make purchases vs atm's...etc...so do yourself a favor, instead of blaming others, READ what you AGREE to, its not anyone else's fault for your not understanding what you sign up for...and if you can not read, thats ok too, if you cant read, then what are you doing agreeing to anything without knowing the ins and outs? You can either get your questions about fees/rules/policies/etc where you purchase the card, or by calling the service number...

...and if you are complaining about bad customer service..well,
I cant argue too much there, as the majority of the front line service employees at netspend cant even speak english, let alone UNDERSTAND it...BUT, instead of getting hot and bothered and upset, ask for a supervisor or someone who could understand you better...and you will get the answers you need...plain and simple...HOWEVER, I do not think this is soley a netspend issue, its EVERY COMPANY out there today, EVERY SINGLE COMPANY has the same horrible service...big banks, big cable companys, BIG cell phones.. you name it, if its a BIG company, it means long wait times and bad front line customer service...so if you are here simply complaining about netspend having bad/long service waits, I would have to think you are posting at every compnay you deal with...and trust me WE ALL KNOW BIG companies have HORRIBLE service...to come here and make a complaint about that, well, take a look at every big company here..same issues...its not right, but its also pretty EXPECTED in calling any company these days unfortuenately...

U
U
UP2HEREWITBS
Lancaster, US
Feb 01, 2010 12:04 pm EST

NETSPEND SHOULD BE SUED...TOO MANY ISSUES...NON PROFESSIONAL...FULL OF ###! NOBODY SHOULD OPEN AN ACCOUNT WITH THEM...AND ITS PRE PAID...YOU WOULD THINK IT WOULDNT BE ANYTHING U'D HAVE TO WORRY ABOUT...NETSPEND ...U ARE A SAD ### COMPANY..U GUYS PROBABLY USE DIXIE CUPS AND STRING

T
T
TravV
, US
Oct 19, 2009 1:20 pm EDT

Since banks nowadays are getting billions of dollars from overdraft fees, I can see why Netspend charges transaction fees -- they do not allow you to overdraft. After viewing their information it looks like there is also a 9.95 a month plan that will waive the debit and credit fees. The maintenance fee is only charged if you do not use your card in a certain period of time.

ComplaintsBoard
S
6:53 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend complaints

I've had Netspend Card for some time now and I was reading about some of your complaints, and I have several, for the latest, their I have to file a dispute over this merchant for this amount they charged me that I didn't authorized and before netspend would just lood into it and get it back for me, now since I can't get ahold of the company they went out of business or something I have to file a dipute and it takes forever to get my money (not to mention the hassel) and who knows if there's a cost. Also I've been having them pay my bills on line and they been getting them paid but every month I have to check to make sure they go out in time and that they have the correct amout, I thought that's what they were suppose to do for you without worry, I guess I was wrong. I called them and they didn't even reconigese one of my bills, and that was my rent. I'm not sure what to do. Does anyone out there no of another good debit card company I don't have to pay all there bills and I can get all there services for free, or at least close to so I can do my banking without worry, I can't go to a regular bank or credit bank my credit sucks. Thanks you.

Read full review of NetSpend and 2 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
2 comments
Add a comment
T
T
TravV
, US
Oct 19, 2009 3:05 pm EDT

I have a NetSpend card and had to go through a dispute. Yes you do have to fax in a statement stating why you are disputing the charge(which is a requirement for most financial institutions) and yes it does take time, but I was able to win my claim and get my money back. They do not charge anything for disputes.
I have also used the bill pay option a few times and from what I understand, the user has to input the amount and dates for it to be taken out.
From all my research I have found that NetSpend has great features and reasonably priced for a prepaid debit card.

U
U
user123879
Saint Paul, US
Oct 14, 2009 5:41 pm EDT

Discover has a pre-paid debit card that works the same way but is backed by Discover -they have really good practices and you dont have to worry about any of this crap. I'd go there! They also dont have a credit check or anything like that. You can get it on their website.

ComplaintsBoard
J
5:49 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend put money on card and lost it

I put 109.00 on netspend card and used 20.00 and the rest was lost its been 7 days and still dont know where my money is netspend is the worst custermer service in the world i will never use it again only activated the card 7 days ago

Read full review of NetSpend and 3 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
3 comments
Add a comment
V
V
Veronica V. Thompson
, US
Jun 20, 2017 10:27 am EDT

Veronica V. Thompson I won Lottery in the year of 2007. When filling out the forum I put my Netspend Prepaid information in. I call and spoke to Customer Service and was given the information about the account number and routing number. So on September 18, 2007 at 12:45 am I received a text message from Netspend on my cell phone.And at the top of the message it had 18 - 20 numbers then it says deposit from Hoosier Lottery made to then it had the account number. Then it had the amount of deposit for 3854.13 dollars. Then I was already on my computer at that time so, I went online and look at my account. Then I open a saving account and transfer some of money to the saving account. Then I was working making good money and didn't need to use that money. So when I went to use the money but had loss the card. I was told they have no record of that money at all. I have been trying to get this money for a decade, on September 18, 2017 it will be a decade. Now when I speak with people that are suppose to be from Netspend they ask me to give them proof like the account information. Well because they believe i can't come with that information. They playing me, I copy and back up all that information on my old computer that crash and I have not been able to recover the information. And i give them the account information and they are able to pull the information and they say that the money is there then what. They have withholding this money from me for a decade. The money that is in the savings account should be earning crease on it. And why do I have to prove anything they text me and told me that my money was there. and I open that saving account and made that deposit that very night. Why want his company give me my money I need help. vbowers38@yahoo.com [protected].

M
M
Melissa Dunn18
Toledo, US
May 03, 2013 12:03 pm EDT

Hi Mastercard representitives. My name is Melissa dunn. I want to report my card lost/stolen and I want my card cancelled so that no one is able to use it. I do not have any information about my card. Please Contact me right away. This is VERY important. My Email is: melissadunn22@yahoo.com OR my phone number is: [protected]. Thank you :]

N
N
netspendsucks
nunya, US
Jul 27, 2010 1:49 pm EDT

I had someone paypal me emergency money so I could eat last night. When i tried to transfer it over to my netspend card, I was told that wasn't allowed anymore. Even though netspend still falsely advertises being compatible with paypal.

