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HDFC Bank review: Wrongful reporting of loan liability – request for immediate rectification

Venkat S of US

Feb 18, 2026 6:13 am EST

Verified customer

Featured review

I served as a Director in Proscans Diagnostics Private Limited only from 28 June 2016 to 14 October 2016. My cessation from the Directorship was duly filed and updated with the Ministry of Corporate Affairs, Government of India. The MCA Master Data clearly reflects my cessation date as 14 October 2016.

I have recently been informed that HDFC Bank has reported me as a defaulter in respect of a loan taken by the said company, reportedly sanctioned in or after 2020, which is several years after my resignation and official cessation as Director.

I was not associated with the company at the time the loan was availed. I have not signed as a guarantor, co-borrower, or authorized signatory for any such loan after my resignation.

The reporting of this liability under my name is incorrect and is severely impacting my credit score and my ability to avail personal loans.

I request you to kindly:
1. Provide complete details of the loan account in which my name has been reported.
2. Provide documentary proof, if any, showing my personal guarantee, co-borrower status, or authorization.
3. Immediately remove my name from the said loan account if no such legal liability exists.
4. Update the corrected information with all credit bureaus without delay.

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