Well, we lost our careers when the economy tanked and trying to hang on w/ low paying jobs. We have our mtg w/ Regions (gangsta mtg co.) and we applied for the modification and for three months they lowered it by $300. We paid it easily and on time, at the end of the 3 months, they came back and said we no longer qualify and wanted the $300 for the three months ( $900) back immediately.
We are about 2k behind ONLY because we were sending in partial payments several times a month WHICH amounted to the entire payment being received w/i the alloted month. BUT, since it wasn't all in one check, they put it in our escrow account instead of applying it to our mtg. and added finance, misc. charges. Now they are trying to foreclose on us.
The escrow office (Memphis) and the mtg office (B'ham) can't even call each other to move our money where it belongs.
Even tho they w/ other banks and wall street caused all this economic mess and Even tho they: Regions (gangsta mtg. co.) OWE us taxpayers tarp money to the tune of 3.5 BILLION dollars? Total Hypocrites! BOYCOTT Regions (gangsta mtg. co.)