I issued a refund to the person and told them just transfer the funds to the netspend card directly.
They transfered the funds, their statements show the transfer, and according to netspend the transfer should have occured within minutes. This was over twelve hours ago. When I was able to reach a woman whom I could barely understand, I explained that they stole my money. She told me their records indicate no such transfer took place, then told me such transfers are prohibited.
Even though I was previously given the routing number, account number and told that is all I need, and that it should go through directly.
[censor] YOU netspend, you owe me $65 worth of bananas and cheeseburgers and i am looking into who i should hirie to sue your sorry [censor].

ComplaintsBoard
N
3:23 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Replied
NetSpend has left an official reply on this complaint.

NetSpend funds frozen

I have had several reloadable netspend cards, since I cashed a check at a local check cashing center and they suggested I could load funds on one to pay my bills online. My disabled brother has his social security being deposited onto one of their cards, also. This month we were supposed to move on 9/1/09. I've been saving the money on one card. On 8/25/09 I received a credit onto my reloadable card from returning a clawfoot tub faucet. Ever since the credit, netspend has frozen my account and all the funds! This means my brother and I can't move... And their customer service center in austin, tx is all esl people that are rude and hard to understand. They wanted the faucet co. To send proof of my purchase. They faxed it. Then they wanted my receipt. I faxed it 3 times. They still won't allow me to take my money. I have held on the phone for hours every day, and they just repeat their stupid policies over and over. They said it's against "visa/mastercard rules" for them to accept a credit from a purchase I made with another card. They keep saying my faxes are "invalid" because they are not "the original receipt. " yet they accepted the refund into the account. I asked for a copy of their policy and they said "it is not our policy to give customers a copy of our policy. " I have had to postpone my move, and file complaints with tx better business bureau and the tx attorney general. I have no idea when I will get my money. This is fraud with a capital f!

Read full review of NetSpend and 6 comments
Resolved

The complaint has been investigated and resolved to the customer's satisfaction.

Hide full review
6 comments
Add a comment
K
K
Ken LaDere
, US
Jan 03, 2017 12:12 pm EST

Wow.. That was easy, After threatening www.fraud@netspend.com 3 hours later I was Unlocked and am going to see if the Measly 270.00 on the card will work. People, This will not change if you do not make a stand. It's time for Corporate America to Wake the hell up! If Anyone need's help send an email. I'm done being screwed over by them!
kensappraisalATgmail.com

K
K
Ken LaDere
, US
Jan 03, 2017 8:31 am EST

Went to Advance Auto to return a fuel pump we ended up not needing, Money got to card and Netspend Locked Acct.
Sent receipt for return, as well as drove to Parts store to get a printout of purchase and transactions. (Original receipt lost).
Reference # [protected]

Will be calling a Lawyer, This is poor business.

Your Fraud dept. appears to be the "Fraud".

K
K
kfgallaher2142
Lockport, US
Jan 29, 2015 1:15 pm EST

A horrible company to deal with. So disappointed. My 83 year old mother had her va benefits deposited because she is homebound and i am her caregiver. I use that account for her care.. Or was going to but the day after the deposit netspend froze the account "for her protection" and refused to release the funds until she provides all sorts of documents. Several calls and hours of frustrating communications and in the evening some guy from "corporate" calls my elderly mother and guarantees her account is in good standing and everything is fine... We still can't access her funds. She has not current photo id because she is homebound and elderly... They won't accept anything helpful and certainly refuse to work with us. So her va funds have been confiscated and she has no access to her money. So poor 83 yr old war widow can't get her money to live or pay bills. If i were not here.. How would she live? Netspend is a horrible company. Lying to an elderly woman is beneath contempt.

V
V
Victem #12121122212
Orlando, US
Oct 16, 2014 2:35 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Same thing happen to me as i even forewarned 2 consecutive days that a merchant credit for a certain amount more than i purchased was to soon be credited to my account and both times each rep said ok and my card has no holds and will be processed once received. I even wrote a message from my account prior stating the details in writing and response was sent to me still prior to credit stating generic response of 3-5 days and willbe taken care of.

Well tuesday i wake to text alert of my credit, go to grocery store and boom embarassment and later find locked. When i told u 3 times twice by phone and written. Financial systems security... I think not! You processed funds that you knew would lock account and didnt provide me the correct information and mislead me. If it was unauthorized then you don't process regardless to take the proper steps for verification. And stop misleading because that is fraud.

C
C
CHRISTOPHER RENO
Yucaipa, US
Apr 22, 2013 9:07 am EDT

I purchased 2 $500 reload packs a month ago but cannot load the funds onto the cards. I did the same things that the other complaintants have done per request of netspend and have not received an answer from them. And now they wont reply to my emails at all. Since then i have been evicted from my home and my bank account was closed due to indefficiant funds. I never thought losing $1000.00 would screw my life up that bad. And netspend dont care in the least

A
A
a different display name
Nunya, US
Sep 03, 2009 4:14 pm EDT

Banking regulations require financial institutions to monitor accounts for certain events. A merchant posting a refund to a different card than the one used for the original purchase fits that description. Your bank can't see the original purchase on the account, so it can't verify the source of the funds is legitimate. The process your bank is following is designed to prevent money laundering and theft from merchants. While I’m sure you’re not doing anything like that, the bank is just following the procedure it follows to protect the public and insure the security of its accounts.

If the situation can’t be resolved with documentation (like an original purchase receipt), the bank will likely send the money back to the merchant where you can return to get your refund another way. To avoid this problem in the future, insure that merchants only refund purchases using the card that was involved in the original purchase or in cash. That’s the rule merchants are supposed to follow and it will avoid these problems for you!

