The complaint has been investigated and
resolved to the customer's satisfactionResolved ER Solutions — Collections Fraud
resolved to the customer's satisfaction
ANYONE INTERESTED IN FILING A CLASS ACTION SUIT?
Please post on this website or reply if possible
It seems like they are intentionally enducing the victim (the alleged Debtor) into settling for a balance owed that does not exist with the original creditor.
I'm no lawyer (I'm actually a 2nd yr law student) but I know a fraud when I see one. It looks like we have all been harmed by ER Solutions in a similar way, enought to justify combining all of our claims and one claim for relief (injunction, compensatory and punitive damages) against the fraud that ER Solutions is committing and the ongoing misrepresentations that a debt is owed as exemplified by each separate phone call and letter that everyone has received.
This is what I believe is the fraud: ER Solutions buys a client list, whether or not a debt is owed, they generate an amount due and claim that it is a balance due from the 'original creditor' Paypal. So when they attempt to collect they know you won't pay in full, that you will claim that nothing is due, but they will turn around and offer you a settlement at 60% or lower with the anticipation that you will believe it is not worth it and pay it, thus making their profit.
What I find suspicious is that Paypal never claimed a balance due, ER Solutions just appeared. So has this happened to anyone as well?
Is there anyone who would be interested in pursuing this? Should I start a forum? put an ad on craigslist (re: ER Solutions Fraud) and get this centralized? The reason being is that to do this one of us, or a chosen representative (any of us victims) would have to contact an attorney and provide detailed factual information along with proof that ER Solutions's claims are unsubstantiated and we have the documents to prove it.
This is my plight:
I just received a letter from ER Solutions claiming that I owe $166 for a Paypal debt, funny thing is, my address is partially incorrect, they added an apartment number... Ilive in a house and recently checked all of my transactions in the past 3 years and no money is owed to paypal.
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