You are able to open an account online, and then they will freeze your account without notifying you, and your direct deposit will be returned. I received my direct deposit, and the next day it wasn't there. I called, and my account was placed on hold, and I was told paperwork had to be submitted and the hold would be removed in a few days, and I was going to be able to have access to my funds. A week later, funds are still not there. They rejected my deposit, and it was returned back to my employer, and they told me I had to go to the bank to show my ID and social, so I told them to go ahead and close the account, and again I was told I had to go to a branch. So no, thank you, I will not be banking here.
Recommendation: If you want access to your funds do not open an account here