ComplaintsBoard
D
8:29 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Replied
NetSpend has left an official reply on this complaint.

NetSpend refused to release my funds.

I activated a pre-paid credit card with this company. They took my money, however after I provided them with the requested information, they would not activate my card. Their customer service was non-existant. I stayed on the line for literally hours. Each representative refused to help and would simply keep placing me on hold for more than an hour so that I would hang up and call again, or worse, send me to an automated number that would force me to start the procedure all over again. Last representative I spoke with was Irma and she would not give her last name or employee id. She currenly has me on hold for 1 hour and 13 minutes.

Read full review of NetSpend and 1 comment
Resolved

The complaint has been investigated and resolved to the customer's satisfaction.

Hide full review
1 comment
Add a comment
D
D
DownWithNetspend
Balch Springs, US
Feb 14, 2013 3:18 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I have a Facebook group 1 million against netspend. Im trying to get people are of the, inmy opinion, deceitful business practices involving this company.

ComplaintsBoard
K
7:42 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Replied
NetSpend has left an official reply on this complaint.

NetSpend irs refund direct deposit do not do!!

I recently just had my irs refund direct deposited on my netspend card. The day it was suppose to be loaded, I checked my account and the money wasn't there. When I called to speak to someone about it, they told me because of the amount of the refund it was subject to verification. I was assured the money would be released in 4 hours. After the 4 hours needless to say the money still was not released. I called back and they said that I had to fax in a copy of my paycheck stub! What type of verification process is that! I faxed it in anyway and was assured that as soon as they received my paperwork they would release my money. After an additional 2 hours, I called back and the claimed that they haven't received the fax yet. They say that they receive the faxes by batch and it could take 6 to 8 hours for them to receive it. The next day my money still was not released and nobody had any answers why. After being on hold for an hour and 12 minutes, I was informed that the deposit was sent back because they couldn't verify anything. I was disgusted and disappointed. I had to wait 2 weeks for the refund to get back to the irs and another 2 weeks for them to send it to me in check form. I quickly closed my account with netspend after that and encourage all who are netspend customers to do the same!

Read full review of NetSpend and 23 comments
Resolved

The complaint has been investigated and resolved to the customer's satisfaction.

Hide full review
23 comments
Add a comment
Y
Y
Yanjohn Pescov
, US
Mar 08, 2022 4:23 pm EST

Netspend is a gang of rude bullies and thieves. Who gives them the power to steal and violate their own terms of service.I recieved a deposit that was locked immediately until I provided documentation to verify the source of deposit. I provided the documentation and the account was unlocked. some time later without notice it was again locked. netspend asked for id documents which i provided and acct stayed locked. when I inquired i began getting mysteriously disconnected frequently. they refused me any avenue to contact besides calling customer service and allowing the agents to ignore what i was saying and literally start from scratch every time. no person to contact no email no supervisors and no information. It had been many months and netspend just sits on my funds. They say that the depositor will not reply so that I must obtain a letter from the depositor releasing netspend from all liability for anything having to do with any claims i guess. i am positive that netspend would never sign such a letter. i told them to return the funds to depositor so I could recieve it. they refused. said i must provide some agreement from bank to bank and nothing to do with me and I doubt highly they would even accept such an official document from 3rd party anyway. So then I asked these thieves if they just planned to keep my money then? since the depositor has no claim or interest and theyyyy cannot talk to them as proffesional banks even but expect I can? for one if they need it its their job to get it. not mine. they are just setting unrealistic conditions. I ask if they would just be taking my money for themselves or what? thek said no they would hold it for like 6 yesrs and then turn into state fund for unclaimed funds and i could get it then! i said how will i find it there? what do you mean they said? when I claim it in many years how will i identify this unclaimed money? what do you mean? they say...well your telling me some nonsense about cant verify identity. and im right here asking for funds this is hardly unclaimed. well you will use your name they said...wtf? so youll say you cant verify me but youll eventually surrender the funds in my name as unclaimed. insanity. The terms of service allows just a temporary hold and that if not satified they would close account and submit funds by check to address on account or digital transfer to designated account. they simply leave me on hold endlessly until it rings again then cuts me off. every time they do this i must start over from scratch. Now I need money to help my family and ukraine and they dont cae

A
A
aviance
, US
Apr 11, 2017 3:53 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I am receiving the same problem, I have one digit off one my account and I am supposed to be receiving my return. Me and my kids are almost homeless, Now im for sure that we will be on the street. It is real hard out here. I even said i will email or seen all my infomation plus tax information also. it is supposed to be delivered in the morning but now i will have to wait 8 more weeks.

E
E
emmanuelobadiah1978@gmail.com
, US
Mar 23, 2017 8:19 am EDT
Verified customer This comment was posted by a verified customer. Learn more

how much tax can someone receive to NetSpend card

NetSpend
NetSpend
Austin, US
Mar 24, 2017 11:55 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Hello,
It depends on your product type. As these reviews are anonymous, please email social@netspend.com to account specific information and limits.

Best,
Netspend

B
B
Britt296
, US
Mar 09, 2017 8:01 am EST

Netspend doesn't know where my refund is. They sent it back to it's after I went thru hell and back sending them info and waiting all day and calling them all day. ThIs is not fair. I sent everything by 12pm and they just sent it back after telling me all day I would get it. Now I gotta wait 6 more days? Why did like 10 different people lie to me and say i would get it? I owe people and yall got me giving them wrong dates making me look like a lose. I'm done with yall for good.

