First American Payment Systems — you'll get screwed!
We got screwed. Some jerk, named, Ryan De Vitis from Orange County came into our office to sign up for merchant credit card processing. I told him we currently use PayPal and they do not charge us high fees, etc. He assured me there were no fees apart from the normal $30 per month. He wanted me to sign a document to SEE if we get approved for a certain program. Little did we know, he was signing us up for a 3 year agreement. I told him we did not want to sign up right away- since our website was under maintenance for another 6 months. He again assured this was just to see if I was approved and to get things lined up for the new website. Each month turned into a $73 fee- even when my site wasn't up!!! Finally, I went to cancel (after a few months) and they charged a $495 early termination fee. The company knows they screw people. I've called and emailed Ryan De Vitis a hundred times--not once have I heard from him. Ryan is a scam artist and his filthy name is all over the internet. Ryan De Vitis from Orange County, CA is a liar, cheat and ###.
Feel free to call him and see if you get a response;
[protected] (ext 201)