I am extremely disappointed with the services provided under the HDFC brand. While selling products, everything is presented as a single, well-integrated ecosystem, but in reality, it is completely the opposite.
Banking, insurance, and loan services are not interconnected at all. For a single issue, customers are forced to visit multiple branches or departments. Each team simply redirects the problem to another, saying “check with them,” instead of taking ownership.
This lack of coordination causes unnecessary stress, delays, and frustration for customers. If the services are not truly integrated, then branding them as one unified system is misleading.
HDFC should seriously work on:
Better internal coordination
Single-point customer support
Accountability across departments
Until then, the customer experience will continue to suffer.
I will never buy HDFC Products at all
Wastedly I have purchased HDFC Life and ERGO products as I thought all are under HDFC Bank as I liked banking services.
Recommendation: NEVER buy Any HDFC PRODUCTS or Services