NetSpend
NetSpend
Austin, US
Mar 10, 2017 3:10 pm EST
Verified customer This comment was posted by a verified customer. Learn more
Replying to comment of Britt296

We are sorry to hear about your experience with your deposit. As these reviews are anonymous, can you please send this review along with some account information to social@netspend.com. This will enable us to locate your account and assist you.
We hope to hear from you soon.
Best,
Netspend

C
C
Christian Rodriguez
, US
Mar 05, 2017 9:39 pm EST

Absolutely most horrific experience. Nothing is more dreadful than receiving your tax refund on a the damn netspend card to activate it and find out the balance is zero. I did my taxes through turbo tax and at the end they offer my tax refund on a netspend card, so I'm like sure, NEVER EVER AGAIN. I went to order parts for my truck for $53 and I WAS DECLINED ON 53 DAMN DOLLARS! So, I called customer service to handle the situation only to be bombarded with ads until the department as if it was on purpose. I'm usually a man of great patience, but this experience pushed my patience to levels never experienced. If my situation is not properly taken of, then my lawyer and I will by sure to rectify this situation in court. This is not a mistake, its a crime and a federal one at that. Bank of America found out with its overdraft fees and Wells Fargo with its amazing account management. I am not issuing an idle threat! This is my tax return to receive from the IRS, I agreed for my return to given to me through netspend NOT TAKEN, which is a breach of trust and should be fraud.

M
M
marion.joslyn74
, US
Feb 24, 2017 12:35 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I had my tax return deposited to my NetSpend account, the refund was sent to my account today. But, funds are not available yet. I called the automated line and was told by automated system that there was a pending deposit on my account, but when I talked to two different customer reps, I was told there is no pending deposit, that it must of been a mistake by the automated system, so I asked to speak to a supervisor which was a horrible ordeal in its self. He then proceeded to tell me the same thing the reps had relayed to me. Which is false.. The refund was clearly sent to my account from the government. I have had this account for sometime with direct deposit for my payroll and never had an issue. But, now with my tax refund the issues start. I am not happy with the customer service I was provided nor with the fact that there is so much confusion over my refund. If things do not change, and I continue to have issues I will be taking my business elsewhere. Where's my dam refund...

NetSpend
NetSpend
Austin, US
Feb 24, 2017 5:06 pm EST
Verified customer This comment was posted by a verified customer. Learn more

Hello,
We are sorry to hear about your experience with your deposit. As these reviews are anonymous, can you please send this review along with some account information to social@netspend.com. This will enable us to locate your account and assist you.
We hope to hear from you soon.
Best,
Netspend

M
M
Miyah25
, US
Nov 15, 2016 8:51 am EST
Verified customer This comment was posted by a verified customer. Learn more

I filed for my tax refund this year and netspend closed my account and sent it back to the irs. I called to inquire why it was returned and no one coukd give me an answer at all. I had to wait 2 weeks to receive a paper check from the irs. Then today i got a new netspend card and put $50 up there to pay a bill. My card cannot be activated. I call customer service and they transfer me to fraud dept. Fraud has no answer just that my account is closed and my card cannot be activated. This is the worst customer service i have ever seen. So they claim they are going to send me a check, wouldn't even give me the amount of the check and still no answer as to why my account is closed or why i cannot activate my card. So now i will have a late bill if they even send my check.

D
D
Destiny Trexler
, US
May 24, 2016 8:43 pm EDT

I think netspend and/greendot is owned by Citibank & another world Bank, ( its on back of card) which is owned by OSAMA BIN LADEN'S family & those banks have shareholders that are OSAMA BIN LADEN'S FAMILY. . . this is probably why netspend gives Americans so many problems-- cuz I think its owned by/ran by the BIN LADEN family.

A
A
Alvin Celebrado
, US
Mar 21, 2016 6:46 pm EDT

Avoid Netspend, They are scammers. I now have to wait for my tax refund to be returned to IRS, and then wait again for IRS to send me a check. What a hassle and time consuming. I should of just had it sent to my bank account. Last last last last time to ever use these crooks.

C
C
Charlotte Fahrenthold
, US
Feb 23, 2016 1:09 am EST

My tax refund was put into the wrong account. I had gotten the account number from netspend to put on my return and then when i checked with the IRS and found my refund had been sent and it wasn't on my card I emailed them to find out what was going on. They gave me an account number to verify that it was sent to the correct account but of course it wasn't, but it was sent to the account that netspend provided me the account number of. I dont understand why they cant move the money from one account to another if it was their mistake, as it apparently was in several different situations atleast.

ComplaintsBoard
E
12:28 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend $1500 theft

My name is Elliott George, I am a deep sea diver and i work offshore in Gulf of Mexico, I have a netspend card because when i got hired i had to have a quick way to have checks deposited to an account and this was the quickest option because i was in between banks. On the 17th of June while i was on shift overnight, (from 12 a.m to 12 p.m) my card account was charged 30 times in the amounts of $50.00 each, totaling $1500.00, i have never heard of this vendor before and have no way anyone could have gotten my card information, i called the netspend customer service line the next day and spoke with a script reader who couldnt speak english well, i spoke with a managaer i advised i didnt make charges and this was not a pin purchase nor did i sign my signature to authorize debit and i demanded to stop payment, i will dispute charges. They told me i had to wait for vendor to collect charges then fax in a dispute letter w/dates of transactions, and the dispute department would contact me in 10 buisness days. On June 19th i faxed in letter, waited ten buisness days, it is now July 29th and i have yet to hear from the dispute deptartment, i have searched Galaxia comm. online and they are in South Korea, have an office in Woodside NY, [protected], the phone just beeps buzy and there is no way to contact, i will go against netspend advice and file police report. i need my money back and will not stop until i get it i work very hard 7 days a week 12-18 hrs a day.

Read full review of NetSpend and 7 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
7 comments
Add a comment
D
D
dmrose12
Randolph, US
Oct 26, 2010 6:21 pm EDT

they got me too! 45.00 twice. Beware!

F
F
Frustrated82
Antioch, US
Jun 01, 2010 2:42 pm EDT

I just recently looked up at my statement, had to call my bank real quick. 4 charges or 41.94 from galaxia and 2 charges for iTunes. WTF? So my bank had to block future charges til i get a new card. effen jerks! go get a life!

