JC Penney review: Online Credit Card payments - insecure and no options

Finally received my JCPenney credit card after buying a cookware set. I hate having debts hanging over me so I wanted to pay-off the balance straight-away. Imagine my consternation when, landing on the Payments page I could find no way to submit a payment other than submitting my bank account and routing numbers!

Considering all the data breaches in the news I wasn't about to enter this information. I was seeking to cut a check or make an electronic transfer from MY bank to JCPenny but there was no such option. I could ALSO not make a payment via Paypal - which would ensure my transaction was secure.

I finally drove back to the store (Galleria at Crystal Run Middletown NY) where I explained my concerns and was aided by 'Pauline' who was very polite and quickly resolved my transaction.