A
A
aoi-san
, US
May 06, 2010 4:18 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

WOW! I never expected to see so many ppl with the same problem from this scam freak. $1, 800 and several other smaller transactions later and here I am! They tried to bite off more than they could chew and the bank notified us of the larger sum before they posted it. Now its under investigation...hopefully we'll get all of the other monies back too.

We figured we were just hacked while trying to pay bills online... leading me to believe thats where they got his onfo.

According to his bank statement and some online digging... its a place from Seoul Korea, claiming to have office in NY...

[protected]
6911 Roosevelt Ave
Woodside, NY [protected]

Of course when I tried to call the number all I got ws a perpetual busy signal. Obviously the company info is just a front for what they are really doing. I have since copied all of the online info I have found and also all of your complaints from this forum and have taken it to my local police department. Also when the bank saw the list of similar complaints from other people being stolen from they were shocked. Once they realized this wasn't some individual scam situation that many ppl were involved... their whole outlook changed.

We'll see about that... Best of luck to everyone and if anything informative comes my way I'l be sure to share it here.
Pissed in PA...

L
L
lnorto2girls
Temecula, US
Mar 13, 2010 5:26 pm EST

We too were victims of this company, two transactions for 44.16 on the same day and they have another company that tried to take over $3000 via our bank card, all from Korea..our bank flagged the larger transaction but had to dispute the two smaller ones and it is just a waiting game..best to have your bank investigate and we also have no idea how they got our card information..very frustrating to see how much money they are getting illegally! Good luck to everyone who has been victims of these jerks!

E
E
Elea
Tampa, US
Mar 11, 2010 10:03 am EST

I had two 74.34 charges from Galaxia. When I called my bank they told me that another internet company had tried that same day to make a charge of $ 3, 200. I'm trying to figure out how they got that card number. I recently switched cell phone carriers and to me that looks suspiciously close in business to ringtones. I switched from Metro PCS to Sprint. Any of you received this Galaxia charges after leaving Metro PCS or starting with Sprint? I know that it may not have anything to do with it but I'm just curious.

C
C
Crumpalump
, US
Jan 26, 2010 3:58 pm EST

I too just had 131.00 charged through my debit card (visa) from Galaxia...I also had two more pending charges from iTunes. Needless to say I cancelled my card and sent in my dispute form. I'd love to hear if either of you have had success in getting your money back.

J
J
Jerm the worm
71104, US
Dec 21, 2009 7:39 pm EST

12/28/2009 cahrged 3x by galaxia. once for17.88 and 2x for 44.70. my banker told me it was used on itunes. did you ever have follow-up? How are they continuing to get away this?

ComplaintsBoard
E
2:37 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend allowing unauthorized charges

They are allowing unauthorized charges to my account and over chargeing my card for more than I actually purchased. I have receipts proving what I have spent at a certain place and they have pulled more than what I have spent.

Read full review of NetSpend and 2 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
2 comments
Add a comment
N
N
NetSpend Employee
Nocona, US
Jul 28, 2009 3:56 pm EDT

While your bank is not responsible for the merchant's billing practices, they can assist you by helping you open a dispute claim against the merchant. Check your Terms and Conditions to see how the bank requires that you notify them. Usually, they just need you to call Customer Service and identify the erroneous charges, then send in a written statement. The bank will go after your money by filing a claim against the merchant. All financial institutions handle this kind of thing the same way. Don't blame the bank! They can help you against the merchant!

C
C
ConradLights
Moody, US
Jul 27, 2009 9:45 am EDT

Thats not an unauthorized charge. An unauthorized charge is where you don't have any relationship with the merchant. What you have is a disputed charge. Have you gone back to the merchant to see what the deal is? That's where you should always start.

ComplaintsBoard
C
3:46 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend $750.00

I had netspend, i also was getting my payroll checks deposited into this account. I was robbed $750.00 from the account. I had the service where the company send a message to your cell phone. Too bad for me I did not catch the fraudulent charges until my shift was over. I worked 16 hours this day. This company called GALAXIA COMMUNICATIONS CHARGED MY debit CARD $50.00 every 30 minutes starting at the hour of 11.30 am. There were 15 $50.00 purchases from this company.

When I called to report the fraudulent charges. I spoke to a script reader named Josh. No help what so ever. Very impatient, and without the proper knowledge of a company he works for. I had to go online myself to see what procedure I had to file. I was very disappointed that a company could allow those many charges without even putting an alert on or a hold on the card. I am not surprised. It has been my experience that if one is not banking at a reputable company be it mortgage, prime rates, the less than perfect creditor is always taken advantage of. I work so hard for my money. I did not expect my hard earned money to be debited from my account in a matter of 6hours. I was so vexed. I explained to the customer service rep, to look at my spending history. I do not spend $750.00 in one day at the same place in a matter of 6 hours. I will file a police report. I hope I will be able to get my money back. If not, what else is new. Look at how this system handles the lesser class. Look at New Orleans.

I will not use this company anymore. I will open up my account with National city. I owe them $361 I will be visiting them on my next payday.

I hope this never happens to no one ever!

To the person that made the heartless comment about people having less than perfect credit being stupid ###. I only can say to you keep living. You don't never know where your life will lead you. Your opinions are too strong and very inhumane. I am a caregiver and I have to take care of people just like you everyday.
My opinion of others never get in the way of me doing my job. In conclusion, please take care of yourself. What you put out will come back, some day so be careful and repentance is golden.

Read full review of NetSpend
Update by Chan2go
Sep 07, 2009 10:19 pm EDT

update, Netspend refunded my money on my debitcard August 29, 2009.

did give me 700 dollars back. I had show proof of all faxes I send. I kept a journal of names, and supervisors I spoke to and the dates. I did not speak to any customer service reps. I went strait to the supervisors and spoke with them. I wrote down every statement that was said to me. I quoted them to the tee. I kept my cool, when I called, although I was upset and angry. I called the dispute department every day until I got results. I gave them every paper the company requested and communicated via email, fax, phone, I got my money!

I am working on getting the 50 bucks, but at least I got the 700.

To any one wanting results, keep a journal of names and dates and times you call. Write down everything, because, if you want results you must also be organized and keep account on everything. Its their business to keep a journal on us. We must keep a journal on them as well. Tw0 can play that game. But we must all stick together and quit being stepped on by the corporate jerks!

Chanta2go

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
ComplaintsBoard
G
2:48 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend ripoff

I went to a bank to withdraw money from my account. I declined the transaction because their fee was too high. This bank withdrew my money anyway, even though I received nothing. I disputed this that evening. That was over 3 weeks ago. I called the bank and they had put it back over 2 weeks ago. I have called netspend daily, talked to customer service and supervisors. I have left countless messages to the dispute dept. and still nothing. They said it shows the bank sent it back, but it has not been posted to my account. HOW LONG DOES IT TAKE? 2 WEEKS? Do these people have families to feed. I do and I can't because NETSPEND STOLE MY MONEY!GRRR

Read full review of NetSpend and 1 comment
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
1 comment
Add a comment
F
F
FRANK SALAMONE
Bel Air, US
Jun 30, 2014 12:31 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

ON JUNE 20 I PLACED A ORDER FOR A ONETIME SAMPLE PACK OF PRO WHITE AND I DID NOT WANT ANY OTHER PRODUTS FROM ACTION PRO WHITE AND ON JUNE 30 THERE WAS A WITHDRAW AMOUNT OF 93.13 FROM MY CARD EVEN
AFTER I SPOKE TO THE SALES PERSON I WOULD LIKE TO HAVE THE MONEY PUT BACK INTO MY ACCOUNT. REF# [protected]

ComplaintsBoard
M
4:51 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend referrals

I have been trying to get credited for 4 referrals for a long time netspend ppl give u the runaround
I talked to supervisor did no good they do not know what they are doing and dont speak english

Read full review of NetSpend
Update by myst1111
Jul 06, 2009 8:26 am EDT

if u didnt get the 20.00 fromthe # in back of card please call the [protected] today

Update by myst1111
Jul 02, 2009 7:09 pm EDT

problem solved

if anyone wants the 20.00 free call [protected] this is the home office before 5pm after 5 call # on back of card
tell them u were referred by code [protected]
and get 20.00 instantly
might as well get something back from them

if ur thinking of getting a card this would be the time usually pays 5.00 now 20.00 for a short time

Update by myst1111
Jun 29, 2009 8:38 pm EDT

u can reload free at heb stores
if u want to try and get the referral bonus 20.00 call netspend use referral code [protected] u might get it some are

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
ComplaintsBoard
K
9:21 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend fraud charges not refunded???

My debit card was used fraudulently and it drained all of my money. I followed all the steps to insure my money would be given back to me. Long story short 10 days after filing my disputes I called their customer service center, if thats what you want to call it. Anyhow the simple answer was mam we are sorry you lost your dispute. I nearly fainted being that it would be clear to see it was fraud if a blind man was seeing the activity...I am fighting for my money

Read full review of NetSpend and 3 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
3 comments
Add a comment
G
G
Gary Rosenthal Sr
, US
May 19, 2011 10:02 pm EDT

My name is Gary Rosenthal and Netspend stole 4, 200 on two cards and said too bad you reported it a month later

D
D
DebbieB of Sebastian Fl
Sebastian, US
May 15, 2011 10:44 pm EDT

I have had the same issue as in the last part of April I had 4 unauthorized transactions on my account in Texas I live in Florida. I feel its an internal situation as I had ordered a new card after mine got destroyed in the washing machine. They people I spoke with to order the new card was with customer service. 3 days later my card was hit and all of my information was changed to a Texas adr. I have never lived in Texas at all. I had to do a dispute letter and get a police report. Needless to say I closed all accounts with these people. I will contact the State Atty General of Florida as well as Texas to get my money back. Also contact the FDIC as the cards are issued through MetaBank in Omaha Ne. Also I am contacting the FTC and the BBB in Austin against these people. They need to stopped.

N
N
Najia
, US
Jul 27, 2009 3:50 pm EDT

I had the same situation. Over $800 + the $1 per transaction fee! Netspend did the same thing, and just kept pushing me around. They are supposed to be approved by BBB online, so I filed a complaint a few days ago with the BBB.

ComplaintsBoard
T
3:43 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend netspend not refunding my money

There were unauthorized charges that submitted on debit card for 59.95. So how every time I speak with an associate, its someone in the philippines or somewhere. Anyhow I spoken already up to 10 reps, no one can assist me or tell me what going on. The send me to an automated systems that requires me to leave my claims number name and number, and says will call back in 24-48 its been almost been 3 weeks and still have not been notified. Then they blocked my card without my authorization, and had 378.00 hold on my card. Tell this day I have not been refunded called backed or notified. Then they tell me it takes 10 to process when another transaction for 79.95 after spending with a rep was credit the next day.

Read full review of NetSpend
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
ComplaintsBoard
T
2:45 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend dont do directdeposit

I have had netspend since 2005 and thought, that I could turst them. However I have never been so dissappointed. The 1st problem I had was making a purchase @ a store the info came sayin bank unavaiable when the purchase was for $25.00 and my account had over $250.00 that posted over 5days before the next problem started with direct directdeposit that shows up like 2days late when calling to speak with a manager @ netspend his answer to my ? Was they have received very large amounts new customer wanting directdeposit so that could be the problem keep in mind I have been with this company for 4 years and this the answer he gives me it's 12pm my time and no deposit yet this is payday friday...

Read full review of NetSpend and 2 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
2 comments
Add a comment
D
D
Datadude08
, US
Jul 09, 2009 3:27 pm EDT

I have been using Netspend since 2006 and have had direct deposit with them for about as long. I have never once gotten a late direct deposit. In fact, the direct deposit is usually credited literally as soon as it arrives and is released from my employer. I have nothing but good experiences with them with the exception of the extra 15% autorized when you rent a car.. But that extra 15% is immediately returned once you complete the transaction with the car rental company.

X
X
xoxovampy
, US
Jun 27, 2009 1:58 am EDT

Sometimes the problem isn't with the card or the corporation itself.

Sometimes it has to do with when your company allows that money to go out.

It varies at different places, and it might be worth a stop by H.R or a call to your corporate headquarters to make sure it's not them.

If it truly isn't them, then at least you can go to netspend and tell them that it is indeed their problem. Your company may even be willing to talk to them on your behalf, since getting paid funds is important to their employees. But start with the company, because everyone's policies are different.

ComplaintsBoard
S
7:24 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
Featured review
This review was chosen algorithmically as the most valued customer feedback.

NetSpend - victim of id theft allowed to be violated twice by netspend

Hello my name is sasha marie wilson-talley and here is the letter of dispute I sent to netspend and online debit account opened by a marcus darringtion in toledo ohio, who stole my id and had my son's ssi benefits deposited into this online account... I don't know what the resolution will be after reading some of these stories. I fear I will not get the...

View 0 more photos
Read full review of NetSpend and 4 comments
ComplaintsBoard
K
12:20 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend I am being charged 10.00 a month and cannot use my card. the balance is very low now and I need a refund of my $50.00 back.

Back in the month of february, I applied for a netspend visa card. I have always had a netspend card since the first time they came out. I put $50.00 on the card, because I knew that someday soon, I would actually need the money. Well, the time is way past, and I need my $50.00 now more than ever. I signed up for the unlimited use program and am currently blocked from using my card. Due to suspected identity theft, my entire name has changed. I sent them information twice concerning my identity, including an old out of state driver's license in the month of february. I contacted them, again in the months of february and this month as well. I no longer drive, so I now have a regular security i. D. That information was faxed this month.
Now, they want old information when I did drive. Look, i'm too damn poor to play these assinine games. I graduated from being homeless last year to having my own apartment. My foodstamps, as of today I no longer get. So, I do need that last $50.00 to eat on and whatever. I refuse to go to the church places that feed the homeless anymore. The environment is not a really cheery-like place. I need my $50.00 now. Please help. Because of their monthly charges, my balance is now $0.00 and have never used the card, yet. Nor have I even been sent my permanent one.

Read full review of NetSpend and 2 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
2 comments
Add a comment
X
X
xoxovampy
, US
Jun 27, 2009 2:13 am EDT

When you opted in to unlimited use, you also opted in to a 9.95 a month fee.

I doubt you will see your fifty dollars back, putting the money in a savings account or hiding it under your pillow would have been smarter.

Also, to the other person, are you sure you read it correctly? it states there will be no monthly charge if credits/debits are made and the account balance is checked. If you can prove you did both, then you should be able to get your refund back. I know the way they phrase it on the website leads you to believe it can be one or the other but I have a sneaky suspicion its both.

Because really, tha'ts how most of these cards work.

D
D
Dennis Babbitt
Gardena, US
Jun 01, 2009 7:35 pm EDT

I was declined using the NetSpend card in conjunction with my PayPal account for an eBay purchase. I have only had the card since December 2008. The dialog box stated in red that my card had expired, but I had just checked, and the balance was sufficient to cover the charge. The agreement states the service charge is waived if there is current monthly activity, but they are still charging me $5.95 a month to have the card. I have canceled my account and requested a payment for the balance, minus a $5.95 service charge. I will never use their service again.

ComplaintsBoard
S
8:13 am EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend total scam

I received their offer a few days ago in the mail, I was sickened by the legaleze
That I could barely read. They use a type font of 4 which is barely readable. They charge a monthly service of of $9.95, plus there are tons of hidden charges. This company slowly extracts money from you and you don't even know it's happening untill it's to late-if you file a complaint you go through a process from hell, you'll eventually grow tired of waiting and just give up-that's what they expect you to do. This company is one of the biggest fraudsters out there. They prey on consumers with very little credit or that can't open a bank account. Look around people checking accounts are free these days...

Please read all the other posts on this company and "dont" sign up"

Your wallet (And wife) will thank you

Read full review of NetSpend and 2 comments
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review
2 comments
Add a comment
M
M
myst1111
, US
Jul 03, 2009 9:21 am EDT

u dont have to pay the 9.95 a month this is something u sign up for
and if u have a problem call [protected] they will fix it

X
X
xoxovampy
, US
Jun 27, 2009 2:17 am EDT

It's called read the fine print, angry people always complain, and if you activate the card, sign up, or click a button stating you agree, then you have agreed.

Maybe people should be smart enough to not blame others because they can't read small print or find a magnifying glass if it worries them so much. Also? You choose your fees, when you use the card you are authorizing fees, and in the end? The blame rests solely on you.

Are you even smart enough to realize that by being on this website, you agreed to a million terms and conditions by clicking and posting this comment that you probably even aren't aware of?

Small print sucks but it's everywhere, watch out for those medication commercials . . . lol.

ComplaintsBoard
N
12:38 pm EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

NetSpend unauthorized charged

Monday 2/01/2009 I went to david's check cashing in brooklyn, newyork. I loaded $600.00 on my netspend prepaid visa card. I've been a card holder since 02/2008. I did'nt use the card in a while before that 600.00 load. The next day 02/02/2009 I got a txt message from netspend telling me a 100.00 t-mobile charge was made. I don't have a t-mobile account. I called netspend they said they will look into the matter. Which I assume they will. I spoke to a supervisor name anna who told me to call back on 02/06/2009 she will release the funds back to my account cause t-mobile already collected the monies. Now here it is 02/16/2009 still no 100.00 I called t-mobile who don't know sh** they couldnt even fax over a document to netspend explaining that I dont have a tmobile account I just heard a million sorry and excuse now netspend is telling me they didnt run a investigation because I never fax over a letter (Which they never told me to do) they just told me not to worry and they will get my money. I just want my damn money back. Please dont use netspend they are rip offs and they will not help you.

Read full review of NetSpend
Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

Hide full review

NetSpend Customer Reviews Overview

Netspend is a highly rated financial product that provides innovative prepaid debit card solutions to its customers. The company has received numerous positive reviews from satisfied clients who appreciate its ease of use, flexibility, and security.

Customers love the convenience of being able to use Netspend anywhere Visa or Mastercard is accepted, which makes it an ideal solution for those who do not want to carry cash or incur high fees associated with traditional banking. Netspend also allows for direct deposit and mobile check deposit, making it a popular option for individuals who want to avoid trips to the bank.

With Netspend, customers can easily monitor their spending, manage their accounts, add funds, and enjoy many other features that are typically associated with traditional bank accounts. The company also offers a rewards program that lets users earn cashback on their purchases.

In terms of security, Netspend uses the latest technology to protect its customers' financial information and funds. The company provides a Zero Liability Protection policy that ensures customers are not held responsible for unauthorized purchases or transactions.

Overall, Netspend is an excellent financial product that offers a wide range of benefits to its users. With positive reviews from satisfied customers, the company has established itself as a reputable and reliable financial service provider.

NetSpend In-depth Review

Overview of NetSpend: NetSpend is a popular prepaid debit card provider that offers financial services to individuals and businesses. With a wide range of features and benefits, NetSpend aims to provide convenient and accessible banking solutions.

Services and Products Offered: NetSpend offers a variety of services and products, including prepaid debit cards, direct deposit, mobile banking, online bill pay, and money transfers. These services cater to the needs of individuals who may not have access to traditional banking options.

User Experience and Interface: NetSpend provides a user-friendly interface that is easy to navigate. The website and mobile app are designed to make managing finances simple and convenient. Users can easily access their account information, make transactions, and track their spending.

Customer Service and Support: NetSpend offers excellent customer service and support. Their knowledgeable and friendly representatives are available to assist customers with any questions or concerns. They can be reached through phone, email, or live chat, ensuring prompt and efficient assistance.

Account Features and Benefits: NetSpend accounts come with a range of features and benefits, including direct deposit, mobile check deposit, and online bill pay. Users can also set up alerts and notifications to stay updated on their account activity. Additionally, NetSpend offers a rewards program that allows users to earn cashback on qualifying purchases.

Fees and Charges: While NetSpend does have some fees associated with their services, they are transparent about these charges. Users can easily access a fee schedule on their website to understand the costs involved. It is important for users to review and understand these fees before using NetSpend's services.

Security and Privacy Measures: NetSpend prioritizes the security and privacy of their users' information. They employ industry-standard security measures to protect personal and financial data. Additionally, NetSpend offers fraud protection and zero liability for unauthorized transactions, providing users with peace of mind.

Accessibility and Mobile App: NetSpend's mobile app is available for both iOS and Android devices, allowing users to conveniently manage their accounts on the go. The app is user-friendly and offers a seamless experience, making it easy to check balances, make transfers, and view transaction history.

Reliability and Stability: NetSpend has a strong reputation for reliability and stability. With a large customer base and years of experience in the industry, users can trust that their funds will be secure and accessible at all times.

Additional Features and Integrations: NetSpend offers additional features such as budgeting tools, savings accounts, and the ability to link external bank accounts. These integrations enhance the overall banking experience and provide users with more control over their finances.

Pros and Cons: NetSpend's pros include easy account setup, convenient mobile app, and a wide range of services. However, some users may find the fees associated with certain transactions to be a drawback.

User Reviews and Ratings: User reviews and ratings for NetSpend are generally positive. Customers appreciate the ease of use, accessibility, and helpful customer service. However, some users have reported issues with transaction delays or account limitations.

Comparison with Competitors: When compared to its competitors, NetSpend stands out for its user-friendly interface, extensive features, and reliable customer support. However, some competitors may offer lower fees or additional perks that may be more appealing to certain individuals.

Conclusion and Recommendation: Overall, NetSpend is a reputable prepaid debit card provider that offers a range of services and benefits. It is recommended for individuals and businesses looking for convenient and accessible banking solutions. However, users should carefully review the fees and charges associated with NetSpend's services to ensure they align with their financial needs.

Trust badge
Collect Your Trust Badge
Be recognized for outstanding customer service

NetSpend contacts

Phone number

+1 (866) 387-7363

Website

www.netspend.com

Your Voice Matters: Our Commitment to Genuine Reviews

Empowering Real Experiences

At ComplaintsBoard, we believe in the power of true customer stories. Our platform is a space for authentic voices, where experiences, both good and bad, are shared openly and honestly.

Dedicated to Authenticity

ComplaintsBoard is vigilant in our fight against false reviews. Our team employs robust verification methods to ensure every review reflects a real customer experience, upholding the integrity of our platform.

Encouraging Detailed Feedback

ComplaintsBoard values reviews that come with real evidence. Whether it's a photo, a detailed account, or additional documentation, such substantiation adds credibility to your story, helping others make better-informed decisions.

Balanced and Constructive Conversations

We're more than just a complaints board; we're a community for balanced dialogue. ComplaintsBoard encourages reviews that not only highlight issues but also acknowledge positive aspects, fostering a fair and comprehensive understanding.

Free and Fair Platform

ComplaintsBoard's commitment to maintaining a free and unbiased platform is unwavering. Every review is treated equally, ensuring that your voice is heard and respected, regardless of the nature of your experience.

Is ComplaintsBoard.com associated with NetSpend?

ComplaintsBoard.com is not affiliated, associated, authorized, endorsed by, or in any way officially connected with NetSpend Customer Service. Initial NetSpend complaints should be directed to their team directly. You can find contact details for NetSpend above.

ComplaintsBoard.com is an independent complaint resolution platform that has been successfully voicing consumer concerns since 2004. We are doing work that matters - connecting customers with businesses around the world and help them resolve issues and be heard.

Use this comments board to leave complaints and reviews about NetSpend. Discuss the issues you have had with NetSpend and work with their customer service team to find a resolution.